College is really expensive. People take out loans, they work a million odd jobs, and if you’re lucky, you have parents who set up a college fund. When Gracelynn Shibayama was 17 years old, she had a college fund. But then, she got an email from her parents. “We had to use your college fund to pay for Calvin’s rehab. So, at that point it was like, Oh, this is getting really serious and if I want to go to college, and I thought that was going to be there, I’m going to have to start thinking about