Join us on the latest episode of That Backyard Property Pod, for a unique departure from our usual property discussions as we welcome Wallaby 949, Ollie Hoskins. This heartfelt episode dives into Ollie's journey from his early days in Perth, his rugby career, and the values he treasures as part of the sport. From childhood memories of playing rugby with his family to the emotional highs of representing Australia, Ollie shares stories that transcend the sport. We discuss the immense respect ingrained in rugby, the mental struggles athletes face, and Ollie's transition to life beyond the field. In a poignant turn, Ollie recounts his surprising call-up to play against the British and Irish Lions, providing a fitting closing chapter to his rugby career.

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Chapters:

00:00 Introduction

01:09 Defining Home and Family

03:34 Rugby Beginnings and Passion

09:11 Retirement and Last Game Opportunity

19:20 Wallabies Call-Up and Emotional Journey

36:51 Cherishing the Wallaby Experience

38:01 The Struggles and Triumphs of Training

40:28 Passion for Rugby and the Force

43:07 Transitioning to London Irish

45:39 The Mental Battle of Scrummaging

53:10 Transformative Mindset Shift

01:05:13 Launching a New Business Venture

01:10:45 Pride in Achievements and Future Goals

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Music from Uppbeat

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License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠

#Property #Propertypodcast #MichaelKilliner #PodwaveStudios

Welcome back to That Backyard Property Podcast Miniseries! In this episode we address the complex and emotional topic of separations and divorces. Learn about understanding your financial situation, determining your borrowing capacity, and navigating the refinancing process. Discover the importance of having a broker in your team for guidance and strategic advice.

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Follow the podcast

Subscribe: / @thatbackyardpropertypodcast

Instagram: https://www.instagram.com/backyardpro...

Website: https://tuskfinance.com.au

Connect with Michael:

Facebook: / tuskfinancemk

Instagram: / mortgageswmichael

LinkedIn: / michaelkilliner

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Chapters:

00:00 Introduction to Today's Topic: Separations and Divorces

00:34 Understanding Your Financial Situation

01:41 Determining Property Value and Equity

02:29 Navigating the Loan Application Process

02:56 Stamp Duty and Legal Considerations

03:49 Finalizing the Separation and Loan Approval

05:00 Post-Separation Financial Management

05:58 The Importance of Having a Broker

06:37 Conclusion and Support

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠: https://www.podwavestudios.au

#Property #Propertypodcast #MichaelKilliner #PodwaveStudios

In this episode of That Backyard Property Pod, we sit down with Dan and Jon, the founders of Womby, to discuss their journey in creating an innovative AI-driven solution to handle banking and insurance complaints. Faced with the frustration of an unresolved banking issue, Dan and Jon decided to tackle the problem head-on, using AI to streamline and simplify the complaint process. They share their story from the initial concept, the challenges of development, to the impactful outcomes their technology has achieved. Tune in to hear how Womby is not only helping individuals solve their financial disputes but also empowering them with the confidence to take action.

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Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Chapters:

00:00 Intro to The Podcast

01:05 The Birth of Womby: A Solution to Banking Issues

03:43 The Role of AI in Resolving Complaints

10:16 How Womby Empowers Consumers

16:42 Real-Life Success Stories

26:03 The Future of AI in Consumer Complaints

30:19 Current Trends in Claims

34:08 Challenges in Financial Services

39:46 The Journey of Womby

40:38 Future Aspirations and Expansion

43:18 The Importance of Customer Trust

46:27 Reflections and Achievements

51:40 The Hard Work Behind the Scenes

55:40 Pride and Perseverance

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Music from Uppbeat

https://uppbeat.io/t/andrey-rossi/sei...

License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

#Property #Propertypodcast #MichaelKilliner #PodwaveStudios

Welcome back to That Backyard Property Podcast Miniseries! In this episode of That Backyard Property Pod, we delve into the crucial aspects of making an offer on a property via private treaty. Learn about setting your purchase price, determining the right deposit, understanding important clauses like finance, building, and pest, and navigating the settlement period. Whether you're buying in Sydney, Melbourne, or Perth, these insights from an experienced broker will guide you through making a compelling offer. Don't miss this essential advice for prospective property buyers!

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Follow the podcast

Subscribe: / @thatbackyardpropertypodcast

Instagram: https://www.instagram.com/backyardpro...

Website: https://tuskfinance.com.au

Connect with Michael:

Facebook: / tuskfinancemk

Instagram: / mortgageswmichael

LinkedIn: / michaelkilliner

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Chapters:

00:00 Introduction to Making an Offer on a Property

00:58 Understanding Purchase Price

01:49 Importance of the Deposit

02:40 Key Clauses in the Offer

04:38 Settlement Period Essentials

05:52 Recap and Final Thoughts

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠: https://www.podwavestudios.au

#Property #Propertypodcast #MichaelKilliner #PodwaveStudios

Join us for an engaging discussion with property market expert Rowen Powell. In this episode, we delve deep into the turbulent Perth property market. With a significant lack of stock and high buyer demand, the market landscape is challenging. Rowen shares his insights on how this situation has escalated from buyer fatigue to buyer frustration. We explore the factors affecting the market, including low transactions, interest rate cuts, and the impact of interstate migrations. This episode provides valuable information for buyers navigating this competitive environment, emphasising the importance of understanding finance, evaluating property quality, and seeking professional help.

