Optimal Finance Daily - Financial Independence and Money Advice

Mike Ballew of Eggstack helps us to understand 401k loans

Episode 1622: Understanding 401k Loans by Mike Ballew of EggStack on Significant Harm to Your Retirement Savings

Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.

The original post is located here: https://eggstack.com/blog/2021-06-13-Understanding-401(k)-Loans/ 

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Doc G talks about making great financial decisions

Episode 1621: Why I’m Not a Financial Moron by Doc G of Earn And Invest on Making Great Financial Decisions

Doc G was an internal medicine physician when he discovered the personal finance community through a book called The White Coat Investor. Since then he has left clinical practice to pursue his passion for deep conversations about money and life.  

The original post is located here: https://www.earnandinvest.com/blog/why-im-not-a-financial-moron

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Alacias Enger discusses financial fear and resistance

Episode 1620: Financial Fear and Resistance by Alacias Enger of My Sense With Cents on Financial Independence

Sense with Cents chronicles Alacias' journey using Law of Attraction while pursuing Financial Independence, and the belief that everyone can win with money. She believes that mindset, emotion, and financial knowledge are the keys to success. All opinions are her own and do not constitute financial advice. 

The original post is located here: http://www.mysensewithcents.com/2021/05/financial-fear-and-resistance.html 

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Philip Dancy of Dancy With Money shares two short posts covering 5 questions ask yourself before giving up on budgeting and common money mistakes

Episode 1619: 5 Questions to Ask Yourself Before You Give Up On Budgeting AND Common Money Mistakes by Philip Dancy

Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simple. However, the one thing he knew he had to do was create a budget for himself. Through a period of trial and error, Philip was able to establish a solid foundation. As a result, Philip reached a point where he was comfortable and on a trajectory towards financial freedom. Philip’s main goal is to help millennials and Gen Z’ers (but ultimately everyone) establish a strong financial foundation through coaching while helping them turn steps into strides.

The original posts are located here: https://dancywithmoney.com/blog/5-questions-to-ask-yourself-before-you-give-up-on-budgeting & https://dancywithmoney.com/blog/common-money-mistakes 

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Julien Saunders of Rich and Regular tells us what the only metric that matters is.

Episode 1618: The Only Metric That Matters by Julien Saunders of Rich And Regular on Your Financial New Worth

Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.

The original post is located here: https://richandregular.com/the-only-metric-that-matters/ 

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Daneika shares 5 financial habits that every powerful woman needs

Episode 1617: 5 Financial Habits Every Powerful Woman Needs by Daneika of Learning 2 Fly on Your Financial Life

Daneika is an artist, confidence coach, recovering people-pleaser, and the founder of Learning2Fly. She is on a mission to help creative women find their voice, increase their confidence and design a more fulfilling life

The original post is located here: https://learning2fly.org/5-financial-habits-every-powerful-woman-needs/ 

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Andy Hill talks about how to get your partner on board with financial independence.

Episode 1616: How Do I Get My Partner on Board with Financial Independence by Andy Hill of Marriage Kids and Money

Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.
In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News

The original post is located here: https://marriagekidsandmoney.com/how-do-i-get-my-partner-on-board-with-financial-independence 

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Philip Taylor of PT Money shares 7 lame reasons that people don't save for retirement

Episode 1615: 7 Lame Reasons People Don't Save for Retirement by Philip Taylor of PT Money on Planning For The Fututre

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/7-retirement-savings-excuses-you-can-overcome/

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Diania Merriam answers listener questions about how to invest in a Health Savings Account and universal life insurance

Episode 1614: Q&A with Diania Merriam - How to Invest with a Health Savings Account (HAS) & Universal Life Insurance

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Lisa Harrison of Mad Money Monster talks about why rejecting consumer norms changed her financial life forever

Episode 1613: Rejecting Consumer Norms Changed My Financial Life Forever by Lisa Harrison of Mad Money Monster

Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.

She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.

The original post is located here: https://madmoneymonster.com/2018/09/11/rejecting-consumer-norms-changed-my-financial-life-forever/ 

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