The Fed, Iran, and... wait, what's a hackathon?

In this week’s episode of Optimal Insights, Jim Glennon, Jeff McCarty, Alex Hebner, and Kevin Foley discuss the Fed’s cautious stance on interest rates, labor market signals, and geopolitical tensions in the Middle East.

Later in the episode, Jim Glennon and Kevin Foley explore the outcomes of Optimal Blue’s recent hackathon with special guest, Optimal Blue CTO Seever Sulaiman, highlighting how innovation and AI are shaping the company’s future.

Notable Insights:

• The Fed remains in “wait and see” mode, with cautious language around tariffs and inflation.
• Despite high rates, mortgage volume remains strong, even for refis.
• The hackathon showcased Optimal Blue’s top-tier AI adoption, tech innovation, and deep partnership with Microsoft.
• Ideas ranged from internal process automation to revolutionary product concepts.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape.

Optimal Insights Team:

• Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
• Jeff McCarty, VP of Hedging & Trading Product, Optimal Blue
• Alex Hebner, Hedge Account Manager, Optimal Blue
• Kevin Foley, Director of Product Management, Optimal Blue

Special Guest:

• Seever Sulaiman, CTO, Optimal Blue

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Mentioned in this episode:

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

In this episode, the Optimal Insights team explores how rising personal and public debt levels are influencing interest rates and shaping the broader economic landscape. The discussion covers inflation trends, the Fed’s upcoming decisions, and the impact of geopolitical tensions on energy prices. The team also examines AI’s effect on electricity demand and infrastructure, and how consumer behavior is shifting in response to tariffs and credit stress.

Key Topics Covered:

• Market update and inflation metrics
• Middle East conflict and energy market implications
• AI-driven energy consumption and nuclear energy resurgence
• Personal debt, student loans, and buy-now-pay-later trends
• National debt, deficit spending, and long-term interest rate outlook

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape.

Optimal Insights Team:

• Jim Glennon, Vice President of Hedging and Trading Client Services, Optimal Blue
• Jeff McCarty, VP of Hedging & Trading Product, Optimal Blue
• Alex Hebner, Hedge Account Manager, Optimal Blue
• James Cahill, MSR Account Manager, Optimal Blue

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Mentioned in this episode:

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

In this episode, the Optimal Insights team dives into the latest economic indicators, including employment data, inflation expectations, and treasury auctions. They explore the implications of recent job market trends, AI’s impact on entry-level employment, and the broader economic sentiment.

A major focus is the growing momentum in the non-QM (non-qualified mortgage) space, with special guest, Vince Zenner, offering expert insights into risk management, hedging strategies, and the role of technology in streamlining complex loan products. The discussion emphasizes the shift from passive to active management across the mortgage industry.

Key Topics Covered:

• Employment data and its mixed signals
• Inflation expectations and upcoming CPI/PPI reports
• Treasury auctions and foreign investor sentiment
• GSE privatization debate
• Non-QM market growth, technology adoption, and hedging strategies
• Portfolio management and risk-adjusted returns

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape.

Optimal Insights Team:

• Jeff McCarty, VP of Hedging & Trading Product, Optimal Blue
• Alex Hebner, Hedge Account Manager, Optimal Blue
• Vimi Vasudeva, Managing Director, Optimal Blue

Special Guest:

• Vince Zenner, Managing Director of Portfolio Management, Rate

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Mentioned in this episode:

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

In this episode of Optimal Insights, Jim Glennon is joined by Jeff McCarty and Alex Hebner to discuss why interest rates remain stubbornly high and what it means for the mortgage industry. The team explores inflation trends, global debt pressures, and the structural shifts reshaping the long-term rate environment.

Key Topics:

• Market Snapshot: OBMMI at 6.84%, with strong purchase and refi volume.
• Inflation & Labor: PCE shows progress, but jobless claims and construction employment hint at softening.
• Global Debt & Deficit Spending: U.S. and European nations are flooding markets with debt, pushing long-term yields higher.
• Tariffs & Tax Policy: Section 301 and 899 policies could reduce demand for U.S. debt, raising borrowing costs.
• Energy & Inflation Relief: OPEC’s increased supply is helping ease inflation, but geopolitical dynamics remain in play.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape.

