Our 2 Cents

Ready for your next dose of Our 2 Cents? Steve and Gabriel are talking AI clone coworkers, getting more happiness for your buck, and a question straight from one of our amazing listeners. Make sure to press play and let’s get into it!

1. The Great AI Coworker Experiment:
   • Does AI make you a better worker? One writer created AI clones of her colleagues and put them to the test. Here are the results.
2. Where Money Meets Happiness:
   • There’s more to getting value from your money than you might think. Can you guess the six ways to get more happiness from it?
3. Listener Question:
   • "Steve, I enjoyed today's program. Perhaps you'd consider discussing what your clients' investors do when they receive a prospectus online or in the mail. What key points should one look for?" – Angelique

Our 2 Cents is back with a new episode to brighten your commute, workout, or dog walk! Today, we’re asking the big question: What would you trade for a longer life? (No spoilers, but people are willing to give up a lot.) Plus, we’re breaking down our September planning calendar, why sports betting is quickly growing, and getting a little personal with Steve and Gabriel. Grab your coffee, plug in your earbuds, and let’s dive in!

1. The Cost of Living Longer:
   • A recent National Geographic survey revealed what Americans would be willing to give up in exchange for a longer life. Can you guess the top answers?
2. September Financial Focus:
   • Steve and Gabriel dive into long-term care planning, breaking down key strategies and essential considerations for your financial roadmap.
3. Sports Betting on the Rise:
   • Why are some Americans starting to view sports betting as an investment strategy? We examine the trend and look at who is participating the most.
4. Getting to Know Steve and Gabriel:
   • What’s your go-to comfort food?
   • What’s the hardest decision you’ve ever had to make?

We’re back with another fresh episode of Our 2 Cents! Today’s show covers everything from quotes and happy pet owners to money conversation questions and the ins and outs of being an executor of a will. There’s a lot packed into this episode and you won't want to skip a single minute of this one!

1. Quotes of the Month:
   • “Inflation is when you pay fifteen dollars for the ten-dollar haircut that you used to get for five dollars back when you had hair.” – Sam Ewing
   • “Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it.” – David Lee Roth
2. Cats Versus Dogs:
   • Do cat owners or dog owners have better retirements?
   • Is Steve getting a new pet?
3. Financial Conversation Questions:
   • Talking about money can be difficult, but sometimes the right question can get the conversation started. Here are a few worth asking.
4. The Role of an Executor of a Will:
   • Explore the financial responsibilities of an executor of a will and how the role can impact an estate.

Don’t double fault your finances! A new episode of Our 2 Cents is on the court. We’re covering the Korean stock market crash, our August financial planning calendar, and the financial lessons we can learn from tennis. Tune in now!

1. Gabriel's Quick Hits:
   • Illinois tolls are on the rise in 2027. Here’s how much you can expect to pay.
   • Can you guess the 5 most expensive cities in the U.S.?
2. South Korea's Stock Market Crash:
   • What’s behind South Korea's Kospi index market collapse, and what can we learn from it?
3. August Financial Focus:
   • This month, we’re taking a closer look at estate and legacy planning and why it matters.
4. Tennis (Financial) Lessons:
   • What do tennis and financial planning have in common? Here are a few lessons from the court.

We've packed a lot into this episode of Our 2 Cents! Join the Lewits as they break down quotes, quick hits, key market indicators, and Roth conversions. Tune in now and don't miss a minute!

1. Quotes of the Month:
   • “Most people work just hard enough to not get fired and get paid just enough money not to quit.” – George Carlin
   • “Ninety percent of my salary I spent on booze and women…and the other ten percent I wasted.” – Tug McGraw
2. Gabriel's Quick Hits:
   • The U.S national debt has hit $40 trillion. Now what?
   • Hot dogs, gas, and healthcare? Costco is rolling out these financial plans.
   • Here are the financial lessons every parent should teach their college-bound kid.
3. Market Signals:
   • What are the key market indicators telling investors today?
4. Pay More Today, Save More Later:
   • Your future self might thank you: a Roth conversion can turn today's tax bill into tomorrow's tax-free opportunity.

