The African American Financial Capabilities Initiative is sponsored by Prosperity Now’s Racial Wealth Divide Initiative. Their website describes the motivation for and goals of the program: “The Racial Wealth Divide Initiative at Prosperity Now believes the people closest to racial economic inequality are also best positioned to address it. It is estimated that it will take 228 […]

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Everyone has their opinion and formula for what order to pay down debt. Google it and you’ll get a different answer every time. The problem is, no one approaches debt paydown from both the logical and psychological standpoint. This leads to people paying down debt only to run it back up. In today’s show, we […]

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The African American Financial Capabilities Initiative is sponsored by Prosperity Now’s Racial Wealth Divide Initiative. Their website describes the motivation for and goals of the program: “The Racial Wealth Divide Initiative at Prosperity Now believes the people closest to racial economic inequality are also best positioned to address it. It is estimated that it will […]

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This weeks’ oldie but goodie: In Part 3 of our coverage at CFED’s Assets Learning Conference 2016, we explore one of the quickest ways to close the racial wealth gap – increased homeownership for People of Color. Funny story, we almost did a show on race and homeownership right before we found out about the […]

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The Tulsa Real Estate Fund is a crowdfunding company which marketed itself as fighting gentrification by ‘buying back the block.’ Usually companies have some sort of start, with a verifiable track record before they move to gathering investors. For Tulsa, this was the first step, and they have even edited their mission so they focus […]

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It’s probably the question I get most asked by clients – should I buy a house or keep renting? In this week’s show, we discuss the history of home buying in the United States, how and why it’s become part of the American Dream, and the industries and parts of the economy that rely on […]

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This first part of a two part episode focuses on how to protect your wealth. This means insurance and wills, or transfer of assets. You need health insurance (the #1 cause of bankruptcy is medical bills), and disability insurance (in case you can’t work for a long period of time) and life insurance (to protect […]

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Oldie-but-Goodie: Don’t get us wrong. We wouldn’t have it any other way. But there are just some things (lots of things) about running a business that just really suck. From no one caring about your business, to crippling self doubt, to realizing you have to be a salesperson, to comparing yourself to others, it can […]

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This first part of a two part episode focuses on how to build your wealth. The three main ways are: the stock market, real estate, and entrepreneurship. Over the long term, both stocks and real estate will usually reliably appreciate. Real estate is a more serious investment because you cannot easily get your money back […]

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This week’s Oldie-but-Goodie (no longer live): ON AIR SPECIAL! Lilit does a live critique of Brunch & Budget’s website. If you want your website critiqued live on a future show, email me at [email protected]. Lilit Kalachyan-Nurse has a thing or two to say about how to brand and market your business. A small business owner […]

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