#OptimizeYourAdvantage #MaximizeProfitability

Optimal Insights Team:

• Jim Glennon, Vice President of Hedging and Trading Client Services, Optimal Blue
• Jeff McCarty, Vice President of Hedging and Trading Product, Optimal Blue
• Alex Hebner, Hedge Account Manager, Optimal Blue

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Mentioned in this episode:

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

In the May 23 episode of Optimal Insights, host Jim Glennon is joined by Alex Hebner, Vimi Vasudeva, and Kimberly Melton to discuss the latest developments in the mortgage industry, including market volatility, policy shifts, and key takeaways from the MBA Secondary Conference in New York City.

Key Insights:

Market Update & Economic Trends

• Interest Rates & Volume: Despite stubbornly high rates (OBMMI at 6.9%), mortgage volume remains strong – 20–40% above pre-pandemic levels – driven by purchase activity and a resurgence in cash-out refinances.
• Tariff Tensions: As of Friday, a proposed 50% tariff on EU imports by Trump has rattled markets. The EU, now a larger trading partner than China, could see significant economic ripple effects.
• Tax Bill & Deficit Concerns: A narrowly passed tax bill is raising deficit alarms, contributing to rising rates. As of Friday, the bond market is reacting negatively, with fears of increased government borrowing.
• Upcoming Data to Watch: Consumer confidence, Fed minutes, GDP revisions, and the PCE inflation metric are all on the radar for this week, with implications for rate direction and economic sentiment.

GSE Privatization Buzz

• Trump’s Comments: President Trump hinted at imminent action to release the GSEs (Fannie Mae and Freddie Mac) from conservatorship.
• Industry Reaction: FHFA Chair Bill Pulte echoed the potential for increased efficiency and affordability through privatization, though concerns remain about market disruption and implementation risks.

MBA Secondary Conference Highlights

Optimism Replaces Survival Mode:

• Last year’s “Survive till ‘25” mindset has shifted to strategic growth and innovation.

AI Adoption Accelerates:

• Tools like Ask Obi, Originator Assistant, and Scenario Optimizer are gaining traction in use by Optimal Blue clients.
• Larger firms are leading adoption, while smaller originators mention facing challenges in scaling AI solutions.

Non-QM & ARM Products:

• There seems to be rising interest in non-QM lending, with discussions around hedging strategies and bulk sales.
• Adjustable-rate mortgages (ARMs) could be poised for a comeback if short-term rates decline, improving affordability.

MSR Market & Consolidation:

• MSR values remain high; the Rocket–Mr. Cooper merger could reshape servicing dynamics.
• UWM’s move to in-house servicing signals broader industry shifts.

Creative Affordability Solutions:

• Increased focus on HELOCs and alternative lending products to address affordability challenges.
• Concerns about the future of government-backed affordability programs if GSEs are privatized.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape.

#OptimizeYourAdvantage #MaximizeProfitability

Optimal Insights Team:

• Jim Glennon, Vice President of Hedging and Trading Client Services, Optimal Blue
• Alex Hebner, Hedge Account Manager, Optimal Blue
• Vimi Vasudeva, Managing Director, Optimal Blue
• Kimberly Melton, Director of PPE Technical Support, Optimal Blue

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Mentioned in this episode:

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

In the May 19 episode of Optimal Insights, host Jim Glennon is joined by James Cahill, Kevin Foley, and Shawn Chandwani for a discussion on the current economic landscape and the transformative role of artificial intelligence (AI) in the mortgage industry.

Key Insights:

Market Update & Economic Trends

• Inflation Metrics: The Consumer Price Index (CPI) registered at 2.3%, slightly below expectations, while the Producer Price Index (PPI) posted a surprising -0.5% reading – signals that inflationary pressures are beginning to ease across both consumer and wholesale levels.
• Tariff Impacts: Despite new tariffs, consumer prices remain relatively stable due to large inventories and strategic pricing by wholesalers and retailers. Electronics and imported goods are seeing inflationary effects, while energy prices have dropped significantly.
• Retailer Perspective: Walmart’s CFO warned of upcoming price increases and potential shortages, highlighting the broader economic implications of ongoing tariff policies.
• Market Resilience: Despite some media narratives, mortgage volumes are strong – 110–115% of 2019 levels – with healthy refinance activity.

