Optimal Finance Daily - Financial Independence and Money Advice

Steven Keys of Trip of a Lifestyle talks about why you don't need a budget. This is part 1 of 2.

Episode 1953: [Part 1] Pay Yourself Last: Why You Don’t Need A Budget by Steven Keys

Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos.

After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better.

The original post is located here: https://www.tripofalifestyle.com/money/you-dont-need-a-budget/ 

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Jackie Beck shares 5 things you can do instead of borrowing money

Episode 1952: Alternatives to Loans: 5 Things to Do Instead of Borrowing Money by Jackie Beck

Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.

The original post is located here: https://www.jackiebeck.com/alternatives-to-loans-5-options/ 

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Christina Browning of Our Rich Journey shares habits that make millionaires in less than 10 years

Episode 1951: Habits That Made Us Millionaires in Less Than 10 Years by Christina Browning

Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.

And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!

If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!

Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.

The original post is located here: https://www.ourrichjourney.com/post/habits-that-made-us-millionaires-in-less-than-ten-years 

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Jen Hayes talks about why you shouldn't pay off your mortgage early

Episode 1950: Why You Shouldn't Pay Off Your Mortgage Early by Jen Hayes on How Quickly to Pay Off Your House

A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.

The original post is located here: https://www.jenhayes.me/why-you-shouldnt-pay-off-your-mortgage-early/ 

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Philip Taylor with PT Money shares 10 ways to meet minimum spending requirements for credit card bonuses

Episode 1949: 10 Ways to Meet Minimum Spending Requirements For Credit Card Bonuses by Philip Taylor of PT Money

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/ways-to-meet-minimum-spending-requirements/ 

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Paula Pant of Afford Anything asks if you can figure out how much this woman earns.

Episode 1948: Can You Figure Out What This Woman Earns? by Paula Pant of Afford Anything on Earning Potential & Financial Freedom

Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.

The original post is located here: https://affordanything.com/how-much-does-she-earn/

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Kalen Bruce of Freedom Sprout helps you teach kids where money comes from

Episode 1947: How to Teach Kids Where Money Comes From by Kalen Bruce of Freedom Sprout on Good Money Habits for Kids

Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.

The original post is located here: https://freedomsprout.com/where-money-comes-from/

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Andrea Joy of Saving Joyfully talks about how she survived medical debt. This is part 2 of 2.

Episode 1946: [Part 2] How I Survived Medical Debt by Andrea Joy of Saving Joyfully on Preparing For Healthcare Crises

Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.

The original post is located here: https://savingjoyfully.com/blog/how-i-survived-medical-debt 

 Visit Me Online at OLDPodcast.com 

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Andrea Joy of Saving Joyfully talks about how she survived medical debt. This is part 1 of 2.

Episode 1945: [Part 1] How I Survived Medical Debt by Andrea Joy of Saving Joyfully on Preparing For Healthcare Crises

Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.

The original post is located here: https://savingjoyfully.com/blog/how-i-survived-medical-debt 

 Visit Me Online at OLDPodcast.com 

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Mr. Finer shares a four-step approach to get started with investing

Episode 1944: How to Start Investing: Simple Four-Step Investing For Beginners Guide by Mr. Finer

Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey.

The original post is located here: https://mrfiner.com/how-to-start-investing-simple-four-step-investing-for-beginners-guide/ 

 Visit Me Online at OLDPodcast.com 

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