This podcast episode focuses on how real estate agents and buyers can use owner (seller) financing as a powerful alternative to traditional bank loans, especially in a slower market where deals are falling through. Dawn emphasizes that agents can close more transactions (and avoid price reductions!) by introducing seller financing as an option, particularly for higher-end listings and buyers with strong profiles--for example, self-employed individuals with 20% down who can refinance later. She explains that sellers can benefit by receiving their full asking price, earning ongoing income, and potentially reducing tax burdens, while buyers gain access to properties they might not qualify for through banks. Overall, the discussion highlights seller financing as an underutilized strategy that creates win-win solutions, unlocks deals, and opens new income opportunities for both agents and investors.

In this episode of Property & Paper Live, Dawn Rickabaugh discusses current shifts in the real estate market and why seller financing and private note investing are becoming increasingly important as traditional lending tightens. The conversation covers real-world scenarios from investors, including a burned property tied to a reverse mortgage and how lenders may claim insurance proceeds. Dawn also shares insights on reverse mortgage timelines, distressed assets, and opportunities that arise when institutional lenders offload problems. As market uncertainty grows, she explains why investors who understand both property and paper (especially the secondary market for notes) are uniquely positioned to create solutions and profitable deals outside the traditional banking system.

In this episode of Property and Paper Live, Dawn Rickabaugh breaks down a real-world note deal she sourced from Craigslist and explains how understanding seller financing, time value of money, and human dynamics can turn an “uninvestable” situation into a high-performing asset.
If you'd like to take advantage of the limited time offer for 50% off her book, 'Note Investing for Newbies' click HERE and use the code NEWB50 at checkout.

Here are the links I referenced:
Silver:
1) Silver runs out on this date - most aren't ready
2) The next biggest commodities boom is just getting started
Epstein:
1) Controlled Disclosure, Functional Sacrifice and the Architecture of Protection
2) What if even just part of the Epstein files are real? >>EXODUS

FREE Real Estate and Note Investing Training 👉 Join us for Real Estate Live Q&A by signing up at: https://NoteQueen.com/PPLive to participate live in upcoming zoom sessions.

Quick links: Linktr.ee

"Landlord Liberation" & "Buyers: the Seller is Your Bank" are the starting places for most people to learn powerful strategies to thrive in any market.

The second half of the recording is hosted exclusively in our Citizens of the Realm free private community. Join to access the Full Replays of our Property & Paper Live Sessions:
https://my.notequeen.com/communities/groups/citizens/home

In the second half of the show Kennesha asks about how to deal with real estate agents who are open to hearing about owner financing. I also show exactly how we create the secondary amortization schedule crucial for every partial note purchase (or sale). Tricks of the trade revealed!!
Nothing held back.

FREE Real Estate and Note Investing Training 👉 Join us for Real Estate Live Q&A by signing up at: https://NoteQueen.com/PPLive to participate live in upcoming zoom sessions.

Quick links: http://linktr.ee/dawnrickabaugh

"Landlord Liberation" & "Buyers: the Seller is Your Bank" are the starting places for most people to learn powerful strategies to thrive in any market.

Get out your financial calculator and follow along as we go over the numbers and show how understanding the note business helps real estate transactions close that otherwise wouldn't.

The second half of the recording is hosted exclusively in our Citizens of the Realm free private community. Join to access the Full Replays of our Property & Paper Live Sessions: https://my.notequeen.com/communities/groups/citizens/home

In the second half of the show Kennesha asks about how to deal with real estate agents who are open to hearing about owner financing. I also show exactly how we create the secondary amortization schedule crucial for every partial note purchase (or sale). Tricks of the trade revealed!!
Nothing held back.

FREE Real Estate and Note Investing Training 👉 Join us for Real Estate Live Q&A by signing up at: https://NoteQueen.com/PPLive to participate live in upcoming zoom sessions.

Quick links: http://linktr.ee/dawnrickabaugh

"Landlord Liberation" & "Buyers: the Seller is Your Bank" are the starting places for most people to learn powerful strategies to thrive in any market.
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https://notequeen.com/new-investing-partner-checklist/

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The Dance Between Property & Paper...
Creating financial solutions, just one Mom n' Pop to another :)

In this NoteQueen Podcast, Dawn and Tim talk about selling real estate in today's market. Many people can save tens of thousands selling their homes themselves, but professional guidance and key positioning will greatly determine the net result.

Tim's website: https://foolprooffsbo.com/

Another method is offering owner financing, whether you intend to carry paper or not. What you want is as many eyeballs on the property as humanly possible. Dramatically expand the pool of potential buyers. Don't miss these strategic tips... they will make or save you thousands.

FREE Real Estate and Note Investing Training 👉 Join us for Real Estate Live Q&A by signing up at: https://NoteQueen.com/PPLive to get notified be notified of all upcoming zoom sessions.

Quick links: http://linktr.ee/dawnrickabaugh

Join our community. Become a Citizen of the Realm to access the Full Replays of our Property & Paper Live Sessions:
https://my.notequeen.com/communities/groups/citizens/home

"Landlord Liberation" & "Buyers: the Seller is Your Bank" are the starting places for most people to learn powerful strategies to thrive in any market.

In the first half of the show, David, a long time associate of Queen's Realm, talks about note and private loan deals he's done recently. Every day people can do this... it's not rocket science! David hired Dawn to be over his shoulder throughout the underwriting process, to be that second pair of eyes.

The second half of the recording is hosted exclusively in our Citizens of the Realm free private community. Join to access the Full Replays of our Property & Paper Live Sessions: https://my.notequeen.com/communities/groups/citizens/home

In the second half of the show Kennesha gets some answers on how to handle a problem note for a friend. Luckily for her friend, she's in charge and going to be able to rescue profits. Not everyone is so lucky.

FREE Real Estate and Note Investing Training 👉 Join us for Real Estate Live Q&A by signing up at: https://NoteQueen.com/PPLive to participate live in upcoming zoom sessions.

Quick links: http://linktr.ee/dawnrickabaugh

"Landlord Liberation" & "Buyers: the Seller is Your Bank" are the starting places for most people to learn powerful strategies to thrive in any market.

In this episode we talk about a real estate note secured by land, created through a seller financed real estate transaction. We also get into how to position for the financial reset we are seeing unfold right before our eyes.
Be sure to sign up to participate live by subscribing at NoteQueen.com

Most people would probably be surprised to know how seller financing in 1031 exchanges can work. A seller wants to do a 1031 exchange, but they end up with a buyer asking for owner financing.

Do they have to reject the offer?

Not necessarily. If structured properly, a note can be created (giving the buyer what they need) and then sold, giving the seller the cash they need for their upleg.

In this month's Property & Paper Live, I break down exactly how seller financing in 1031 exchanges works in the real world — plus the pitfalls, timeline traps, and creative strategies that experienced investors use to pull these deals together smoothly.

NoteQueen.com