Open Banking Limited set the UK’s open banking standards, driving innovation and competition across retail banking. In this episode of Trading Tomorrow - Navigating Trends in Capital Markets, host Jim Jockle speaks with Nick Davey, their Head of Strategy, about how Open Banking Limited has developed, its successes for consumers and SMEs, and the barriers to scaling adoption. The discussion also covers the move toward open finance, the role of consumer trust, and what the future may hold as new use cases and data-sharing frameworks emerge.