In Episode 20 of That Backyard Property Podcast, host Michael sits down with property investment expert Steve Williams, director at W Property Advisory. Steve shares his journey into becoming a buyer's agent and property advisor, offering insights into strategies like rentvesting and navigating market hotspots. Hear about his personal experiences, the importance of understanding your 'why', and the evolving trends in the property market. W Property

Advisory's website: https://www.wpropertyadvisory.com.au/about

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction

00:50 Steve Williams' Journey into Property Advisory

02:02 The Concept of Home and Societal Shifts

04:42 The Rise of Rentvesting and Property Investment Strategies

05:51 Personal Experiences and Lessons in Property Investment

11:12 Development Plans and Property Market Insights

18:30 The Role of Buyer's Agents and Industry Trends

21:46 Research and Market Insights

23:13 Negotiation and Due Diligence

26:50 Understanding Different Property Markets

34:43 Client Success Stories

38:28 Podcasting and Personal Growth

42:20 Conclusion and Final Thoughts

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

Welcome back to That Backyard Property Podcast Miniseries! In this episode we delve into the differences between principal and interest loans versus interest-only loans. We'll explore why most homeowners opt for principal and interest loans to pay down their loans and achieve their goal of owning a property debt-free. Additionally, we'll discuss why investors might prefer interest-only loans to maximize tax benefits and accelerate the repayment of their home loans.

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction to Loan Types

00:12 Understanding Principal and Interest Loans

00:37 Why Choose One Loan Product Over Another?

01:02 Principal and Interest for Homeowners

02:06 Interest-Only Loans for Investment Properties

03:18 Tax Considerations and Loan Repayments

04:21 Recap and Next Steps

04:54 Conclusion and Farewell

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

In this episode of That Backyard Property Podcast, host Michael sits down with Drew Ratty, an expert in taxation strategy and accounting. Drew shares her unique journey from struggling academically in school to becoming a director at MD Taxation and Advisory. She discusses the challenges and triumphs of starting her own business, all while balancing motherhood.

MD Taxation and Advisory website: https://www.mdtax.com.au/aboutus

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction

01:01 Guest Background and Career Journey

03:23 Balancing Business and Motherhood

12:16 Taxation Insights and Strategies

19:59 The Desire to Upgrade and Rent Out Property

24:58 Negative Gearing and Property Investment

27:28 Self-Managed Super Funds: Pros and Cons

30:28 Balancing Business Growth and Personal Life

35:13 Pride in Professional and Personal Achievements

38:29 The Importance of a Strong Relationship with an Accountant

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

Welcome back to That Backyard Property Podcast Miniseries! In this episode we delve into the differences between offset accounts and redraw. Both tools help reduce the interest you pay on your home loan, but they function differently. We explore the pros and cons of each, discuss how they impact your loan repayments, and which might be better suited for your financial goals.

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction to Using Property Equity

00:53 Understanding Offset Accounts

01:58 Exploring Redraw Facilities

02:38 Comparing Offset Accounts and Redraw

04:14 Misconceptions and Key Differences

09:26 Offset Accounts: Fees and Accessibility

12:08 Final Thoughts and Conclusion

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

In this deeply moving episode of That Backyard Property Pod, host Michael welcomes a very special guest—his mentor and beloved mother. The conversation delves into the emotional significance of 'home,' reflecting on childhood memories in Darwin and the impact of Cyclone Tracy. They discuss their family's work ethic, the trials of running a successful real estate business in Darwin, and the challenges faced by first-time home buyers.

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:26 Introducing the Special Guest: Mum

03:28 Cyclone Tracy: A Life-Changing Event

06:19 Work Ethic and Family Influence

09:03 Journey into Real Estate

18:15 Changes in Real Estate Industry

25:43 Navigating the Property Market

26:05 Challenges in Darwin's Property Market

28:40 Impact of Buyer's Agents

32:31 Advice for First-Time Buyers

42:40 Personal Reflections and Family Dynamics

45:59 Final Thoughts and Reflections

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

Welcome to a special miniseries of That Backyard Property Podcast! In this episode, we dive into how you can leverage the equity in your current property to invest in more assets, be it another rental property, an upgrade to your home, or other investments. We break down the steps and numbers involved in calculating available equity, the importance of keeping properties separate when setting up loans, and the benefits of interest-only products.

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction to Using Property Equity

01:17 Calculating Your Property's Usable Equity

03:12 Utilizing Your Equity for Investments

04:32 Structuring Loans and Managing Debt

06:58 Keeping Properties Financially Separate

08:19 Final Tips and Recommendations

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

In this episode of That Backyard Property Podcast, host Michael sits down with Neil Gibb, a successful podcaster, father, and visionary business owner of The HMO Property Co. Neil shares his remarkable journey of moving from the UK to Australia with very little money, working as an electrician, and eventually building a thriving business around HMO (House of Multiple Occupancy). Discover what 'home' means to Neil, the challenges he faced, and how he turned obstacles into opportunities.

The HMO Property Co' website: https://thehmopropertyco.com/

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction

00:33 Meet Our Special Guest: Mike Russell

04:43 Balancing Work and Family Life

10:42 Insights on the Property Market

14:26 Challenges for First Home Buyers

20:33 Early Days in Mortgage Broking

21:15 The Value Proposition of Mortgage Broking

22:38 Challenges and Growth in the Industry

27:34 Educating the Next Generation

31:49 Market Trends and Predictions

34:25 Reflecting on a Successful Career

40:42 Conclusion

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

Welcome back to That Backyard Property Podcast Miniseries! In this episode we're simplifying the concept of debt recycling—a strategy that converts non-tax-deductible home loans into tax-deductible investment debt. Learn how you can reduce your home loan balance and invest efficiently using your existing funds. Remember, this is general advice from a lending perspective, so consult a tax professional for personalised counsel.

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

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Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction to Debt Recycling

00:47 Understanding Debt Recycling

01:15 Practical Example of Debt Recycling

03:26 Tax Implications and Advice

05:18 Final Thoughts and Encouragement

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

This week Michael Killiner on That Backyard Property Podcast speaks with Mike Russell, Director of Money Quest Group. They delve into the importance of home, the challenges facing first-time property buyers today, and the evolving landscape of the mortgage broking industry. Mike shares insights from his extensive career, emphasizing the value of work ethic, sacrifices, and the support system at home.

Money Quest Group's website: https://www.moneyquest.com.au/

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Subscribe on my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction

00:33 Meet Our Special Guest: Mike Russell

04:43 Balancing Work and Family Life

10:42 Insights on the Property Market

14:26 Challenges for First Home Buyers

20:33 Early Days in Mortgage Broking

21:15 The Value Proposition of Mortgage Broking

22:38 Challenges and Growth in the Industry

27:34 Educating the Next Generation

31:49 Market Trends and Predictions

34:25 Reflecting on a Successful Career

40:42 Conclusion

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

Welcome to a special miniseries of That Backyard Property Podcast! In this episode, dive into the realm of mortgage home loans with ideas on how parents or family can assist in buying a home. We explore four common methods: gifting, favourable purchase, co-purchasing, and acting as a guarantor.

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Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction to the Miniseries

00:24 How Parents Can Help You Buy a Home

01:01 Option 1: Receiving a Gift

02:35 Option 2: Favourable Purchase

04:15 Option 3: Purchasing Together

06:53 Option 4: Using a Guarantor

08:01 Key Considerations for Guarantors

13:59 Benefits of Having a Guarantor

14:53 Conclusion and Final Thoughts

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