AI in the Mortgage Industry

• AI Overview: Kevin Foley and Shawn Chandwani explore the evolution of AI, particularly the rise of large language models (LLMs), and how they’ve revolutionized user interaction and business applications.

AI-Powered Tools at Optimal Blue

• Originator Assistant: Helps loan originators identify optimal loan terms by analyzing small scenario changes. It leverages AI to evaluate pricing rules and generate borrower-friendly recommendations in seconds.
• Ask Obi: An AI-powered executive assistant that gives executives instant, interactive access to granular data insights and trends to improve business decisions. Ask Obi gives lenders the power to view their operations holistically with data aggregation across Optimal Blue’s comprehensive capital markets platform, reaching across all areas of loan origination.

Advice for Lenders Starting Their AI Journey

• Start Small: Begin with basic AI implementations like document summarization or internal policy Q&A tools.
• Focus on Data: Clean, structured data is essential for effective AI use.
• Embrace Education: Encourage learning and experimentation to build internal AI fluency.
• Leverage Partnerships: Collaborate with technology providers to accelerate development and adoption.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability

Hosts & Guests:

• Jim Glennon, Vice President of Hedging and Trading Client Services, Optimal Blue
• James Cahill, MSR Account Manager, Optimal Blue
• Kevin Foley, Director of Product Management, Optimal Blue
• Shawn Chandwani, Senior Software Engineering Manager, Optimal Blue

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Mentioned in this episode:

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

In the May 12 episode of Optimal Insights, Optimal Blue experts Jim Glennon, Jeff McCarty, and James Cahill discuss recent economic developments, including the Federal Reserve's latest rate decisions, the impact of tariffs on the economy, and the surprising agreement with China on tariffs. They also cover market conditions, the state of the mortgage industry, and upcoming economic reports.

Key Insights:

• Federal Reserve's Rate Decisions: The Fed maintained the policy rate at 4.25% to 4.5%, with a low likelihood of rate cuts in the near future. The discussion highlighted the Fed's data-dependent approach and the challenges of predicting future rate cuts.
• Tariff Impacts: The recent agreement with China to impose a 30% tariff on goods for 90 days was a significant development. The team discussed the potential inflationary effects of tariffs and the complexities of international trade negotiations.
• Market Conditions: Despite a sluggish spring selling season, the mortgage market showed healthy lock volumes, with a notable increase in refinance activity, particularly cash-out refinances.
• Economic Indicators: The episode covered key economic indicators, including the CPI, PPI, and import price index, emphasizing the importance of monitoring these metrics in light of recent tariff changes.
• Industry Trends: The team noted that the mortgage industry might be experiencing a reset, with current rate levels being more natural compared to the post-financial crisis period. They also mentioned the MBA’s expected 16% increase in mortgage volume for the year.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability

Hosts & Guests:

• Jim Glennon, Vice President of Hedging and Trading Client Services, Optimal Blue
• Jeff McCarty, VP of Hedging & Trading Product, Optimal Blue
• James Cahill, MSR Account Manager, Optimal Blue

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

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Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations

Mentioned in this episode:

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

In the May 5 episode of Optimal Insights, Optimal Blue experts Jeff McCarty, Kevin Foley, and Alex Hebner discuss recent economic data, including non-farm payroll numbers, GDP figures, and the Federal Reserve's upcoming rate decisions. Later in the episode, Jeff and Vimi Vasudeva discuss the latest developments in the mortgage servicing rights (MSR) market, regulatory changes, and industry trends impacting servicing costs and borrower behavior.

