Optimal Finance Daily - Financial Independence and Money Advice

J. Money of Budgets Are Sexy compares payday loans to credit cards

Episode 1992: Payday Loans vs. Credit Cards by J.Money of Budgets Are Sexy

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.

He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ 

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Chris Mamula of Can I Retire Yet shares a flexible plan for health insurance in early retirement. This is part 2 of 2.

Episode 1991: [Part 2] A Flexible Plan For Health Insurance In Early Retirement by Chris Mamula

Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.

When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.

More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.

The original post is located here: https://www.caniretireyet.com/flexible-health-insurance-early-retirement/ 

 Visit Me Online at OLDPodcast.com 

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Chris Mamula of Can I Retire Yet shares a flexible plan for health insurance in early retirement. This is part 1 of 2.

Episode 1990: [Part 1] A Flexible Plan For Health Insurance In Early Retirement by Chris Mamula

Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.

When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.

More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.

The original post is located here: https://www.caniretireyet.com/flexible-health-insurance-early-retirement/ 

 Visit Me Online at OLDPodcast.com 

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Sara with Get Rich Slowly talks about how to simplify your investing

Episode 1989: Simplify Your Investing: An Introduction to DRIPs by Sara of Get Rich Slowly

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: https://www.getrichslowly.org/simplify-your-investing-an-introduction-to-drips/ 

 Visit Me Online at OLDPodcast.com

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Kelly Sjostrom of Money Gal Coaching shares 9 things that are better when bought used

Episode 1988: 9 Things That Are Better When Buying Used Than New by Kelly Sjostrom

Before we can experience the freedom of building wealth, many of us have to remove the chains of debt. For Kelly Blodgett, she graduated with 60k in student loan debt. She faithfully made her school loan payment for 8 years. She was astonished at how little she had paid down during that time, so she decided to get aggressive and attack her debt. Over the next 20 months, she paid off the remaining $46,514.91 and now is a financial coach helping others to build a solid financial future through Money Gal Coaching.

The original post is located here: https://www.moneygalcoaching.com/minimoneyblog/9-things-that-are-better-when-buying-used-than-new 

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Ask Dr. Neal your question about health, nutrition, diet, fitness, and more here:

http://OLDPodcast.com/ask

or call: 614-568-3643

Episode 1987: Q&A – Are Fitness Trackers & Sleep Trackers Accurate and Worth the Cost? Research on Health Tech Devices

The original post is located here:

https://oldpodcast.com/fitness-trackers-accurate-worth-it

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The Mad Fientist shares a preview to early retirement and reasons to move abroad.

Episode 1986: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist

The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.

Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.

The original post is located here: https://www.madfientist.com/early-retirement-preview

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Connie Schlosberg of DebtMD shares two short posts covering debt consolidation and whether or not you should consult a credit counselor

Episode 1985: What is Debt Consolidation AND Should You Seek Help from a Credit Counselor by Connie Schlosberg

With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business

The original post is located here: https://www.debtmd.com/debt-consolidation & https://www.debtmd.com/blog/credit-counseling-services 

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Kyle Mast of True Hourly Wage talks about reclaiming the FIRE movement for high-value work

Episode 1984: Reclaiming the FIRE Movement for High-Value Work by Kyle Mast

Kyle Mast is a husband, father, financial planner, real estate investor, and lover of good conversations over coffee. He lives just south of Portland, Oregon. He launched True Hourly Wage to be able to help more people than he is able to serve individually in his financial planning practice. His hope is that you are able to find at least one idea or concept from his writing that will improve your financial and personal life today and well into the future.

The original post is located here: https://www.truehourlywage.com/thw-blog/reclaiming-the-fire-movement-for-high-value-work 

 Visit Me Online at OLDPodcast.com 

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Jen Hayes talks about whether or not you should bring debt into a relationship

Episode 1983: Should You Bring Debt into a Relationship? by Jen Hayes

A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.

The original post is located here: https://www.jenhayes.me//bring-debt-relationship/ 

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