Warranties aren’t the enemy of profit—bad accounting and fuzzy reporting are. We sit down with Bret Buike of National Reinsurance to unpack a simple shift that helps automotive recyclers stop bleeding cash on claims and start building a durable revenue stream: move the warranty risk into a reinsurance company you own and pair it with clean, actionable reporting.

We walk through the nuts and bolts without the jargon. What does it mean to reserve for 90-day warranties and extended terms? How do you net claims, keep access to cash, and still gain the tax advantages of a specialized entity? Brett breaks down a million-dollar monthly example, shows how to right-size reserves for your cash cycle, and explains why pooled programs and trust-heavy structures held recyclers back. The punchline: you can achieve better tax outcomes at year-end without panic-buying equipment, then start Q1 with cash in hand.

Data is the second engine. Together, we outline a practical way to fix credits and codes so refunds, exchanges, defective returns, partial credits, brokered vs in-stock parts, and second-ship freight are accurately captured. With URG’s warranty program and enhanced Pinnacle/Easy Suite reporting, ASE-certified techs triage claims, sales teams get back to selling, and owners finally see true loss ratios by 90-day, 1-year, and 3-year terms. We also dig into upstream insights—auction source, buyer, dismantler, QC—that reveal why certain parts or customers drive outsized failures and how to correct course fast.

If you’ve wondered whether your warranty program could be a profit center, this conversation gives you the roadmap: reserve, measure, price, and review every 90 days. Own the risk, keep the cash, and use the surplus to buy cars, reduce debt, or fund growth. If this resonates, tap follow, share with a fellow recycler, and leave a quick review—what’s the one change you’ll make to your warranty process this quarter?