Polite disagreement is overrated. Richard Hunt, the former CEO of the Consumer Bankers Association, and Jaret Seiberg, a top bank analyst with Cowen Washington Research Group, spar (and sometimes agree) over several critical topics in financial services. That includes pending Fed changes to capital standards, Zelle alterations, FedNow, CRA reform, FTX's fallout, CFPB’s future, pot banking and much more.