Optimal Finance Daily - Financial Independence and Money Advice

Julien Saunders of Rich and Regular talks about the road from rats to riches

Episode 2423: The Road From Rats to Riches by Julien Saunders of Rich and Regular on the Pursuit of Wealth

Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.

The original post is located here: https://richandregular.com/the-road-from-rats-to-riches/

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Gillian Manning shares straightforward ways to get out of debt

Episode 2422: Straightforward Ways To Get Out Of Debt by Gillian Manning with RadicalFIRE on Debt Reduction Tips

Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it! 

The original post is located here: https://radicalfire.com/straightforward-ways-to-get-out-of-debt/

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Dr. James M. Dahle of The White Coat Investor talks about the diminishing returns of more hard work

Episode 2421: The Diminishing Returns of More Hard Work by Dr. James Dahle with Physician on Fire

The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as a simple blog has grown into a multi-media company that will provide you the financial information you need in whatever format you prefer.

The original post can be found here: https://www.physicianonfire.com/diminishing-returns-work/

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April Dykman with Get Rich Slowly talks about couples spending

Episode 2420: Love and Money: Do Savers Seek Spenders? by April Dykman of Get Rich Slowly on Couples Spending

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: https://www.getrichslowly.org/love-and-money-do-savers-seek-spenders/ 

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Kumiko of The Budget Mom stopped trying to be perfect and her budget thanked her for it.

Episode 2419: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget Mom

Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.

The original post is located here: https://www.thebudgetmom.com/i-stopped-trying-to-be-perfect-and-my-budget-thanked-me-for-it/

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Mark Fisher of Mark Fisher Fitness warns you not to make the perfect enemy of the good.

Episode 2418: Don't Make The Perfect the Enemy of The Good by Mark Fisher of MarkFisherFitness on Exercise Progress

Mark Fisher Fitness helps people who hate gyms find a fitness home they actually love. They offer classes, semi-private training, and six week transformation programs. Whether you've tried everything and never found a lovematch, or never even been to a gym at all, look no further.

The original post is located here: https://markfisherfitness.com/dont-make-the-perfect-the-enemy-of-the-good/

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Wanderer of Millennial Revolution talks about why following your dreams will make you free

Episode 2417: Why Following Your Dreams Will Make You Free by Wanderer of Millennial Revolution on Dreams vs. Stability

Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.

The original post can be seen here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/ 

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Andy Hill of Marriage Kids And Money talks about the pros and cons of having a joint bank account

Episode 2416: Joint Bank Account Pros and Cons in Marriage by Andy Hill of Marriage Kids and Money on Finance and Marriage

Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.

In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News

The original post is located here: https://marriagekidsandmoney.com/joint-bank-account-pros-and-cons/

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Lisa Harrison of Mad Money Monster talks about how she almost committed financial suicide

Episode 2415: How I Almost Committed Financial Suicide by Lisa Harrison of Mad Money Monster on Overspending on a Home

Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.

She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.

The original post is located here: https://madmoneymonster.com/2015/10/02/how-i-almost-committed-financial-suicide/

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Tania Brown with Financial Finesse talks about passing on your money skills

Episode 2414: Passing On Your Money Skills by Tania Brown of Financial Finesse on Teaching Kids About Money and Adulthood

After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.

This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.

They’ve helped hundreds of thousands of employees change their lives.

The original post is located here: https://www.financialfinesse.com/2015/05/05/8717/

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