The episode begins with an introduction by Sandy MacKay, followed by a sponsor message from Real Approved Inc. The discussion then moves to housing start figures in Ontario and Windsor, exploring the factors behind recent declines. A TD survey reveals how Canadians are adjusting their spending in response to changing mortgage rates. Recent interest rate developments from the Bank of Canada are discussed, along with October home sales data from the Canadian Real Estate Association. The province's plan to take over the Real Estate Council of Ontario is examined, and predictions for Ontario's best mortgage rates in 2025 are offered. The episode concludes with closing remarks and another sponsor mention.

(0:00) Introduction by Sandy MacKay

(0:21) Sponsor: Real Approved Inc.

(0:41) Ontario and Windsor housing start figures with decline factors

(3:19) TD survey on spending adjustments for mortgage rates

(6:10) Bank of Canada's latest interest rate developments

(9:07) Canadian Real Estate Association's October home sales data

(11:55) Province's takeover plan for the Real Estate Council of Ontario (RECO)

(14:27) Predicting Ontario's best mortgage rates for 2025

(16:37) Closing remarks and Sponsor: Real Approved Inc.