REal Talk

Paul, Frank and Steve start the show by talking about Paul’s home buying experience (1:13), the real estate market cooling off and rising interest rates (4:45), Canadians giving up on buying a home (9:00), and the issues with purchasing investment properties in the future (11:17). After the break, Josh from Paul Rushforth Real Estate calls in to converse about selling Paul’s home (15:02); the guys discuss 4-bedroom homes (20:20) and lender approval for rural properties (20:57). Then, a listener phones in to ask about why housing went down in the 90s (23:40) and whether there’ll be a recession in the future (26:56). To end the show, another caller phones in to ask about selling vs. renting out another house (34:56) and the guys talk about 5-year vs. 10-year rate mortgages (39:50).

Paul, Frank and Steve start the show by talking about the nice weather, and how that plays into this year’s spring market (1:05), how what’s happening in parliament will affect the housing market (4:00), and how the labour strike is hurting new development even more (8:56). After the break, our caller is looking to buy a property to resell it in a few months and wants to know what is and isn’t allowed (11:46), and why prices are so high on new home builds compared to reselling homes (16:39). Then, they discuss the move from townhouses to single-family homes (20:22), how capital gains tax exemption works (23:31), and rising interest rates and cost of living (28:30). To end the show, the guys talk about the effect working from home has on selling home features (32:37), and some spring tips on buying and selling your home in the current market (36:33).

Paul, Frank and Steve begin the show by talking about high inflation numbers, high listing numbers and high house prices (1:27), whether we’re headed towards a balanced market (6:11), and a listener phones in to wish Paul a Happy Birthday (8:10). Then, the guys converse about variable vs. 5-year fixed (9:42), why blind bidding isn’t changing (13:13), and the new code of ethics in real estate (19:07). After the break, the gang discusses CMHC predictions about real estate cooling off (22:30), pre-approvals for first-time homebuyers (25:55), and the cost of living increasing (28:50). To end the show, another listener phones in to ask about buying another home on the east coast (32:24), and the guys talk about whether there’s an increase in investors (36:51).

Dora from Paul Rushforth Real Estate joins Frank and Steve to begin the show by discussing real estate numbers in March and April (0:48), interest rates and a potential recession (4:00), bidding for a new build lot online (7:06) and fixed vs. variable rates (8:35). After the break, the gang converse about first-time homebuyers buying homes or condos (12:08) and why people are content with not buying a new home (19:50). Then, the gang talks about mortgage penalties with non-banks vs. banks (23:19), property taxes going up (26:42), renegotiating mortgages in the next few years (28:11), and conditions when buying a condo as well as old vs. new condos (30:09). To end the show, a listener phones-in to ask about moving a mortgage over to another property (32:58), another listener calls-in to ask about whether they should sell their home and then rent (36:50), and the gang discuss whether taking out a line of credit to invest is smart (40:20).

Paul, Frank and Steve start the show by talking about March real estate numbers (0:33), the little-to-no real estate impact on the Government budget (4:35), and flipping home rules (9:51). After the break, the guys converse about the new home inspection law (12:53). Then, the gang discusses the difficulties of qualifying for a home vs. condo (21:44), the crazy increase in the average sales price (25:24), how the government isn’t helping Canadians with inflation (27:02) and a listener phones in to ask about how the Government is going to increase new builds (29:08). To end the show, the guys talk about more rules on flipping homes (33:22), the lack of incentives for first-time homebuyers (36:50) and why there’s an increase of parents helping first-time homebuyers (38:36).

Paul, Frank and Steve start the show by talking about the difficulty of working with lenders (1:34), lots of listings hitting the market (6:49), why rates could cause a balanced market (9:38), and why the Ottawa market changes so quickly (11:26). After the break, Paul Taylor from Mortgage Professionals Canada calls in to talk about potential political real estate promises (12:58). Then, the gang converse about rates trending upward (24:46), how buyers are reacting to the increased rates (28:40), and whether real estate prices will drop (31:17). To end the show, the guys discuss the importance of pre-approvals and real estate agent trust (34:30) as well as the posted rates and blended rates (38:26).

Paul, Frank and Steve begin the show by conversing about the sale and rental prices (1:20), mortgage brokers giving advice to politicians (3:11), increases in mortgage rates (5:49), and how increases in mortgage rates are impacting buyers (9:15). After the break, a listener phones in to ask how first-time homebuyers can navigate the real estate market (11:00) and the guys talk about the difficulty of baby boomers moving out (18:01). Then, the guys talk about how March Break affects real estate (21:06), the difficulty of finding a home to buy in Canada (23:49), how a “no convenience of offer” works (25:32), why real estate agents need a team (28:30), downpayment for a 30-year amortization (29:21), and mortgage penalties getting smaller (31:47). To end the show, the gang discusses curb appeal during the springtime (34:16), why the media aren’t talking about the increase in rates (37:54), and if you need a new pre-approval for when you got one in the fall (40:59).

Paul, Frank and Steve begin the show by talking about today’s real estate market (1:36), how interest rates and the economy are affecting Ottawa real estate (5:15), a listener phones in to ask about no longer selling their home and how it affects the contract with their agent (6:56), and the guys talk about stupid high seller expectations (10:49). After the break, another caller calls in to ask about bank appraisals catching up to the market value (13:27). Then, another listener phones in to ask about listing two homes at the same time (22:06) and the gang converse about whether converting a rundown property into a duplex is worth it (29:12). To end the show, our last caller phones in to ask about if they need to pay the appraised value difference if it comes in lower than the purchase price (31:43) and the guys discuss how elections affect real estate regulations (38:41).

Paul, Frank and Steve start the show by conversing about February’s real estate stats (1:18), an early Spring market (4:41), and how rates going up are affecting the real estate market and Canadians (5:50). After the break, the guys talk about the difficulty of pricing a home (12:48), and a listener calls in to ask about where to move in the outskirts of Ottawa (15:58). Then, another listener phones in to ask about buying to evict (21:36) and the gang discusses the popularity of duplexes and triplexes (29:07). To end the show, our final listener phones in to ask about the rules for increasing rent every year (30:55) and the guys converse about choosing variable vs. prime (36:59).