REal Talk

Frank and Steve are joined by Josh from Paul Rushforth Real Estate, and they begin the show by discussing today’s slower market (1:34), mortgage rates and the bond market (3:40), selling vs. buying first (6:55), and the popularity of million dollar homes (7:34). After the break, the guys converse about income needed to buy a home (11:57), first-time homebuyers moving in with parents (13:33), buying condos instead of homes (17:11), and the guarantor program (18:45). Then, a listener phones in to ask about renting in Ottawa and how to pick the best tenant (23:58). To end the show, the gang talk about the Paul Rushforth guaranteed sale program (31:27), the importance of hiring trustworthy real estate agents and mortgage brokers (33:40), and the 3-day cooling off period in BC (36:02).

Paul, Frank and Steve start the show by conversing about the internet outage (1:15), real estate numbers for June (3:03), and high and rising interest rates (6:55). After the break, the guys are joined by Dave to talk about a charity golf tournament (12:22), and the guys discuss how often home prices would go up in Ottawa (17:25), and why people who’ve bought and are still struggling to sell (19:32). Then, the gang talk about the last time home prices went down (23:12), the last time we were at 5% for a 5-year (24:52), what to do when you have trouble qualifying for a mortgage (25:59), are there certain types of homes selling better than others (28:22), and a listener calls in to ask about amortization and mortgage renewal (30:42). To end the show, another caller phones in to ask about liability insurance (34:40), the guys converse about the state of first time homebuyers (37:25), and potential changes in mortgage rules and rates (38:58).

Frank and Steve are joined by Dora, and they start the show by talking about rising interest rates (1:18), how interest rates are affecting the housing market (3:09), will downsizers help future first-time homebuyers (6:16), and building up equity in your home (8:04). After the break, a listener phones-in to ask about renewing your mortgage as a retiree (12:04), the gang converse about listing numbers in Ottawa and adjusting to this new real estate market with different strategies (16:40). Then, another listener calls-in to ask about closed variable rates (20:23), the gang then discuss completely open mortgages (26:10), slower real estate investment market (27:09), and whether the real estate market crash (29:40). To end the show, our final caller asks about increased interest rates (31:40) and panicking over the changing real estate market (34:29).

Paul, Frank and Steve start the show by discussing Paul’s golf tournament (0:44), July’s real estate numbers (2:10), how interest rates are impacting the market (4:17), what a normal market looks like (6:07), private lenders vs. bank lenders (9:40), and fall real estate predictions as well as first-time homebuyer struggles (11:22). Then, the guys talk about the rental market (14:38), cost of a townhome and how it affects investors (15:19) Paul’s guarantee-sold program (17:46), and the increase of buyers walking away from deals (19:09). After the break, a listener phones-in to ask about bridge financing (20:20) and the guys converse more about bridge financing (28:05). To end the show, another listener calls-in to ask about selling your home to your family member as a gift (31:17), and the guys discuss Ottawa’s average sales price (36:41).

Paul, Frank and Steve start the show by conversing about the crazy changes in the economy and mortgages (1:58), how interest rates are affecting real estate (3:50), and interest rate and real estate predictions (9:04). After the break, a listener phones in to ask about a parent helping their child buy a home (12:24), and the guys discuss lending money and fraud (15:02). Then, the gang talks about listing numbers in Ottawa (21:39), unrealistic seller expectations (26:41) and realtor commissions (31:07). To end the show, the guys converse about the difficulties of pre-approvals (33:12), how the lack of supply and tradesmen is impacting new builds (34:51), and why the Government needs to relook their mortgage rules (35:55).

Frank and Steve are joined by Dora from Paul Rushforth Real Estate and they begin the show by talking about the decline in the Ottawa real estate market (0:36), how interest rates and cost of living are stopping first-time homebuyers (4:40), and the qualifying rate from 2 and a half years ago (10:23). After the break, the gang discusses how high inventory is benefiting buyers (12:00), first-time homebuyers regarding mortgages (16:12), buy first vs. sell first (18:08), and why we’re headed towards a balanced market (20:03). Then, a listener phones in to ask if you should renew your mortgage or wait (21:48), and the gang converse about the future of the rental market (30:33). To end the show, the gang talks about conditional offers (32:02), a listener calls in to ask about the TD Flexline refinancing (32:52), Paul phones in to wish Dora a Happy 7-Year Anniversary at Paul Rushforth Real Estate (35:59), and the gang discuss how home prices and interest rates are affecting people’s real estate decisions (37:30).

Paul, Frank and Steve start the show by talking about the storm in Ottawa (0:31), what to do when shingles fall off your roof (4:27), and how qualifying conditions are driving people to choose private lenders (6:47). After the break, a listener phones in to ask about being cash flow positive with today’s Ottawa rentals (12:44) and renting while owning other rental properties (17:34). Then, another listener calls in to ask about buying commercial properties (20:53), and the guys converse about mortgage rates, inflation and bridge financing (26:16), as well as listings in Ottawa (20:14). To end the show, the gang discusses the problem with the 3-day cooling-off period (32:44).

Paul, Frank and Steve begin the show by conversing about how the Ottawa real estate market is doing (0:35), should sellers be looking for a bigger deposit (4:21), rising mortgage rates and the potential recession (6:18). After the break, the guys discuss reneging home offers (10:50), home equity lines of credit (17:13), and re-advanceable mortgages (19:57). Then, the gang talks about the crazy home prices and mortgage rates we’ve seen in the past few years (22:18), and the government sticking their nose into too many things (26:02). To end the show, a listener phones-in to ask about the mortgage investment program (31:15), the next 2 months of real estate (32:46), and Paul’s golf tournament (36:45).

Paul, Frank and Steve start their 750th show by talking about Paul’s recent house sale and how it compares to previous years (0:58), how high interest rates are pricing first-time homebuyers out of the market (3:03), the changes that are coming to how we buy homes (4:15), and whether home inspections should be mandatory when purchasing a home (8:31). After the break, Hot Tub Mike talks about finding stability in the current stock market and how private lending may be a creative way to help with investment stability (12:29). Then, the guys discuss the upcoming election and what they hope to see (22:25), where they see developments and new home builds going forward (25:00), and how vital home building is for the economy (28:49). To end the show, they discuss where interest rates are heading (33:10), how the foreign buyer policy changes the market (36:04), and the spread between variable and fixed-rate mortgages (38:17).