This is the second instalment of Kevin’s discussion with property developer educator Jerome Roith. They continue to talk about their property strategies, focusing on how they finance their projects and developments, highlighting the key differences and similarities between property investing and property developing.
KEY TAKEAWAYS 

There are two core mechanisms when offering to an investor in property development. Either give them equity in the deal or a fixed rate of return.
It’s important to remember that the risk is often much higher for an investor for a property development project than investing in an existing house,
If you can have investors take a share in a project/company it means you can continue to have them invest.
It can be a problem borrowing from smaller investors or those you know as they can’t afford to ‘lose’ the money, meaning they will be higher maintenance to deal with.
Inflation rates mean that more people want to invest their cash rather than leave it sitting in the bank.

BEST MOMENTS  
"I’m not a huge believer in borrowing expensive money especially when you don’t know when you’re going to be able to pay it back”
“It’s cheaper for them than traditional lettings”
“One of the issues with running a company today is the level of administration you have to adhere to”
“It’s become easier to raise money because of inflation”
VALUABLE RESOURCES
MSOPI – Multiple Streams of Income:
https://www.progressiveproperty.co.uk
https://kevinmcdonnell.co.uk
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  
CONTACT METHOD
https://www.facebook.com/kevinMcDonnellProperty/
https://kevinmcdonnell.co.uk/
TikTok: https://www.tiktok.com/@progressiveproperty
YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g
Twitter: https://twitter.com/progperty
LinkedIn: https://www.linkedin.com/company/progressiveproperty
Instagram: https://www.instagram.com/progressiveproperty/
Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity
Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Part 2 - Doing Property Differently with Property Developer Jerome Roith

The Progressive Property Podcast helps you make smarter property & real estate investments, for leveraged property success & financial freedom, even with little or no money down. Whether you're a buy & hold investor, flipper, deal packager, multi-letter, want to get started, scale up, systemise or create multiple streams of property income, the Progressive Property Podcast will save you time & mistakes & help grow your knowledge, skills, & confidence. No fluff or filler, no ads and deep-dive real life information from real-deal investors who have some of the UKs largest portfolios. Interviews with millionaires, billionaires & successful real life Progressive Property community members will help you build your income generating portfolio in less time. Invest for freedom, choice & profit.

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Kevin is interviewed about his new book, "Cash in a Property Crash". Kevin shares critical insights on the current state of the UK property market, predicting a significant crash following the election. He reveals strategies for investors to not only survive but thrive during this downturn, and talks about the importance of education and creative thinking in property investing.
KEY TAKEAWAYS 

The UK is in a property market correction and heading towards a crash, with many people struggling to afford their mortgages due to rising interest rates.
Financing property deals is more about mindset than actual money; the wealthy control debt and leverage other people's money and properties.
Property investing should be treated as a business, focusing on building a portfolio during a crash rather than saving for a single property.
The system is designed to keep people in the middle class, paying taxes, and unaware of financial strategies used by the wealthy.
Creative property investing techniques, such as lease options and vendor financing, can help investors acquire properties with little to no money down.
Self-education is crucial for building wealth, as formal education primarily prepares people for jobs and paying taxes.

BEST MOMENTS  
The great thing about property is anybody can do it. The jobs you do today are probably a lot more difficult than property." 
"The system doesn't survive without the middle class. And the system doesn't want people to be financially savvy, because if they're financially savvy, then they'll stop paying the taxes
"I didn't put any money into my office deal, but on my home, I didn't just do my home with no money. My home, I was paid to purchase it." 
"Self-education makes you a fortune. Formal education makes you a living." 
VALUABLE RESOURCES
MSOPI – Multiple Streams of Income:
https://www.progressiveproperty.co.uk
https://kevinmcdonnell.co.uk
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  
CONTACT METHOD
https://www.facebook.com/kevinMcDonnellProperty/
https://kevinmcdonnell.co.uk/
TikTok: https://www.tiktok.com/@progressiveproperty
YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g
Twitter: https://twitter.com/progperty
LinkedIn: https://www.linkedin.com/company/progressiveproperty
Instagram: https://www.instagram.com/progressiveproperty/
Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity
Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Cash in a Property Crash - Why is NOW the right time to get into Property

