Optimal Finance Daily - Financial Independence and Money Advice

Lisa Harrison of Mad Money Monster tells us how to execute a frugal reboot when old spending habits appear.

Episode 1473: How To Execute A Frugal Reboot When Old Spending Habits Appear by Lisa Harrison of Mad Money Monster

Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.

She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.

The original post is located here: https://madmoneymonster.com/2019/08/26/how-to-execute-a-frugal-reboot-when-old-spending-habits-appear/

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Kalen Bruce of Freedom Sprout talks about the value of little purchases and big wins.

Episode 1472: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom Sprout

Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.

The original post is located here: https://freedomsprout.com/conscious-spending/

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Wanderer reminds us that the past doesn't matter, and fills us in on what surviving a war zone can teach us about finance.

Episode 1471: The Past Doesn't Matter: What Surviving a Warzone Can Teach You About Finance by Wanderer of Millenial Revolution

Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.

The original post can be seen here: https://www.millennial-revolution.com/build/mario/

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Michelle Schroeder-Gardner of Making Sense of Cents talks about how positivity can have positive effects on your finances.

Episode 1470: Why I Believe Being Positive Can Change Your Financial Situation And Your Life by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

The original post is located here: https://www.makingsenseofcents.com/2015/01/how-to-be-positive-thinking-exercises.html

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Kumiko of The Budget Mom stopped trying to be perfect and her budget thanked her for it.

Episode 1469: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget Mom

Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.

The original post is located here: https://www.thebudgetmom.com/i-stopped-trying-to-be-perfect-and-my-budget-thanked-me-for-it/

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Tara Kuczykowski with Get Rich Slowly explores the true value of coupons.

Episode 1468: Busting the Myths Why Coupons are a Valuable Part of Your Financial Arsenal by Tara Kuczykowski for Get Rich Slowly

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: https://www.getrichslowly.org/busting-the-myths-why-coupons-are-a-valuable-part-of-your-financial-arsenal/

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Dawn Starks of SimpleMoney talks about managing your money on the road.

Episode 1467: Managing Your Money on the Road by Dawn Starks of Simple Money Pro on Travel and Finance

Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.

The original post is located here: https://simplemoneypro.com/blog/managing-money-road/

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Joel of 5AM Joel initiates "Operation Declutter"

Episode 1466: Why Do I Have 7 Surfboards Operation Declutter by Joel of 5AM Joel on Mindful Spending

Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.

The original post is located here: http://5amjoel.com/7-surfboards-declutter/

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Mario Favela of The College Investor explains the difference between stocks, ETFs and mutual funds.

Episode 1465: The Difference between Stocks, ETFs and Mutual Funds by Mario Favela with The College Investor

Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.

The original post is located here: https://thecollegeinvestor.com/8220/comparing-stock-etfs-mutual-funds/

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Sam of Financial Samurai talks about the benefits of debit cards over cash and credit cards.

Episode 1464: The Benefits of Debit Cards Over Cash and Credit Cards by Financial Samurai

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: https://www.financialsamurai.com/the-benefits-of-debit-cards-over-cash-and-credit-cards/

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