Markets have been volatile for a while and have been moving ever so sharply since COVID. Commodities spike and correct. Bond yields behave counterintuitively. The rupee weakens. IPOs surge. However, despite all this turbulence, most asset classes are not collapsing.In this episode of Open Dialogue, Sameer Shetty speaks with Ashish Gupta, Chief Investment Officer, Axis Mutual Fund, to decode what market volatility really indicates for investors.Together, they discuss the IPO frenzy and listing reality, explaining why not all public offerings deliver long-term value. The conversation also dives into bond market behaviour. Why long-term yields are rising despite policy rate cuts, and what that signals about fiscal trends and demand-supply dynamics.The surge in gold and silver, the risks of speculative flows, and why industrial demand ultimately reshapes price trends are analysed. A thorough overview of real estate momentum, currency pressures driven by capital account shifts, and the evolving role of foreign investor flows also takes place.The conversation makes one thing clear: though the markets are volatile, it’s not irrational. Demand, supply, valuations, and capital flows explain far more than what emotion-driven narratives suggest.This episode offers a structured framework to understand today’s uncertainty and helps investors think rationally about diversification, risk, and long-term asset allocation in an environment that feels more chaotic than it actually is.Speakers:Sameer Shetty: Group Executive, Digital Banking & Strategic Programs, Axis BankAshish Gupta: Chief Investment Officer, Axis Mutual Fund🔔 Like, comment, and subscribe for more expert conversations on India’s economy and markets, only on Open Dialogue by Axis Bank.#OpenDialogue #MarketVolatility #SilverCrash #MacroEconomics #AssetAllocation #IPOInsights #Nifty #FIIOutflows #BondMarkets #InterestRates #GoldRally #Rupee #InvestingIndia #FinancialLiteracySUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/details?id=com.axis.mobileFor more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

Budget 2026 did not deliver big surprises, and that is exactly where this conversation begins. In this episode of Open Dialogue, the panel discusses why a predictable, “boring” Budget can be a positive signal, reducing uncertainty, lowering the long-term cost of capital, and improving confidence for businesses and investors.In this roundtable, Sameer Shetty, Neelkanth Mishra, and Ashish Gupta examine key themes from Budget 2026, including the end of sharp fiscal consolidation, the improving quality of government spending, and concerns around liquidity as large cash balances remain parked with the RBI. The discussion also explores market reactions, changes to Securities Transaction Tax, and why some headline numbers such as GST collections can be misleading due to accounting shifts rather than economic weakness.The conversation places the Budget in a wider context of global uncertainty, volatile commodity markets, capital flows, and monetary policy, focusing on what actually matters for growth, markets, and long-term economic stability. This episode looks beyond announcements to understand intent, trade-offs, and what to track going forward.Speakers:Sameer Shetty: Group Executive, Digital Banking & Strategic Programs, Axis BankNeelkanth Mishra: Chief Economist, Axis Bank & Head of Global Research, Axis CapitalAshish Gupta: Chief Investment Officer, Axis Mutual Fund🔔 Like, comment, and subscribe for more expert conversations on India’s economy and markets, only on Open Dialogue by Axis Bank.SUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

India’s economy is entering a critical transition. After a phase of fiscal tightening, credit slowdown, and global uncertainty in 2025, key macro signals are beginning to shift. Growth is picking up, inflation remains contained, interest rates are falling, and fears around the rupee are being reassessed. But what does this really mean for India as it moves into 2026?In this episode of Open Dialogue, Sameer Shetty speaks with Neelkanth Mishra to explore the evolving state of India’s economy and what lies ahead.Together, they examine what slowed growth in 2025 and why those headwinds are now easing. They also discuss interest rates, bond yields, credit growth, and the recent movement in the rupee — explaining why current market fears may be overstated. The episode connects these macro trends to real-world outcomes, including borrowing costs, investment cycles, real estate activity, and income growth. This discussion offers a holistic view of where India’s economy stands today and what to expect as the country moves into 2026.Speakers –Sameer Shetty: Group Executive, Digital Banking & Strategic Programs, Axis BankNeelkanth Mishra: Chief Economist, Axis Bank & Head of Global Research, Axis Capital🔔 Like, comment, and subscribe for more insights on India’s economy, policy, and markets — only on Open Dialogue by Axis Bank.#OpenDialogue #IndiaEconomy #EconomicOutlook #Inflation #InterestRates #BondMarkets #Rupee #MacroEconomics #InvestingIndia #FinancialLiteracy #EconomicGrowth #PolicyInsights Chapters:00:00 - Introduction01:10 - Has India’s Growth Recovered?02:22 - Why 2026 Growth Forecasts Improved06:12 - Trend Growth & Economic Cycles10:03 - Key Data Points to Watch12:49 - Why Inflation Is Staying Low18:21 - Inflation Outlook: What to Expect22:33 - Rupee Weakness Explained37:21 - Interest Rates & Bond Market Outlook46:36 – Audience Q&A: Risks, Housing & Taxes55:28 – ConclusionSUBSCRIBE TO US:    / @opendialoguebyaxis   Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn -   / axis-bank   Instagram -   / opendialoguebyaxisbank  Facebook -   / axisbank  Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

