Paul, Frank and Steve begin the show by conversing about Ottawa’s median income and home affordability (1:03), average sales price in Ottawa (5:10), where rates and real estate is headed end of 2023 (7:01), and tips for selling in the fall/winter (10:33). After the break, the guys talk about today’s rates (13:57), and people renewing in the next few years as well as rising costs impacting homeowners (16:48). Then, the gang discuss refinancing a home during a divorce (21:36), people not being able to afford their renewal (27:23), and what a buyer’s market vs. a seller’s market looks like (30:17). To end the show, the guys converse about contacting a real estate agent if you’re looking to sell in the fall/winter (34:37) and treating photos like your first showing (37:38).