Loans, Credit Scores, and Cards?!? Today's episode started on the topic of Loan Level Price Adjustment (LLPA) - Chad explains to us that this regulation (that went into effect May 1st, 2023) is essentially people with good credit scores underwriting loans for people with bad credit scores. It's goal is to help people with low credit scores attain homes. Before you all run from the hills and decide to rent forever, we will share with you that this is not a technically new thing. Truly, this has been going on and adjustments have been done since the recession of 2008. Plus, if you already own a home, there is NO retroactive actions connected to the LLPA. Tune in to find out WHO is paying the REAL cost in this?

We dive in to credit scores, loans, credit lines, and how to use your credit wisely all in today's discussion. Want a FREE credit report that doesn't pull your credit? Go to annualcreditreport.com

This week's episode is sure to arouse interest in those looking to buy a house or those that are in the beginning of the process. When we talk about uying a home, both buyer and seller must be aware of the DUE DILIGENCE timeline. It's easy to think two things a) we have ALLLL the time in the world to get things checked out in the home...we will just let someone know when issues arise and b) "There's no way this house has any issues! I mean, just look at it!" Well folks, it no secret that in this case: You can't judge a book by its cover. Due diligence is the ever-important snippet of time you have during the buying process to do all the inspections, raise any issues you have noticed with the property itself. This is an informational time that is KEY for you as a home buyer. It keeps you informed, helps you keep your expectations and priorities straight, and you are able to go into the rest of the process of home buying with a clear conscience! Tune in to hear more!

On today's episode, we talked about these five common mistakes: Inspection, appraisals, mortgages, closing documents, and buyer's remorse. Never fear, Chad is here....to help you understand how to avoid making these when it comes to your real estate deals. With the right mindset and proper preparation, you are sure to succeed in your real estate ventures!

Ready to get your Spring Cleaning Done around your house and your business?! Tune in to today's episode to hear some tips and tricks on how to always have the best curb appeal in and outside of your property. From resealing your parking lot, updating your signage to thoughtfully putting on a fresh layer of paint, there's so much you can do to get the best value for your property. Today's talk will let our listeners find out the best ways to keep their property aesthetically -vivid throughout the years, whether it be you are currently selling or not. In addition to this, listen in today for a special announcement from one of our amazing sponsors, Erica West!

In the words of Benjamin Franklin, "In this world nothing can be said to be certain, except death and taxes". Although death is totally inescapable for all of us, we can still try our best to understand how taxes work. Most of us hear the word, "taxes" and tune out quite immediately. But, in today's episode learn how property assessments effect the value of your home and your tax rate; even learn to dispute an incorrect evaluation to get a lower rate. Lower rate? Now that's a phrase we all like to hear! Chad, Larry, and Dawn discuss all these things and more - tune in to give it a listen.

The largest bank collapse since the 2008 great recession is flooding the news cycle. Silicon Valley bank, and the 2nd largest bank collapse of Signature bank what is the average buyer, seller and investor to do?   Hang in there it my be a bumpy ride!   Turbulence creates a lot a pain but it can also create many new opportunities.  

If you own property you know that the unexpected often happens!   Leaks, termites, floods and more.  In addition to the unexpected, sometimes we want to expand upgrade, and renovate.   On todays show we dive into the world of maintenance, repairs, updates and rehabs. How do you do it?  Listen to Emily Wright with The Wright Group Construction and one of our sponsors Deana Sanderson with Pest Management Systems.   What a team!  Listen today, you are sure to learn something.

The Wright Group Construction  803-233-3373  www.twgsc.com

Pest Management Systems 803-359-2774 www.pestmanagementsystems.com

In today's Friday chat on real estate, Chad and Larry discussed one of the top keys of being in the business - TRANSACTIONS! Transactions must be taking place in order for you to have a successful business and how do you get transactions??? You must be making offers! Virtually the only way to run a successful real estate business is to be in the process of making and closing deals all the time. Today's episode revolves around this topic and gives listeners the tools and advice they need to begin on the road to success!

in this episode the Real Estate Pros take a overhead view of the commercial real estate world.   Just like in single family real estate there are different classes and types of property, in our short time we discuss Apartments, senior housing, self storage, retail, industrial and office.

In today's episode we have multiple guests and invite our listeners to a special event happening in February! First up, we had Gene Springfield, an agent of Palmetto REG, come speak with us about how he got started in the real estate business and how YOU can too! Gene is the host of the free event happening on Feb 18th where he will be joined by Sips Coffee Truck and some of our real estate vendors to meet and educate people about the process of home buying and selling. In the second segment of the show. we heard from our resident home loan expert: Erica West as she gave us important market updates. Erica will be one of the sponsors for the Sips Coffee Truck event - so be sure to mark your calendars for this free and fun event! In our final segment, Tom Pappas with Qazzoo Lead Service comes on to share about the services his company offers as well as, educate listeners (and us!) how lead generation works. 

We love having guests on our show! We know that this is an episode listeners will not want to miss! Remember to carve out some time to join us for the Sips Coffee Truck event on Feb 18th from 9-11 am at 205 Bethel Church Road in South Carolina - we hope to see you there!