I wanted to give our Veterans a quick snap shot of how we review credit reports.  This loan program guidelines are not the same as FHA, Conventional and USDA.  I have had the great opportunity of originating countless  VA Loans and I put together some key elements that could get you approved.

ALWAYS MAXIMIZE YOUR BUYING POWER

1.  Flexible Credit Standards....Minimum Scores and my mindset about credit

2.  Student Loans and payments.....How could this impact my ratios?

3.  Chapter 7 Bankruptcy waiting periods....When can I purchase again?

4.  Chapter 13 Waiting Periods

5.  Charged off Accounts and Collections

6.  Judgements, Federal Tax Debt and Tax Liens


Helpful links for Vets
https://www.benefits.va.gov/homeloans/
https://www.dfas.mil/

Let's stay in touch
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Gary Taylor | Sales Manager
[email protected]
www.afncorp.com/garytaylor
D: 302-469-0709 F: 302-467-2525

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Gary Taylor | Co-Founder | Mortgage Broker
Affluent Mortgage LLC
D:302-469-0709
[email protected]
www.affluentmtg.com