In this episode, Jackie Gammage joins Kev to share her knowledge and insight into property management. Jackie talks about her journey into property including the mistakes she has made. She also offers invaluable advice on mindset and skillset and talks about why everyone can benefit from the value of their own transferable skills.
KEY TAKEAWAYS 

Jackie found it difficult to get started in property. She now recognises this was because of her own mindset. She was risk-averse and fuelled with fear which prevented her from taking action.
It’s easy to get stuck in life, to stay comfortable. But not taking action prevents us from moving forward and achieving what we want.
You will already have some of the skills needed to become a property investor, you just need to work out what they are and then build upon the areas where you need to learn.
To achieve what you want you need to focus on it daily, create the steps and plan needed to make it happen.
Surround yourself with people who have similar aspirations.
Read and learn as much as possible to improve your mindset and self-awareness.

BEST MOMENTS  
"I found that the more senior I got the less fulfilled I was becoming”
“The fear of going into something new stopped me from taking action”
“We’ve all got transferable skills and we don’t realise it”
“Who is the person I have to become to get what I want?”
“You become your environment”
VALUABLE RESOURCES
https://www.facebook.com/jackie.gammage.9
MSOPI – Multiple Streams of Income:
https://www.progressiveproperty.co.uk
https://kevinmcdonnell.co.uk
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  
CONTACT METHOD
https://www.facebook.com/kevinMcDonnellProperty/
https://kevinmcdonnell.co.uk/
TikTok: https://www.tiktok.com/@progressiveproperty
YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g
Twitter: https://twitter.com/progperty
LinkedIn: https://www.linkedin.com/company/progressiveproperty
Instagram: https://www.instagram.com/progressiveproperty/
Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity
Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

From People Management to Property Management: Do Tenants Behave Better Than Colleagues?

Mark is a property investor based in Plymouth. He joins the show to talk to Kevin about his property journey, including what he was doing previously and his current projects. Mark’s investment journey hasn’t been linear, and he shares with Kev the lessons he learnt and how Progressive Property training has aided him in transforming his portfolio.
KEY TAKEAWAYS 

Mark first started investing in property 20 years ago, but his progress hasn’t been straightforward, one of his first properties remained in negative equity for years after purchase.
Mark wasn’t educated about adding value or how to be an effective property investor and landlord. This education has transformed the way he approaches his property business and investments.
Adding value was one of the first and most important lesson Mark learnt from Progressive. It’s about recycling your money and being able to build growth.
When buying off-plan, you will always overpay.
No money down and HMOs resonated with Mark so these are the strategies he began to invest in.
In 26 months, Mark has done 9 deals, which is more than one deal every 12 weeks!
One of Mark’s proven strategies is sending out letters to potential landlords and investors.

BEST MOMENTS  
"I’ve always had a passion for property”
“If you want to be a property investor you should be adding value, recycling your money”
“It wasn’t that property was bad it was just I was bad at it”
“As entrepreneurs, we will never be happy with what we’ve got”
VALUABLE RESOURCES
MSOPI – Multiple Streams of Income:
https://www.progressiveproperty.co.uk
https://kevinmcdonnell.co.uk
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  
CONTACT METHOD
https://www.facebook.com/kevinMcDonnellProperty/
https://kevinmcdonnell.co.uk/
TikTok: https://www.tiktok.com/@progressiveproperty
YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g
Twitter: https://twitter.com/progperty
LinkedIn: https://www.linkedin.com/company/progressiveproperty
Instagram: https://www.instagram.com/progressiveproperty/
Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity
Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Property Mechanic's Education Drive: Never Give Up! A Conversation with Mark Akerman