Bond yields quietly move economies. They influence everything from interest rates and inflation to market confidence and government spending. Yet few understand how this hidden force shapes economies and financial systems.In this episode of Open Dialogue, Sameer Shetty speaks with Ashish Gupta, Chief Investment Officer, Axis Mutual Fund, to decode the world of bond yields — what they are, how they work, and why they matter.Together, they explain the relationship between bond yields, interest rates, and inflation, explaining why markets often react before central banks do. The conversation explores the yield curve, inverted yield curve, and how these indicators reveal expectations about future growth or recession.They also discuss how yields connect to credit spreads, fiscal discipline, and financial stability, illustrating why governments, investors, and even central banks watch them closely. From the repo rate in India to the Fed rate in the US, the episode explains how policy decisions ripple through markets — influencing borrowing costs, equity performance, and the broader global economy.This discussion helps you see why bond markets are called the “plumbing” of modern finance and how market expectations reflected in yields can signal what’s next for economic growth.Speakers –Sameer Shetty: Group Executive, Digital Banking & Strategic Programs, Axis BankAshish Gupta: Chief Investment Officer, Axis Mutual Fund🔔 Like, comment, and subscribe for more insights on markets, interest rates, and the global economy — only on Open Dialogue by Axis Bank.#BondMarkets #FinanceExplained #OpenDialogue #AshishGupta #InterestRates #Inflation #YieldCurve #InvestingInsights #GlobalEconomy #MarketTrends #FinancialEducation #EconomicOutlook #MoneyMatters #financialliteracy SUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

The world economy is undergoing a seismic shift. After decades of globalization and interdependence, nations are redrawing the map of trade, capital, and technology. Welcome to the age of geoeconomic fragmentation — where economic alliances, supply chains, and financial systems are being reshaped by politics, security, and national priorities.In this episode of Open Dialogue, Sameer Shetty speaks with Neeraj Gambhir, Group Executive, Treasury, Markets & Wholesale Banking Products, Axis Bank. Together, they trace how post–World War II integration gave rise to today’s interconnected world and why that system is now being reimagined.They explore the evolution from Bretton Woods to WTO, the rise of the US dollar as the reserve currency, and how recent shocks have exposed the vulnerabilities of global interdependence. The discussion explores the weaponization of trade and payments, the resurgence of tariffs, and the push for onshoring critical industries like semiconductors, defense, and clean energy.Beyond global trends, the episode offers sharp insights into what investors, businesses, and policymakers should watch as the world transitions from “just-in-time” globalization to “just-in-case” resilience.Speakers –Sameer Shetty: Group Executive, Digital Banking & Strategic Programs, Axis BankNeeraj Gambhir: Group Executive, Treasury, Markets & Wholesale Banking Products, Axis Bank🔔 Like, comment, and subscribe for more insights on global economics, India’s strategic future, and the forces reshaping markets and trade.#GeoeconomicFragmentation #GlobalTrade #IndiaStrategy #DefenseSpending #SupplyChain #Semiconductors #EnergySecurity #Atmanirbhar #GoldRepatriation #Resilience #ReelCutsSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