Gabriel’s voice is back, and so is Our 2 Cents! Today, Steve and Gabriel dive into the idea of a “summer financial hangover,” the importance of financial literacy, and some listener questions you won’t want to miss. Listen in now!

1. Summer Financial Hangover:
   • Learn what a financial hangover is, the warning signs to look out for, and how to get back on track.
2. Financial Illiteracy:
   • Why are so many Americans financially illiterate, and what can you do to become more confident and informed when it comes to managing your money?
3. Listener Comment and Questions:
   • "Dave (Ramsey) recommends investing in good growth stock mutual funds with long track records. Dave only recommends no more than 10% of your funds in individual stocks." – Steven
   • "I just started a new job, and I’m told I can roll the 401(k) at my old company into the 401(k) at my new company. Should I do this so that I have everything in one place?" – Michelle
   • "Now that we’re empty nesters, we don’t need a five-bedroom house. But my wife wants to stay. Would it be financially irresponsible to stay in a house that’s so much bigger than what we need?" – Ed

New episode alert! Steve and Gabriel are talking FIFA, coffee, and investment philosophies on this week’s episode of Our 2 Cents. Whether you’re a sports fan, coffee lover, or curious investor, there’s something for you. Tune in now!

1. Gabriel's Quick Hits:
   • The World Cup is over, but the numbers are still scoring big. Discover how much money the tournament generated.
   • Could coffee support heart health? Discover what the latest research suggests.
2. Investment Philosophies:
   • Learn how your investment philosophy can influence your strategy, risk management, and long-term financial success.

A fresh episode of Our 2 Cents has arrived! This week, the Lewits discuss everything from sniffing chocolate and July's financial planning calendar to the biggest financial pain points people face and how to overcome them. Listen in now!

1. Sniffing Chocolate:
   • Who says chocolate and workouts don't mix? Discover how simply sniffing chocolate might give your next workout an unexpected boost.
2. July Financial Focus:
   • July is the perfect time for a mid-year financial checkup. Take a fresh look at your portfolio's performance and your goals.
3. Financial Pain Points:
   • Learn about the most common financial pain points and practical strategies to help you move forward with confidence.

A brand-new episode of Our 2 Cents is here! On today's show, the Lewits dive into what Toy Story can teach us about finance, discuss Dave Ramsey's 8% withdrawal rate recommendation, and wrap things up with quotes for July.

1. Financial Lessons from Toy Story:
   • Toy Story may be a childhood classic, but its iconic quotes still have plenty to teach us as adults, especially when it comes to our finances.
   • Discover the money lessons hidden in some of the film's most memorable lines. 
2. Dave Ramsey's 8% Withdrawal Rate:
   • Can you safely withdraw 8% in retirement? We take a closer look at Dave Ramsey's recommendation and discuss whether it holds up in today's financial landscape.
3. Quotes of the Month:
   • "Who is rich? He that is content. Who is that? Nobody." – Benjamin Franklin
   • "Do not save what is left after spending, but spend what is left after saving." – Warren Buffett

We're back with another episode of Our 2 Cents! This week, Steve and Gabriel continue their discussion about the surprising things to consider selling before retirement, explore investing lessons inspired by the Knicks' championship run, and answer two thought-provoking listener questions. 

1. What to Sell Before You Retire Part 2: 
   • Retirement is an emotional transition as much as a financial one. Let go of things that no longer serve you to make room for a more fulfilling next chapter.
   • Beyond downsizing your home, consider whether a second vehicle, financial support for adult children, or even your work identity still fit the retirement lifestyle you're trying to create.
2. Championship Investing: 
   • Don't assume the hottest investment or highest-profile opportunity will automatically deliver the best long-term results.
   • Great investing, like building a championship team, requires patience, diversification, and resisting the temptation to chase the "next big thing."
3. Listener Questions: 
   • "I consider myself a conservative investor, but sometimes I think I shouldn't be quite so conservative. Should I loosen up and take a little more risk?" - Marie
   • "I'm not as happy as I once was at my job. Now that I'm in my 50s, I'm thinking I want to leave my job and start my own business. Is it a terrible idea to take some money out of my retirement accounts to pay the bills while I get the business up and running?" - Ted