Join the conversation with Emerald Fisk, a former personal trainer turned successful property investor who shares her inspiring journey in this episode. Discover how Emerald went from having no money and support to building a thriving property portfolio through networking, education, and the right mindset. Learn about the challenges she faced, the opportunities she found, and the lessons she learned along the way. Emerald also shares valuable insights on the current property market, creative financing strategies, and the importance of investing in your local area.
KEY TAKEAWAYS 

Networking, education, and the right mindset are crucial for success in property investing, even with no prior experience or funds.
Joint venture partnerships can be a powerful way to leverage other people's resources and expertise to get started in property.
Embracing challenges, stepping out of your comfort zone, and believing in yourself are key to overcoming obstacles and achieving your goals.
The current property market presents massive opportunities for educated investors, while tired and uneducated landlords are selling up.
Investing in your local area can be more advantageous than chasing cheap deals in unfamiliar locations.
Creative financing strategies, such as no money down investing, can help you build a portfolio without using your own funds.
Surrounding yourself with like-minded people and learning from their experiences can help you develop a more open and growth-oriented mindset.

BEST MOMENTS  
"If I can do it, anybody can do it. You always need the right network around you, the right mindset and the right education. That's the three things that you need." 
"It's very hard to network when you don't have a conversation." 
"I see the educated people taking advantage of everything that's going on at the moment, and I see the uneducated people wanting to leave the property market." 
"If you're in the more expensive areas, that's great. Find people that want to work with you in those areas." 
"If you've got a closed mindset, the only way you can change that is go and spend time with other people with a more open mindset." 
VALUABLE RESOURCES
MSOPI – Multiple Streams of Income:
https://www.progressiveproperty.co.uk
https://kevinmcdonnell.co.uk
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  
CONTACT METHOD
https://www.facebook.com/kevinMcDonnellProperty/
https://kevinmcdonnell.co.uk/
TikTok: https://www.tiktok.com/@progressiveproperty
YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g
Twitter: https://twitter.com/progperty
LinkedIn: https://www.linkedin.com/company/progressiveproperty
Instagram: https://www.instagram.com/progressiveproperty/
Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity
Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Perseverance and Necessity Kick Started my Property Journey - A Conversation with Emerald Fisk

Wendy Brumwell, a successful commercial conversion property investor joins Kev in this episode. Wendy talks about the strategies she has used in the past 11 years of her property investing journey and shares the lessons she has learnt along the way.
KEY TAKEAWAYS 

For ten years Wendy knew what she wanted to do in property but she thought she had to have the cash to do it. She immediately realised this wasn’t the case when she attended her first property investing course.
Permitted development ‘PD’ is planning that is already set at a government level. This means as long as you meet all of the criteria outlined then you already have agreed planning permission.
Wendy takes time every morning to do something for her whether such as reading or exercise. She does this to set up her day.
Wendy learnt so many lessons from her self-build project that she now wants to do it all over again!
Anybody can do property, including commercial conversions. They just need the right education. 

BEST MOMENTS  
"You spent ten years saving it all up, I spent ten years messing it all up”
“Sometimes being an entrepreneur, if you enjoy what you do it doesn’t feel like work”
“I learnt so much from it that I would do it again and do all those things differently”
"You can start with smaller projects and work your way up"
VALUABLE RESOURCES
MSOPI – Multiple Streams of Income:
https://www.progressiveproperty.co.uk
https://kevinmcdonnell.co.uk
ABOUT THE HOST
Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  
CONTACT METHOD
https://www.facebook.com/kevinMcDonnellProperty/
https://kevinmcdonnell.co.uk/
TikTok: https://www.tiktok.com/@progressiveproperty
YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g
Twitter: https://twitter.com/progperty
LinkedIn: https://www.linkedin.com/company/progressiveproperty
Instagram: https://www.instagram.com/progressiveproperty/
Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity
Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Part 2 - Doing Property Differently with Property Developer Jerome Roith

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