India’s tax landscape just changed in a big way. GST has been simplified with two main slabs, fewer inverted duties, and clearer pass-through to prices. What does this reset mean for inflation, demand, and growth?In this episode of Open Dialogue, Sameer Shetty speaks with Neelkanth Mishra, Chief Economist, Axis Bank & Head of Global Research, Axis Capital. They trace India’s journey from cascading indirect taxes to GST, why two slabs (5% and 18%) matter, and how rate rationalization can boost consumption without straining fiscal math.Within this framework, they unpack how input tax credit works at the invoice level, why inverted duty fixes reduce refunds and disputes, and how compliance data has unlocked MSME lending. The discussion also explores sector impacts and when consumers should expect genuine price pass-through.Beyond this, they examine what simpler GST means for competitiveness, logistics efficiency, and state finances as compensation cess sunsets. The episode closes with practical takeaways on pricing transparency, demand impulses, and the road to a cleaner, broader tax base.Speakers-Sameer Shetty: Group Executive, Digital Banking & Strategic Programs, Axis BankNeelkanth Mishra: Chief Economist, Axis Bank & Head of Global Research, Axis Capital🔔 Like, comment, and subscribe for more insights on GST, growth, and India’s evolving tax architecture.#GSTReform #IndianEconomy #FiscalDiscipline #ConsumptionBoost #TaxSimplification #MSME#Compliance #InvestmentCycle #Inflation #economicgrowth Chapters:0:00 - Introduction1:45 - History of Taxation in India13:30 - What are Direct and Indirect Taxes?20:09 - Monthly GST Collections25:54 - Innovations in GST48:30 - How the New Tax Structure is Helping Compliance1:00:54 - What Does This Mean for Inflation and Interest rates1:05:11 - What Does This Mean for the Indian Competitive Landscape 1:10:31 - Will Corporates Start Investing More?1:16:33 - ConclusionSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

India’s economy is at a turning point. Structural strengths remain intact, but global uncertainty and inflation bring new challenges. How does the Reserve Bank of India balance these pressures while supporting growth?In this episode of Open Dialogue, Sameer Shetty speaks with Saugata Bhattacharya, member of the Monetary Policy Committee (MPC) and former Chief Economist at Axis Bank. They discuss the origin of MPC and how it shapes India’s economy — balancing inflation and growth through its stance and decisions. Within this framework, the RBI sets the repo rate, manages liquidity, and controls inflation. The discussion also looks at volatile CPI drivers such as onions and tomatoes, and why India needs better food storage and processing. Beyond this, they examine key reforms like GST rationalization, tax cuts, and labour reforms that can improve competitiveness. The episode ends with a focus on shifting savings, where household savings shrink while corporate savings rise, and what this means for investment and growth.Speakers-Sameer Shetty: Group Executive, Digital Banking & Strategic Programs, Axis BankSaugata Bhattacharya: Economist & Member, RBI’s Monetary Policy Committee🔔 Like, comment, and subscribe for more insights on India’s economy and monetary policy.#IndianEconomy #MonetaryPolicy #RBI #Inflation #RepoRate #EconomicReforms #GST #Transmission #Savings #Banking #MacroEconomics #StructuralReforms #Growth #Households #Corporates #AxisBank #OpenDialogueChapters-00:00 - Introduction03:00 - Big Picture: State of the Indian Economy06:42 - Taxation, GST and Economic Reforms10:56 - Factor & Regulatory Reforms16:50 - Understanding the Monetary Policy Committee (MPC)28:36 - How Interest Rates and Liquidity Are Managed38:55 - Forward Guidance, Transmission and Market Impact1:11:08 - Inflation and Food Price Volatility1:14:12 - Savings Shift & Economic Cycles1:24:05 - Closing RemarksSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

Populations aren’t just growing or shrinking—they’re transforming economies in profound ways.In this episode, Neelkanth Mishra discusses the drivers of global demographic change, from ageing populations to falling fertility rates. He explains how these shifts influence economic growth, workforce patterns, policy reforms, savings allocation, and the real estate cycle.The discussion explores the challenges and opportunities of this demographic transition and examines what these trends mean for careers, investments, and the future shape of the global economy.Speakers-Sameer Shetty: Group Executive - Digital Banking & Strategic Programs, Axis BankNeelkanth Mishra: Chief Economist, Axis Bank & Head of Global Research, Axis Capital🔔 Like, comment, and subscribe for more expert insights on economic trends.#DemographicShift #FallingFertility #AgingPopulation #EconomicGrowth #PopulationAging #FutureOfWork #IndiaDemographics #ImmigrationDebate #Urbanization #PolicyReform #EducationAndFertility #RealEstateTrends #SocialChange #SustainableGrowthChapters:00:00 – Introduction01:15 – Global Demographic Changes02:09 – Why Demographics Are Changing Faster Than Economies04:36 – Ego, Economy, Ethnicity Framework08:11 – Demographics and Economic Growth17:15 – Impact of Aging Populations24:27 – Immigration as a Solution29:45 – India’s Demographic Outlook37:41 – Key Takeaways for the Future41:06 – ConclusionSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