Key Insights

• GDP and Import Dynamics: The contraction in GDP was largely attributed to high import numbers before tariffs, highlighting the complexities of economic indicators and the need for careful analysis of underlying factors.
• Federal Reserve's Rate Decisions: The likelihood of rate cuts has decreased, with the Federal Reserve emphasizing a data-dependent approach and managing economic expectations through strategic communication.
• MSR Valuation Strategies: The valuation of mortgage servicing rights (MSR) is significantly influenced by recapture potential, with varying approaches among servicers and auditors on how to account for this in their models.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability

Optimal Blue Team:

• Jeff McCarty, VP of Hedging & Trading Product, Optimal Blue
• Alex Hebner, Hedge Account Manager, Optimal Blue
• Kevin Foley, Director of Product Management, Optimal Blue
• Vimi Vasudeva, Managing Director of CompassPoint, Optimal Blue

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Mentioned in this episode:

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

In this week’s episode of Optimal Insights, Jim Glennon, Jeff McCarty, and Alex Hebner discuss the latest market trends. Special guest Kevin Jackson from Wells Fargo joins to provide an in-depth analysis of tariffs, their impact on inflation and stagflation, and the Fed's potential responses.

Key Points:

• Market Trends: Jim Glennon and Alex Hebner analyze recent changes in interest rates and bond markets, focusing on the impact of the Trump administration's tariff policies and their implications for consumer spending and inflation.
• Economic Outlook: The hosts examine broader economic trends, including inflation readings and employment data, discussing how these factors affect the mortgage industry and the potential productivity gains from AI.
• Federal Reserve Dynamics: Kevin Jackson provides insights into the interactions between the Federal Reserve and the executive branch, exploring the potential implications for interest rates, economic policy, and the challenges posed by stagflation.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape.

#OptimizeYourAdvantage #MaximizeProfitability

Hosts and Guests:

• Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
• Jeff McCarty, VP of Hedging & Trading Product, Optimal Blue
• Alex Hebner, Hedge Account Manager, Optimal Blue

Special Guest:

·      Kevin Jackson, Managing Director, Wells Fargo’s Corporate & Investment Bank

Production Team:

• Executive Producer: Sara Holtz
• Producer: Matt Gilhooly & Hailey Boyer

Follow Optimal Blue on YouTube: https://www.youtube.com/@Optimal-Blue

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

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Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations

Mentioned in this episode:

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

In this week’s episode of Optimal Insights, Jeff McCarty, Kevin Foley, and Alex Hebner discuss the latest market trends, including the impact of tariffs and the dynamics between the Federal Reserve and the executive branch. They share their expert opinions and insight into how these factors are shaping the industry and the broader economic landscape.

Key points:

• Market Trends: Analysis on the recent changes in interest rates and bond markets, including the impact of the Trump administration's tariff policies.
• Economic Outlook: Examination of broader economic trends, including inflation readings, employment data, and their implications for the mortgage industry.
• Federal Reserve Dynamics: Discussion on the interactions between the Federal Reserve and the executive branch, and the potential implications for interest rates and economic policy.

Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape.

#OptimizeYourAdvantage #MaximizeProfitability

Hosts and Guests:

• Jeff McCarty, VP of Hedging & Trading Product, Optimal Blue
• Alex Hebner, Hedge Account Manager, Optimal Blue
• Kevin Foley, Director of Product Management, Optimal Blue

Production Team:

• Executive Producer: Sara Holtz
• Producers: Matt Gilhooly & Hailey Boyer

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

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Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations

Mentioned in this episode:

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today!

Summit - OI

AI at Optimal Blue – Innovation That Delivers for Your Bottom Line

Is your technology vendor selling real solutions – or just the idea of them? Too often, companies pitch big returns, offer free trials, and promise seamless automation, only to reveal during implementation that the tech doesn’t actually exist. At Optimal Blue, we take a different approach. Our AI-powered automation is already live, already delivering, and already saving lenders real dollars. We show you exactly where the ROI comes from and how it reduces risk – no vague timelines, just proven technology that’s working in production today. AI at Optimal Blue isn’t just about delivering software; it’s about empowering lenders to make smarter decisions, operate more efficiently, and stay ahead of the curve. Built around real capital markets challenges, informed by direct engagement with thousands of clients, and focused on delivering measurable value at no additional cost to clients, while others talk about AI, we’re delivering it – Innovation That Delivers for Your Bottom Line.

AI at Optimal Blue - OI