Only Fee-Only

Cody's Bio:

I am Cody Garrett, an advice-only financial planner passionate about helping families refine their path to financial independence (FI) as DIY investors. As a CERTIFIED FINANCIAL PLANNER™ professional, I specialize in comprehensive financial plan development, topic research, and personalized financial education. I believe that truly comprehensive financial advice can provide the clarity and confidence necessary for families to implement their own well-informed decisions.

As a registered investment adviser, I am held to the fiduciary standard of care, legally and ethically required to act in your best interest when providing personalized financial advice. To provide transparency and avoid conflicts of interest, I do not receive any compensation from the sale of investment or insurance products and do not manage client investments. With advice-only financial planning, all recommendations are tailored to fit your personal objectives and values.

As a trusted source, my financial education insights have been featured in articles by Forbes, Barron’s, Yahoo Finance, FOX Business, MarketWatch, Morningstar, Business Insider, Morning Brew, and CNBC.

I am an alumnus of The University of Houston and completed the CFP certification program at Rice University. I fulfilled the CFP Board’s rigorous education, exam, experience, and ethics requirements. With tax efficiency as a core planning consideration, I also passed the IRS Special Enrollment Exam (SEE Part 1 – Individuals).

I am a continuous learner who believes there is always room for personal and professional development. I am an active member of the Financial Planning Association (FPA), the National Association of Personal Financial Advisors (NAPFA), the XY Planning Network, the FPA Next Generation Planner Editorial Advisory Board, and financial independence (FI) communities.

Passionate about helping others receive conflict-free financial education, I write comprehensive yet concise articles about various planning topics at MeasureTwiceMoney.com.

EXPERIENCE

As an advice-only financial planner, I have collaborated with hundreds of individuals and families to develop detailed strategies and provide clarity when making major financial decisions. With multi-generational planning opportunities, I have been fortunate to work with families of various ages, levels of wealth, educational backgrounds, and personal lifestyles. From the first dollar saved to the last dollar spent, I have helped families in all stages of life create a path to and through financial independence.

Previous years of experience as a fee-only financial planner have provided opportunities to review thousands of financial documents, create tax-efficient wealth accumulation and income distribution strategies, develop and rebalance investment portfolios, and encourage healthy family communication around financial decisions. Every financial plan is different, and I enjoy going beyond the ‘rules of thumb’ to help families refine their financial paths.

Music in this episode is from Bensound.

Thomas is a financial planner, the co-founder of AllStreet Wealth, as well as a:

• Blogger
• Podcaster
• Content creator

• Top 23 Millennial Financial Advisor by Business Insider
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After graduating from Butler University, Thomas has spent his entire career in the financial services industry as a financial planner. Thomas is passionate about helping millennials cut through the noise and figure out how to use their resources to accomplish what they truly want in life. 
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Outside of helping clients with their financial plan, Thomas enjoys working out, playing basketball, spending time at the lake with his family, and hanging with his friends and girlfriend. 




The music in this episode was obtained from BenSound.

Silvia is the Founder and Managing Partner of Manent Capital, a Boston-based wealth management firm that manages over $70 million and focuses on helping professionals understand their personal and business finances so that they can feel accomplished, confident and excited about investing in their future dream goals. She has over 10 years of investment and wealth management experience, including individual investment management, comprehensive financial planning and high net worth advisory.

Prior to founding Manent Capital, Silvia worked as a financial advisor at Morgan Stanley where she was responsible for providing clients with personalized plans to help them better manage their investments, cash flow and achieve their financial goals. Prior to this, Silvia worked with international ultra-high net worth clients at Credit Suisse in Zürich, Switzerland as well as J.P. Morgan in Boston, MA. Silvia began her career in Palo Alto, CA at Cepheid, a leader in molecular diagnostics and Instrumentation Laboratory (IL), a leader in critical care, hemostasis and point-of-care diagnostics.

Silvia received her undergraduate and master’s degree in Finance and International Management from ESADE, a Top-Ranked European Business School. Silvia is a Chartered Financial Analyst (CFA®), the highest distinction in the investment management profession as well as a Certified Financial Planner (CFP®), the standard of excellence in financial planning. In addition to understanding the complexities of the changing financial climate, Silvia is held to the most rigorous ethical standards by both designations.

Silvia speaks English, Spanish, French and Catalan.


The music in this episode was obtained from BenSound.

Justin's Bio:

I am a CERTIFIED FINANCIAL PLANNER™ practitioner, the founder and leader of RLS Wealth, co-founder of The AGC™, and a member of the XY Planning Network. Having spent my entire career in the financial services industry, I started RLS Wealth in 2015 to bring my passions to my work and help dreamers align their passions with their finances. Since launching RLS Wealth, I’ve been included in Financial Advisor Magazine’s Advisors To Watch 2019,  Investopedia’s Top 100 Advisor (2019 and 2020), and Investment News 40 under 40 2020 Class.

Purpose

My purpose is to live a fulfilled life and make a lasting impact on others as their guide on their journey toward fulfillment by supporting them and encouraging them to step out of their comfort zone to achieve their goals.

The music in this episode was obtained from BenSound.

In this episode, Broc and Peter talk about the format, structure, and frequency of the podcast. They also touch on what they are going to be talking to planners about.