India's financial sector has undergone a massive transformation over the last 30 years.In this episode, Rajiv Anand from Axis Bank takes us through the key reforms and technological shifts that turned paper-heavy financial systems into today's fast, digital ecosystem. Learn how these changes impacted everything from investor experience to lending practices and the financial technology that powers it allWatch for an insider’s view on India’s financial evolution and the road ahead.Speakers-Sameer Shetty: Group Executive, Digital Banking & Transformation, Axis BankRajiv Anand: Ex Deputy Managing Director, Axis Bank🔔 Like, comment, and subscribe for more insights on banking, reforms, and innovation.#IndianBanking #FinancialReforms #RajivAnand #AxisBank #Liberalization #DigitalBanking #MutualFundsIndia #NSE #SEBI #UPI #Aadhaar #RetailBanking #CorporateBanking #NPACrisis #IBC #FinancialInclusion #AIinBanking #BankingTechnology #MarketEvolution #EconomicTransformationChapters:0:00 - Introduction 1:21 - Early Days of Indian Financial Markets (Pre-Liberalization)8:02 - Liberalization & Structural Changes10:44 - Trading in the Physical Era & Dematerialization17:16 - The Harshad Mehta Scam & Regulatory Reforms24:40 - Rise of Mutual Funds & Fixed Income Investing30:59 - Interest Rates, Inflation, and Home Loan Revolution34:44 - Teaching India Fixed Income: Early Mutual Fund Days40:05 -2008 Global Financial Crisis: Lessons Learned45:04 - Rise of Retail Banking & Digital Revolution53:54 - Retail Lending Boom—Credit Bureaus & Digital Infrastructure56:59 - The MSME Opportunity: New Frontiers in Lending58:29 - The UPI Revolution and Public Digital Rails1:00:28 - Demonetization: Branches on the Frontline1:06:25 - Corporate Banking and NPA Crisis: Moving to Resolution1:11:38 - Summary: Three Decades of Transformation1:14:54 - Looking Forward: The Next Decade in Indian FinanceSUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST

AI is transforming banking — but not in the way most headlines suggest.In this episode, we break down how AI is quietly reshaping everything from banking operations to customer engagement. From automating contact centers to redesigning credit journeys and software development, we explore the real, behind-the-scenes shift underway.We also discuss when AI will start showing up in the P&L, how it will change banking jobs, and what the "AI-powered bank of the future" could look like.Watch for a grounded, insider view on AI’s real impact in banking — today and tomorrow.Speakers —Sameer Shetty: Group Executive, Digital Banking & Transformation, Axis BankSubrat Mohanty: Executive Director, Banking Operations & Transformation, Axis Bank.🔔 Like, comment, and subscribe for more on AI, finance, and the future of work.#AIinBanking #GenerativeAI #BankingTech #FinTech #ArtificialIntelligence #DigitalBanking #AIRevolution #BankingInnovation #FutureOfBanking #AITransformation #MachineLearning #CustomerExperience #BankingAutomation #DataScience #FinancialServices #AIChatbots #RiskManagement #CreditScoring #FraudDetection #TechInBanking #AIImpactChapters:0:00 - Introduction to the AI Breakthrough & Early Impact2:15 - A Brief History of Artificial Intelligence6:14 - The Internet's Role: Data Availability & the Challenge of Text12:56 - The Transformer Model: A Game Changer17:40 - The AI Trifecta: Data, Compute, and Advanced Models Converge21:12 - AI in Banking: Addressing Job Displacement & Current Stage23:11 - Automating Banking Operations with AI39:07 - AI's Transformative Role in Contact Centers1:01:49 - AI in MIS, Analytics & Sales1:04:31 - AI-Enabled Customer Propositions & Agentic Banking1:23:23 - The Future Bank: No Maker, Only Checker & Zero LatencySUBSCRIBE TO US: https://www.youtube.com/@OpenDialogueByAxis Download Axis Bank App: https://play.google.com/store/apps/de...For more informative videos and discussion on important topics related to Banking, finance & economics:LinkedIn - https://in.linkedin.com/company/axis-bank Instagram - https://www.instagram.com/opendialoguebyaxisbankFacebook - https://www.facebook.com/axisbank/Twitter - https://x.com/AxisBankCopyright:©Axis Bank Limited [2025]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner.STATUTORY DISCLAIMER:By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST INFORMATION PRESENTED IN THIS PODCAST