Passive Income, Active Wealth - Hard Money for Real Estate Investing

Passive Income, Active Wealth - Hard Money for Real Estate Investing

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Passive Income, Active Wealth - Hard Money for Real Estate Investing episodes

  • 156 Flips that Flopped! - Hard Money for Real Estate Investors!

    Every Thursday at 12:00 PM Eastern, join the Carolina Capital team LIVE for the Real Estate Investor Show on Facebook or YouTube!

    To celebrate National Flip Flop Day, Bill, Wendy, and Jonathan talk about their deals that Flopped!

    Timestamps:

    0:01 - Introduction - Let’s talk about Flips that Flopped!

    1:19 - https://www.CarolinaHardMoney.com

    1:47 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    2:43 - Bill Fairman vs. The Bank

    8:03 - Housing will remain inflationary for a while.

    11:00 - Bill’s Flip that Flopped

    14:24 - Jonathan’s Flip that Flopped 

    19:18 - Wendy’s Flip that Flopped

    22:45 - Lessons learned.

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage

     

    26 min
  • 155 Mike Zlotnik on Passive Accredited Investor Show | Hard Money Lenders

    This Thursday at 1:00 PM Eastern, join the Carolina Capital team LIVE for the Passive Accredited Investor Show with Big Mike, CEO of TF Management Group, LLC!

    Along with Big Mike, Bill & Wendy will be discussing different types of Funds available to Accredited Investors!

    Mike Zlotnik, CEO of TF Management Group, LLC, has been a debt and equity investor in real estate since 2000. He started his career and had spent nearly 15 years in the information technology field managing Risk, Business Intelligence, and Quality of complex systems, software, and processes.

    While building a successful carrier in IT, Mike’s passion has always been real estate investing because of its predictability of outcome and well-understood risks.

    In 2009, Mike joined Tempo Funding, LLC (Mortgage Pool Fund) as a managing partner, and Vice President of funding operations.

    Starting from January 2014, Mike has assumed the responsibility of a CEO and has since founded TF Management Group, LLC, launching 4 new real estate investment funds, TF Investment Fund II LLC (Income Fund), Tempo Opportunity Fund LLC (Growth & Income Fund), Tempo Growth Fund LLC (Growth Fund) and Tempo Income Fund LLC (Income Fund).

    Mike holds a Bachelor’s degree in Mathematics from Binghamton University. Mike is a member of multiple real estate and investor mastermind groups such as Collective Genius, Freedom Founders, Venture Alliance, CA Investors (Private).

    Timestamps:

    0:01 - Introduction 

    1:18 - https://www.CarolinaHardMoney.com

    2:04 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    3:37 - Today’s guest: Mike Zlotnik - CEO of TF Management Group, LLC

    5:07 - Tempo Opportunity Fund & Tempo Group Fund

    7:21 - Disclaimer

    9:36 - Cost to Build vs. Cost to Develop

    12:37 - Affordable multi-family apartments  

    13:45 - Exterior Improvements

    14:30 - Where do you find these investments?

    16:02 - What happened to these properties during covid?

    19:56 - Values of the properties during and after the pandemic.

    24:44 - Trust your fund manager.

    28:36 - Investing in a fund is not a short-term thing.

    30:17 - Connect with Mike Zlotnik - https://www.BigMikeFund.com

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage

     

    34 min
  • 154 Money Problems? Do This. Don’t Do That!| Hard Money for Real Estate Investors

    Welcome to Carolina Capital Management’s new show the “ Real Estate Investor Show - Hard Money for Real Estate Investors!”.

    In today’s episode, Bill Fairman and Wendy Sweet answer the Ugly Question:

    “ With the cost of everything going up, what happens if I don't have enough left to finish the project?”

    Timestamps:

    0:01 - Introduction

    0:58 - https://www.CarolinaHardMoney.com

    1:44 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    4:18 - Breaking News

    4:56 - May Mortgage Application Numbers

    8:20 - Employment Numbers

    14:02 - Ugly Question: “ With the cost of everything going up, what happens if I don't have enough left to finish the project?”

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage

     

    24 min
  • 153 How do you finance your short-term rental? Are there Funds available? | Hard Money Lenders

    Welcome to Carolina Capital Management’s new show the “ Passive Accredited Investor Show.” 

     

    In today’s episode, Bill Fairman, Wendy Sweet, and Jonathan Davis talk about how and where to find financing for your short-term rentals.

     

    Timestamps:

    0:01 - Introduction 

    1:00 - https://www.CarolinaHardMoney.com

    1:15 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    2:24 - Breaking News

    2:44 - Employment Numbers

    5:25 -Stock market is Up

    7:59 - Real Estate is Rocking!

    9:43 -  How do you finance your short-term rental? Are there Funds available?

    10:58 - Can you only get a second home? After that isn’t it a third home?

    11:48 - Getting a Loan as a parent.

    13:40 - Non-qualifying loan as financing on short-term rentals.

    15:11 - Opportunities for Passive Investors to be lenders.

