Female Finance Collective

Overwhelmed by Debt? How to Take the First Step | Ep 81


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If you’ve ever looked at your debt and thought, “I don’t even know where to start,” you’re not alone. The good news? You don’t have to figure it all out today. In this episode, we’re breaking debt down into simple, doable steps so you can take back control, release the shame, and finally start moving forward.

What You’ll Learn in This Episode:

  • Shift Your Mindset: Why you’re not alone in carrying debt, and how reframing repayment as an empowering choice can change everything.
  • Get Clear on the Numbers: How writing down your balances, payments, and interest rates creates clarity (and why clarity = options).
  • Choose a Starting Point: The difference between the Debt Snowball and Debt Avalanche methods, and how to pick one that feels doable for you.

Debt repayment doesn’t have to feel heavy or complicated. It starts with just one step.


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*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

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Female Finance CollectiveBy Sybil Hall, Jen Sullivan, and Meri-Li Forrest