Paul, Frank and Steve begin the show by talking about February’s real estate, mortgage rate and credit card debt stats (1:49), the amortization process, and why you shouldn’t work with banks (6:48). After the break, the guys converse about needing more homes built (11:09), whether real estate and moving costs are impacting buying and selling decisions (14:46), and the increase of home values (17:14). Then, a listener phones-in to ask about rural properties, pools and the current Ottawa market (21:29), the guys discuss first-time home buyer appetites (27:30), and the Federal budget and how it could impact mortgages and real estate (29:33). To end the show, a listener phones-in to discuss the old Home Ownership Made Easy Plan (35:00) and the guys talk about the employment numbers (37:50).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and start the show by conversing about people holding off on Christmas spending (0:45), government mortgage stress test “relief” (2:01), lump sum payments without penalty (8:00), and being proactive vs. reactive in real estate and mortgages (10:50). After the break, the gang talk about potential real estate price and interest rate forecast (13:32). Then, the gang discuss November being a slower month in real estate (21:44), open houses (24:28), and rule changes for multiple offers (29:22). To end the show, the gang converse about 6-month mortgages (35:41), as well as fixed and variable rates (36:54).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and begin the show by talking about mortgage and economy predictions (1:42), today’s home prices and inventory (4:01), whether we’re in a balanced market and the appetite for townhomes (6:00), as well as transforming office buildings to condos (9:14). After the break, the gang converse about how interest rates are impacting buying habits (12:28) and whether Canadians are timing the real estate market (17:25). Then, the gang discuss where investors are at in today’s market (22:01), why you shouldn’t take a 5-year fixed today (26:17), everything about private lenders (28:34), and the difficulty of fixer-uppers (32:04). To end the show, the gang talk about Christmas decorations when selling your home (34:35) and fixed-rate vs. prime-rate (37:43).

Paul, Frank and Steve start the show by conversing about how the bond market and economy are impacting mortgage rates (2:53) and what is impacting the real estate market (9:43). After the break, the gang discusses Stats Canada economy numbers and immigrants (12:39), as well as the new multiple offer situation rule (16:53). Then, Paul and Frank talk about potential real estate and interest rates changes (21:33). To end the show, Paul and Frank answer questions about mortgage renewals, variable rate and requalifying (33:23).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate to start the show by discussing how the early sunset impacts buying and selling a home (2:32), why we’re in a normal real estate market (3:30), requalifying when you want to port your mortgage (5:14), and economists being against the hold in mortgage rates (9:16). After the break, the gang converse about people deciding to move outside Ontario due to housing costs (13:27), what type of homes first-time homebuyers are looking for (15:54), how to price a home in this market (16:52), fixed vs. variable in the next 18 months (18:17), and why we’re in a “soft” recession (21:39). Then, the gang talk about our October real estate stats and today’s market (24:25), what people are doing today when they’re up for mortgage renewal (28:21), and increasing your amortization (33:15). To end the show, the gang discuss mortgage renewals and how they impact the economy (35:31), rate drop predictions (38:48), and when is the best time to buy (42:16).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate start the show by talking about Ottawa’s real estate inventory (1:08), the September 6th interest rate announcement as well as how inflation, government taxes and programs are impacting Canadians (2:48), the increased difficulty of borrowing money (10:26), and current bargains in Ottawa real estate (11:54). After the break, Sean Reid, a mortgage lender, discusses to the world of private lending vs. traditional lending (14:30). Then, a listener phones-in to ask about buying property near the LRT (23:31) and the gang converse about buying in developed areas vs. rural (28:13). To end the show, the gang talk about being proactive with your mortgage renewal (33:13) and people selling due to renewing their mortgage (35:01).

Paul, Frank and Steve begin the show by conversing about Ottawa’s median income and home affordability (1:03), average sales price in Ottawa (5:10), where rates and real estate is headed end of 2023 (7:01), and tips for selling in the fall/winter (10:33). After the break, the guys talk about today’s rates (13:57), and people renewing in the next few years as well as rising costs impacting homeowners (16:48). Then, the gang discuss refinancing a home during a divorce (21:36), people not being able to afford their renewal (27:23), and what a buyer’s market vs. a seller’s market looks like (30:17). To end the show, the guys converse about contacting a real estate agent if you’re looking to sell in the fall/winter (34:37) and treating photos like your first showing (37:38).

Paul, Frank and Steve start the show by talking about Canada’s inflation and the next rate hike announcement (1:48), rate and real estate predictions (4:26), and why rate increases keep happening (10:06). After the break, the guys converse about listings being up (12:43) and the risk of cashback mortgages (18:19). Then, the gang discuss amortization, static payment and home equity lines of credit changes (22:13) as well as what happens if interest rates don’t come down in 2024 (28:18). To end the show, the guys talk about optimism in the real estate market (33:26), the importance of hiring a real estate agent who’s a good negotiator (35:33), and the average of first-time homebuyers who need help from their parents (37:37).

Paul, Frank and Steve begin the show by talking about how school starting impacts real estate (0:52), how Canadians are dealing with the rise of mortgage rates and inflation (1:34), people walking away from new builds (6:13), and the booming rental market (11:06). After the break, the guys converse about how Canadians living paycheque to paycheque deal with renewing their mortgage (12:06), switching to a variable mortgage (16:48), and banks offering their “best” rate (19:38) . Then, the gang discuss today’s listing numbers (21:51), selling before Christmas (23:32), and when the rates will peak (26:43). To end the show, the guys talk about how much it costs to buy a home in Ottawa (34:03) and today’s 5-year fixed and variable rate (39:16).