    16:59 - How do you invest in your first property?

    18:00 - The biggest benefit of a short-term rental

    20:10 - Companies that offer short-term rental financing

    20:24 - Visio Financial

    21:33 - Host Financial

    22:49 - Kram Capital

    24:48 - OVM Financing 

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage

    30 min
  • 152 Real Estate Investor Show - Hard Money for Real Estate Investors!

    Have you been wondering about the short-term rental business and what’s going on in the real estate market now that everyone wants to get out of their house?

     

    Welcome to Carolina Capital Management’s new show the “ Real Estate Investor Show - Hard Money for Real Estate Investors!”. 

    In today’s episode, Bill Fairman, Wendy Sweet, and Jonathan Davis talk about short-term rentals. What makes it a good investment. And what makes it better than long-term rentals. 

     

    Timestamps:

    0:01 - Introduction 

    0:48 - https://www.CarolinaHardMoney.com

    1:10 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    2:07 - CCM new shows: 12pm ET - Real Estate Investor Show &  1pm ET - Passive Accredited Investor Show

    2:51 - Let’s talk about short-term rentals.

    3:08 - Best air-BnB Jonathan stayed in.

    5:05 - Different terms for short-term rentals.

    5:26 - Wendy’s short-term rentals.

    7:31 - Wendy’s precaution in hosting short-term rentals

    8:22 - Short-term rentals & camping

    10:10 - “Any Property That You Buy As A Short-Term You Need To Evaluate That Property As If It Were A Long-Term Buy And Hold.” - Wendy Sweet

    10:23 - What makes a good air-BnB purchase? What is your due diligence process?

    14:50 - Amenities in Short-term rentals.

    16:40 - Great thing about short-term rentals.

    17:40 - What makes a good area to invest in short-term rentals.

    18:41 - Ways you need to know on how to charge your short-term rentals.

    20:30 - What about Vacation Destinations?

    22:03 - Financing Options for short-term rentals.

     

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage #privatelending

     

    26 min
  • 151 Ryan Andrews - Hiatus Homes on Passive Wealth Show | Hard Money Lenders

    This Thursday, May 27th at 12:30 PM ET, Bill & Wendy will be LIVE with Ryan Andrews, Partner/Sponsor & CFO of Hiatus Homes to discuss the small living movement, sustainable design, and zero energy ready tiny homes!

     

    Ryan Andrews has 15 years of experience in finance and capital markets, focused on real estate. He is a specialist in structuring and managing partnerships for real estate development and is often tapped as the go-to CFO for development projects across the Mountain West. He is currently a Partner/Sponsor and CFO for Hiatus Homes and Nesttun Development Group where he is overseeing development projects across Oregon and Washington.

     

    Ryan has also launched and managed 7 investment funds. He is currently a Managing Partner for the Aerial Recession Resistant Fund - a private equity portfolio of multifamily, mobile home parks, and self-storage facilities. The Fund holds an ownership position in 50+ properties across 13 states.

     

    He is a Managing Partner for the Hiatus Capital Fund. A closed-end private fund that capitalizes Hiatus Homes' development projects. Hiatus Homes is a land developer and home builder specializing in small, modern, highly efficient homes and communities across the Mountain West.

     

    Timestamps:

     

    0:01 -  “How to scale tiny homes in real estate” 

    0:44 - Introduction 

    1:27 - https://www.CarolinaHardMoney.com

    2:31 - Today’s guest: Ryan Andrew

    5:00 - Carolina Hard Money & Hiatus Homes

    8:40 - Real Estate as Local

    10:49 - Human Factor for Your Real Estate Business

    11:48 - https://www.HiatusHomes.com

    14:28 - How do you scale tiny homes in the real estate market? 

    17:47 - Who are your buyers?

    21:29 - How do your buyers finance these homes?

    25:26 - Accessory Dwelling Units

    28:29 - What is the lot size of Hiatus’ tiny homes?

    31:07 - Thematic Community

    37:34 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage #privatelending

     

     

     

    39 min
  • 150 Can A Fund Manager Put A Freeze On Distributions & Redemptions?

    In today’s episode of Passive Wealth Show, Bill Fairman, Wendy Sweet, and Jonathan Davis of Carolina Capital Management will answer the “Ugly Question” of the day:

     

    “Can A Fund Manager Put A Freeze On Distributions & Redemptions?”

     

    Timestamps:

    0:01 -  Introduction

    2:03 - https://www.CarolinaHardMoney.com

    2:25 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    3:19 - Breaking News

    3:34 - Employment Numbers

    5:09 - Increase in Durable Good Sales???

    8:09 - Short-term Inflation

    9:38 - In manufacturing profits are down.

    10:31- Ugly Question: Can A Fund Manager Put A Freeze On Distributions & Redemptions?

    21:42 - Carolina Hard Money’s Long-Term Loan Program

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage #privatelending

     

     

     

    24 min
  • 149 Short Term Rentals | Passive Wealth Show | Hard Money Lenders

    Since pandemic it has been an issue on whether you should invest in short-term rentals or not. Are short-term rentals only viable for destinations?