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Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Chapters:

01:11 Challenges in the Market

03:04 Buyer and Seller Dynamics

07:27 Historical Context and Government Impact

08:59 Future Outlook and Borrowing Capacity

13:24 Market Transparency and Valuation Issues

19:38 Market Slowdown and January Surge

20:16 Factors Influencing Property Upsizing

20:59 Suburb Price Dynamics

22:10 Challenges in Property Transactions

25:45 Buyer's Agent Role and Market Specialisation

29:48 Valuation and Financing Concerns

36:02 Future Market Predictions

38:14 Podcast Conclusion and Community Engagement

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Music from Uppbeat

https://uppbeat.io/t/andrey-rossi/sei...

License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

#Property #Propertypodcast #MichaelKilliner #PodwaveStudios

Welcome back to That Backyard Property Podcast Miniseries! In this episode we take you through the eight critical steps of the home buying process, focusing on how to secure a home loan. From contacting a mortgage broker to getting your loan formally approved and finally receiving the keys to your new home, this comprehensive guide breaks down each stage in detail. Learn about the importance of providing proper documentation, understanding your borrowing capacity, evaluating potential lenders, and navigating through the formal approval and settlement processes.

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Subscribe on my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction to the Home Buying Process

00:15 Step 1: Contacting a Mortgage Broker

00:33 Step 2: Providing Information to Your Broker

01:13 Step 3: Understanding Your Borrowing Capacity

01:55 Step 4: Choosing the Right Bank

03:28 Step 5: Preparing and Submitting Your Application

04:13 Step 6: Finding the Right Property

05:41 Step 7: Formal Approval Process

06:48 Step 8: Finalizing the Loan and Getting the Keys

08:19 Conclusion and Final Tips

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

In Episode 20 of That Backyard Property Podcast, host Michael sits down with property investment expert Steve Williams, director at W Property Advisory. Steve shares his journey into becoming a buyer's agent and property advisor, offering insights into strategies like rentvesting and navigating market hotspots. Hear about his personal experiences, the importance of understanding your 'why', and the evolving trends in the property market. W Property

Advisory's website: https://www.wpropertyadvisory.com.au/about

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction

00:50 Steve Williams' Journey into Property Advisory

02:02 The Concept of Home and Societal Shifts

04:42 The Rise of Rentvesting and Property Investment Strategies

05:51 Personal Experiences and Lessons in Property Investment

11:12 Development Plans and Property Market Insights

18:30 The Role of Buyer's Agents and Industry Trends

21:46 Research and Market Insights

23:13 Negotiation and Due Diligence

26:50 Understanding Different Property Markets

34:43 Client Success Stories

38:28 Podcasting and Personal Growth

42:20 Conclusion and Final Thoughts

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

Welcome back to That Backyard Property Podcast Miniseries! In this episode we delve into the differences between principal and interest loans versus interest-only loans. We'll explore why most homeowners opt for principal and interest loans to pay down their loans and achieve their goal of owning a property debt-free. Additionally, we'll discuss why investors might prefer interest-only loans to maximize tax benefits and accelerate the repayment of their home loans.

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Subscribe on my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction to Loan Types

00:12 Understanding Principal and Interest Loans

00:37 Why Choose One Loan Product Over Another?

01:02 Principal and Interest for Homeowners

02:06 Interest-Only Loans for Investment Properties

03:18 Tax Considerations and Loan Repayments

04:21 Recap and Next Steps

04:54 Conclusion and Farewell

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

In this episode of That Backyard Property Podcast, host Michael sits down with Drew Ratty, an expert in taxation strategy and accounting. Drew shares her unique journey from struggling academically in school to becoming a director at MD Taxation and Advisory. She discusses the challenges and triumphs of starting her own business, all while balancing motherhood.

MD Taxation and Advisory website: https://www.mdtax.com.au/aboutus

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Subscribe on my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction

01:01 Guest Background and Career Journey

03:23 Balancing Business and Motherhood

12:16 Taxation Insights and Strategies

19:59 The Desire to Upgrade and Rent Out Property

24:58 Negative Gearing and Property Investment

27:28 Self-Managed Super Funds: Pros and Cons

30:28 Balancing Business Growth and Personal Life

35:13 Pride in Professional and Personal Achievements

38:29 The Importance of a Strong Relationship with an Accountant

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠

Welcome back to That Backyard Property Podcast Miniseries! In this episode we delve into the differences between offset accounts and redraw. Both tools help reduce the interest you pay on your home loan, but they function differently. We explore the pros and cons of each, discuss how they impact your loan repayments, and which might be better suited for your financial goals.

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Subscribe on my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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TIMESTAMPS:

00:00 Introduction to Using Property Equity

00:53 Understanding Offset Accounts

01:58 Exploring Redraw Facilities

02:38 Comparing Offset Accounts and Redraw

04:14 Misconceptions and Key Differences

09:26 Offset Accounts: Fees and Accessibility

12:08 Final Thoughts and Conclusion

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