Optimal Finance Daily - Financial Independence and Money Advice

Helene Massicotte of Free To Pursue talks about how you can be frugal and still shop gourmet

Episode 2101: You Can Be Frugal and Shop Gourmet by Helene Massicotte

Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.

The original post is located here: http://www.freetopursue.com/blog/frugal-gourmet 

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Nick True of Mapped Out Money shares what a 4 year old taught him about dreams and money.

Episode 2100: What a 4-Year-Old Taught Me About Dreams and Money by Nick True

Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.

The original post is located here: https://mappedoutmoney.com/what-a-4yr-old-taught-me-about-dreams/

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Vironika Tugaleva on self-discovery being a kind of self-respect.

Episode 2099: Self-Discovery Is a Kind of Self-Respect by Vironika Tugaleva

Vironika Tugaleva was born in Donetsk, Ukraine in 1988. Her early years as a misfit began her painful struggle with mental health. As she struggled with self-acceptance, anxiety, and identity, Vironika found solace in words and music. Her first book, The Love Mindset, won the Readers' Favorite silver medal for Best Self-Help book of 2013. Driven by an urge to spread light in the world, Vironika began to do life coaching, speaking, and writing in the personal growth field. In 2014, Vironika sold her things, left Toronto, and became a digital nomad. She launched her 2nd book in 2017, The Art of Talking to Yourself. Currently, Vironika is working on a poetry book, writing and performing spoken word, and planning arts-related events.

The original post is located here: https://www.vironika.org/self-discovery-self-respect/

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Laurie Sepulveda of Women Who Money discusses whether or not there's value in buying an extended warranty

Episode 2098: Is There Value in Buying an Extended Warranty? By Laurie Sepulveda

The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.

They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.

They enjoy collaborating on original content and sharing great articles written by and for women.

The original post is located here: https://womenwhomoney.com/extended-warranty-value-worth/ 

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Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on travel, tourism and living abroad.

Episode 2097: Travel, Tourism, and Living Abroad by Jacob Lund Fisker

Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.

The original post is located here: http://earlyretirementextreme.com/travel-tourism-and-living-abroad.html

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Michelle Schroeder-Gardner of Making Sense of Cents talks about why she'll never buy a timeshare

Episode 2096: Why I’ll Never Buy A Timeshare by Michelle Schroeder-Gardner

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

The original post is located here: https://www.makingsenseofcents.com/2015/03/why-are-timeshares-bad-worth-it.html 

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Cynthia Meyer with Financial Finesse talks about hardship withdrawals

Episode 2095: Should You Take a Hardship Withdrawal? By Cynthia Meyer

After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.

This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.

They’ve helped hundreds of thousands of employees change their lives.

The original post is located here: https://www.financialfinesse.com/2017/03/27/should-you-take-a-hardship-withdrawal/ 

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Chris of Keep Thrifty talks about whether or not frugality can be selfish

Episode 2094: Can Frugality Be Selfish? By Chris of Keep Thrifty

Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.

The original post is located here: https://www.keepthrifty.com/can-frugality-be-selfish/ 

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Tynan shares his thoughts on quality

Episode 2093: Thinking About Quality by Tynan

Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist.

Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room.

The original post is located here: https://tynan.com/quality/ 

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Sierra Black with Get Rich Slowly tells you how to lower your heating bills this winter

Episode 2092: How to Lower Your Heating Bills This Winter by Sierra Black

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: https://www.getrichslowly.org/how-to-lower-your-heating-bills/ 

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