     

    In today’s episode of Passive Wealth Show, Bill Fairman and  Wendy Sweet of Carolina Capital Management will deep dive into this relevant topic. 

     

    Timestamps:

    0:01 - Should you invest in short term rentals?

    0:42 - Quest Trust - Trillion Dollar Investment Mixers (May 25th at 6:30pm CT - https://us02web.zoom.us/u/kb7SciOHFV

    1:26 - Introduction

    1:35 - https://www.CarolinaHardMoney.com

    3:06 - Advantages of short-term rentals.

    6:20 - Due diligence & short-term rentals.

    7:19 - Monthly income on short-term rentals.

    8:44 - Expenses to consider for short-term rentals

    13:36 - Master Lease

    16:13 - Newly bought mobile homes by Wendy & Bill

    18:12 - Bill & Wendy’s course on short-term rentals

    18:45 - Wednesday With Wendy : https://calendly.com/wendysweet/wednesdays-with-wendy

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage #privatelending

     

     

     

    21 min
  • 148 Are Mobile Homes A Good Investment? | Hard Money Lenders

    Available affordable housing is one of the hot topics of the real estate market today. At this point do you think that mobile homes are a good investment?

     

    In today’s episode of Passive Wealth Show, Bill Fairman, Wendy Sweet and Jonathan Davis of Carolina Capital Management will answer the “Ugly Question” of the day:

     

    “Are Mobile Homes a Good Investment?”

     

    Timestamps:

    0:01 - In today’s market are mobile homes a good investment?

    0:38 -  Introduction

    1:13 - https://www.CarolinaHardMoney.com

    1:43 - Long-Term loan program 

    3:44 - Breaking News

    4:04 - Unemployment Numbers Are Going Down

    5:12 - Crazy Gas Situation

    6:23 - April Housing Starts

    8:07 - Lumber Prices Are Going Down Again

    8:17 - Quest Trust - Trillion Dollar Investment Mixers (May 25th at 6:30pm CT - https://us02web.zoom.us/u/kb7SciOHFV

    10:15 - Ugly Question: “Are Mobile Homes a Good Investment?”

    10:38 - Difference between mobile homes on land and in parks.

    12:11 - Stromberg Capital

    13:32 - Newly bought mobile homes by Wendy & Bill

    15:03 - Modular Homes

    17:36 - Is there a loan product with no seasoning requirement for a mobile home on a permanent foundation on some land?

    18:31 - Mobile home parks and government assistance

    20:36 - Mobile home owners not renters. 

    21:55 - When you are in control of the mobile home parks.

    22:38 - Short-term vacation rental

    23:26 - The Conclusion.

     

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage #privatelending

    26 min
  • 147 Notes Purchases & Funds Capitalization on Passive Wealth Show | Hard Money Lenders

     Have you ever wondered how note purchases and how funds handle the capitalization of their funds?

     

    In this episode of Passive Wealth Show with Bill Fairman and Jonathan Davis of Carolina Capital Management they will talk about capitalizing funds. How funds that are in the lending business or in the notes business re-capitalize their funds to make new loans or buy more notes.

     

    Timestamps:

    0:01 - Note purchases and capitalization of funds

    0:33 -  Introduction

    0:58  - https://www.CarolinaHardMoney.com

    1:59 - Capitalizing funds 

    2:31 - Biggest concern of a fund manager - Bill Fairman

    3:13 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    3:45 - Jonathan’s view on funds.

    4:45 - Ability to move your portfolio.

    6:20 - Using a third party servicer

    8:40 - Buying notes is a great thing.

    11:17 - Institutional companies/investors that buy notes/invest in funds.

    16:33 - Private investors vs. Institutional investors

    21:33 - Wednesday with Wendy: https://calendly.com/wendysweet/wednesdays-with-wendy

    22:28 - What sets apart Carolina Capital Management from other hard money lenders. 

    Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).

    As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

    Listen to our Podcast: https://thealternativeinvestor.libsyn.com/

    Subscribe: http://thealternativeinvestor.libsyn.com/rss

    Visit our website: https://carolinahardmoney.com

    YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/

    Facebook: https://www.facebook.com/CarolinaHardMoney/

    #Northcarolinahardmoneylenders #Southcarolinahardmoneylenders #HardMoney #RealEstateInvesting #realestatefinancing #mortgage #privatelending

     

     

     

    26 min

About Passive Income, Active Wealth - Hard Money for Real Estate Investing

From the publisher's feed

Passive Income, Active Wealth Podcast starring Wendy Sweet, Jonathan Davis and Bill Fairman. Founders of Carolina Capital Management., LLC in Rock Hill SC. Wendy & Bill have a passion for educating and sharing their 25+ years of investing and lending experience! Both are regularly asked to speak at National Real Estate events and always come away as a crowd favorite. 100% Content!!