Optimal Finance Daily - Financial Independence and Money Advice

Darrow Kirkpatrick shares the 3 great misconceptions about retirement saving. This is part 2 of 2.

Episode 1696: [Part 2] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.

When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.

More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.

The original post is located here: https://www.caniretireyet.com/3-great-misconceptions-retirement-saving/ 

 Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick shares the 3 great misconceptions about retirement saving. This is part 1 of 2.

Episode 1695: [Part 1] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.

When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.

More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.

The original post is located here: https://www.caniretireyet.com/3-great-misconceptions-retirement-saving/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents discusses whether or not you should go on vacation if you have debt

Episode 1694: Should You Go On Vacation If You Have Debt by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

The original post is located here: https://www.makingsenseofcents.com/2017/09/should-you-go-on-vacation-if-you-have-debt.html 

 Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai teaches you how to decide whether to buy or rent a home

Episode 1693: How To Decide Whether To Buy Or Rent A Home by Sam of Financial Samurai on Weighing Out Your Options

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: https://www.financialsamurai.com/how-to-decide-whether-to-buy-a-home-or-rent/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Adam Murray of Living This Good Life talks about saving money by living with his parents at 30 years old

Episode 1692: 30 Years Old and Living with My Parents by Adam Murray of Living This Good Life on Ways To Save Money

Adam grew up in a small town in New Brunswick, Canada. He knew from a young age that he wanted to explore and find what made him happy (and uncomfortable). He grew up as a very shy kid but over time he was able to defeat what was holding him down. He remembers how good he felt when he finally started to come out of his shell. He started to realize that the greatest things in life, whether it being your happiness or successes, come on the outskirts of your comfort zone. Since then, he's been exploring and trying to make each day his best day. He wants to share with you his experiences and hopefully influence you to make each day your best as well. 

The original post is located here: https://www.livingthisgoodlife.com/post/30-years-old-and-living-with-my-parents 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Liz of Frugalwoods shares ways to banish repeated expenses. This is part 2 of 2.

Episode 1691: [Part 2] Frugality Is A Compounding Game by Liz of Frugalwoods on Ways of Banishing Repeated Expenses

The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible.

Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life.

Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more.

The original post is located here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ 

 Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Liz of Frugalwoods shares ways to banish repeated expenses. This is part 1 of 2.

Episode 1690: [Part 1] Frugality Is A Compounding Game by Liz of Frugalwoods on Ways of Banishing Repeated Expenses

The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible.

Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life.

Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more.

The original post is located here: https://www.frugalwoods.com/2016/06/27/frugality-is-a-compounding-game/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares the key to early retirement

Episode 1689: Key to Early Retirement - Margin of Safety by ESI Money on Ways To Creating Financial Independence

ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.

The original post is located here: https://esimoney.com/key-early-retirement-margin-safety/ 

 Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker of Becoming Minimalist talks about why we shouldn't make financial decisions based solely on whether or not we can afford things

Episode 1688: Can I Afford It Is A Terrible Filter by Joshua Becker of Becoming Minimalist on Making Financial Decisions

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.
Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.
BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original post is located here: https://www.becomingminimalist.com/can-i-afford-it/ 

 Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken of PT Money talks about how to ask for and get a raise

Episode 1687: How to Ask for (and Get) a Raise by Emily Guy Birken with PT Money on Doing And Saying The Right Things

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/how-to-ask-for-a-raise/ 

 Visit Me Online at OLDPodcast.com 

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices