Optimal Finance Daily - Financial Independence and Money Advice

Nick Maggiulli talks about a margin of safety

Episode 2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment Decisions

The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:

-What to expect from financial markets

-How to think about risk

-How to time investment purchases

-How to find good information and ignore bad information

-How to organize and manage your finances

-The best ways to increase your long-term wealth

And much, much more.

Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog.

The original post is located here: https://ofdollarsanddata.com/a-margin-of-safety

 Visit Me Online at OLDPodcast.com 

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Jen Hayes tells us of five crucial ways that Dave Ramsey is right about money.

Episode 2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes

A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.

The original post is located here: https://www.jenhayes.me/5-crucial-ways-dave-ramsey-is-right-about-money/

 Visit Me Online at OLDPodcast.com 

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Julie Morgenstern teaches parents how to eliminate guilt about working too much.

Episode 2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children

Julie Morgenstern is an organizing & productivity consultant, New York Times best-selling author, and speaker. For over 30 years, Julie has been teaching people all around the world and at all stages of life how to overcome disorganization to achieve their goals. Her mission is to free each individual to make their unique contribution to the world - by helping them design their own systems for managing time and space that feel natural and are easy to maintain. This Inside Out approach to organizing everything gives readers, listeners, and clients the energy and knowledge they need to get (and stay) organized.

The original post is located here:

https://www.juliemorgenstern.com/tips-tools-blog/2020/1/30/how-to-eliminate-working-mom-guilt

 Visit Me Online at OLDPodcast.com

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Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 2 of 2.

Episode 2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money

Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.

In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News

The original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/

 Visit Me Online at OLDPodcast.com

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Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 1 of 2.

Episode 2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money

Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.

In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News

The original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/

 Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

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Courtney Luke tells you why you need a debt management plan

Episode 2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt

Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. 

There are three main areas of focus for Arrest Your Debt: 

1. To provide trustworthy personal finance information to first responders. 

2. To help first responders take control of their money and get out of debt. 

And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve. 

Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA Today

The original post is located here: https://arrestyourdebt.com/you-need-a-debt-management-plan/

 Visit Me Online at OLDPodcast.com

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Kelley Long with Financial Finesse talks about how much money you could lose by trying to be perfect

Episode 2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money Decisions

After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.

This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.

They’ve helped hundreds of thousands of employees change their lives.

The original post is located here: https://www.financialfinesse.com/2017/12/06/your-obsession-with-being-perfect-could-cost-you-six-figures/

Visit Me Online at OLDPodcast.com

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Marcus Garrett with Jackie Beck shares how to get your credit score to 800

Episode 2445: The 800 Credit Score Club: 4 Tricks to Quickly Increase Your FICO Score by Marcus Garrett with Jackie Beck

Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.

The original post is located here: https://www.jackiebeck.com/800-credit-score-club/

Visit Me Online at OLDPodcast.com 

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Ryan Larson of First Line Fin shares two short posts about saving in retirement and starting a Roth IRA for a teen

Episode 2444: Saving in Retirement: What You Should Do Now AND Starting a Roth IRA For a Teen by Ryan Larson of First Line Fin

Ryan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the importance of growing and preserving the assets accumulated for retirement and the need for reallocating those assets in transition from the working years to the retirement years. Focused on the unique needs of retirees and transitioning Boomers, Ryan employs a host of time-tested strategies utilizing both securities and insurance offerings. Ryan’s personal mission is to protect one’s life savings from unnecessary risks from market fluctuations and avoid fees and when ever possible, create tax efficiencies.

The original content is located here: https://firstlinefin.com/saving-in-retirement-what-you-should-do-now/ & https://firstlinefin.com/starting-a-roth-ira-for-a-teen/

 Visit Me Online at OLDPodcast.com 

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Brad of Budgets Are Sexy shares financial advice from the in-flight safety handbook.

Episode 2443: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.

He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: https://www.budgetsaresexy.com/financial-advice-from-the-in-flight-safety-handbook/ 

 Visit Me Online at OLDPodcast.com 

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