In this mini-episode of That Backyard Property Podcast, we discuss the crucial topic of obtaining a home loan while on maternity or parental leave. This episode provides an essential guide on how to apply for a mortgage during this period, focusing on the importance of a return to work letter and the necessity of having adequate savings. We explain the income evaluation process for both employed and self-employed individuals and stress the importance of financial planning before having a child.

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Chapters:

00:00 Introduction to the Episode

00:11 Understanding Home Loans During Parental Leave

00:41 Bank Requirements for Loan Approval

03:00 Self-Employed Parents and Home Loans

03:30 Encouragement and Final Thoughts

04:12 Closing Remarks and Community Engagement

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#maternity #Realestate #MichaelKilliner #PodwaveStudios