REal Talk

Paul, Frank and Steve start the show by conversing about why it’s a good time to get into the market (2:36), interest rates as well as how the recession is impacting it (4:20), incentives for first-time homebuyers (7:22), buyer optimism (9:13), and why people should list their homes right away (11:29). After the break, a listener phones in to ask about listing a rental townhome in Ottawa (13:22), the guys discuss selling a home with a tenant in it (17:34), and what a trigger rate is (19:00). Then, a listener phones in to call about keeping investment properties (23:19), another listener phones in to ask renting increasing restrictions (28:15), and the gang converse about past interest rates and buying habits (31:39). To end the show, the guys talk about reaching out to lenders for relief (35:18), and variable vs. fixed mortgages (37:36).

Paul and Steve are joined by Barb from Mortgage Brokers Ottawa, and they begin the show by discussing how the pandemic affected real estate (2:55) and where first-time homebuyers are buying (9:12). After the break, the gang converse about extending ratios for mortgages (10:34), the importance of mortgage brokers (13:31), and qualifying for a mortgage as well as buying a home now (18:13). Then, the gang talk about Toronto and Vancouver real estate vs. Ottawa (20:47), what people need to improve a home to sell (25:57), and selling a house within 12 months requiring capital gains (27:36). To end the show, the gang discuss the 1% vacant home tax (31:20), flipping homes (34:01), the smallest and average mortgages available (35:54) and December real estate(39:13).

Paul, Frank and Steve begin the show by talking about the return of home inspections, price decreases and cancellations (1:37), fighting inflation by raising rates (3:24), and how a recession will affect real estate (6:56). After the break, the guys converse about real estate stats from Stats Canada (12:12), more people selling their investment properties (16:51), and what a normalized market looks like for first-time homebuyers (19:48). Then, the gang discuss parents co-signing for first-time homebuyers (22:49). To end the show, the guys talk about predictions for September real estate numbers (31:24), getting mortgages under 5% (35:18) and mortgage rate predictions (37:05).

Paul, Frank and Steve start the show by discussing a slowdown in the real estate market, interest rates and the economy (0:32), how interest rates are affecting commercial mortgages and new builders (5:17), people being disqualified from getting into the housing market (7:52), and the increase in rental properties (9:16). After the break, the guys converse about variable vs. fixed mortgages (11:49), credit card debt and rising prices (13:07), and pre-qualifying for mortgages (16:46). Then, the guys talk about future real estate predictions (21:40) as well as home appraisals and more economy talk (26:40). To end the show, the gang discuss restaurant prices (30:55), why mortgage brokers are so important vs. working with the banks (33:21), and getting real estate pictures taken before the winter (35:57).

Paul, Frank and Steve start the show by talking about heading toward a balanced market and how the economy affects that (0:33), real estate price predictions (5:08), and renting to own (8:38). After the break, the guys converse about prime vs. variable rates (10:35) and a listener phones-in to ask about extending another 120 days on a guarantee mortgage (14:47). Then, the gang discuss tips to sell your home and find the best real estate agent (17:40), how to find the best mortgage (21:37), and bad real estate and mortgage broker practices (24:47). To end the show, a caller phones-in to ask the rate increase and trigger rate (30:40).

Paul, Frank and Steve begin the show by conversing about August’s real estate numbers (0:29), rising interest rates this week, Canadian debt and a recession (2:42), how unemployment is affecting the economy (6:58), and using a home equity line of credit (11:15). After the break, Ben from Edge Realty Analytics calls-in to talk about the rise in interest rates and where home prices are headed (12:53). Then, Ben continues to talk about where interest rates are headed in the future (22:52) and where real estate is headed in the future (25:24). To end the show, a listener phones-in to ask selling a home in senior living areas (32:24), the guys discuss variable rates (36:37).

Paul, Frank and Steve begin the show by conversing about the home prices going down (0:37), where interest rates and inflation is headed (4:42), insane new home builder prices (6:54), and comparing real estate markets in various Canadian cities (10:11). After the break, the guys talk about rising interest rates (14:33), US vs. Canada real estate markets (16:57), a listener phones in to thank the gang about their advice and experience (19:00), and the gang discuss the risk of flipping homes in this market (20:54). Then, another listener asks about where Paul sees the condo market in the next 5 years (23:51) and the gang converse about townhomes vs. single family homes and home pricing comparables (30:31). To end the show, the guys discuss people moving from Toronto because of pricing (34:13) and bringing employees back to the office (35:34).

Paul, Frank and Steve begin the show by talking about real estate and mortgages in August (1:18), rates rising and inflation in the future (4:45), and when we’ll be in a buyers market (8:48). After the break, the guys converse about buyer’s vs. seller’s market (11:02), whether you should get a 1-year closed rate (14:53), the dangers of raising rates (15:56), and how millennials are affecting the real estate market (18:26). Then, the gang discuss various areas in the Ottawa real estate market (20:44), changing lifestyles to afford a home/mortgage (23:15), and selling a home people bought within a year (28:10). To end the show, the guys talk about predicting August real estate numbers (31:02) and doing comparables year-over-year for pricing your home (33:53), and how long pre-approval is good for and what not to do before closing on a home (36:02).

Paul, Frank and Steve start the show by conversing about a charity golf tournament (0:21), how E-signature has changed real estate and mortgages (3:07), and updates on the Ottawa real estate market and mortgage rates (8:31). After the break, the guys talk about how much income goes to mortgages (14:03), friends buying homes together (15:36), and selling after buying 6-12 months ago (17:04). Then, a listener phones-in to ask about refinancing vs. borrowing for another purchase (20:24), the gang discuss people renting out their basement (25:47), and the purchase plus improvements plan (29:09). To end the show, the guys converse about how to find a good real estate agent (32:18) and insured mortgages (35:54).