Passive Income Doctor

In this chat with Ramon Raneal, we chat about Sydney market, specifically his area of inner west Sydney. Also is the gap between units and houses ever going to close?

Ramon was kind enough to share some of his own property purchases.

Note: at the time of recording in 2026, Sydney market is going through a downturn/pullback, yet on the other hand as Ramon points out, Sydney is an international city with international demand. However there is one key area that he thinks could crash the Sydney market (hint: it may be AI related)

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

Investor and buyers agent Bayu discusses how he started property investing later, but has turned his corporate job income into a 9 property portfolio in record time.

Being 'spoiled' as an only child, to side hustles in uni, then working in banking risk management. Attempts to 'get rich quick' (including crypto/NFTs) didn't pay off for Bayu, but property did. He bought his 1st property later in life at 26years old ($260k in Griffith NSW), yet has grown his portfolio impressively to 9 properties in just 6 years. NSW, QLD, SA, WA, VIC.

Which suburbs he is looking for clients now? (hint: regional VIC including Bendigo...and a few more he reveals)
And we discuss some opportunities but pitfalls with commercial. Bayu shares his recent commercial purchase, a warehouse in Perth circa 3M with a 6% yield.

Find out more about Bayu-

Unlocked Property

Another amazing big portfolio investor, listen here-

How a couple built a 40 property portfolio in Australia

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

Dr Dan, my story.

Interviewed by Steve Palise, where I reflect on my journey starting out as PGY1 doctor earning modest income. How managed to get to 12 properties in 8 years, which property markets I have bought in, why I sold some, and what's to come. I also discuss some common mistakes doctors make, and also how action beats inaction.

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

Listen to the end of this episode, it's a good one!

In this part 2 of chat with mortgage broker Daniel Jones, we discuss:

1. Why some doctors are still not using mortgage brokers

2. debt recycling- disclaimer: controversial, please speak to your own tax adviser.

3. case studies of what are some successful property investors-

25yo with 9 properties! (Darwin, Katherine, Port Headland, Mackay)

Some buy themselves (are passionate about it), other high income earners feel their time better suited pick up extra work, and outsource to a buyers agent.

4. consider rentvesting if you a registrar (given often frequent moving for training, and may not know where ultimately end up living and working)

5. some specialists are going regional/rural, same or higher income, but cheaper cost of living/accommodation

Specialist Broking | About Daniel Jones and the Business

 Doctors Property Network | Facebook

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

In this episode, I'm joined by Dr Urszula Carr, burnout coach. We discuss thoughts about retirement, why she has chosen to sell properties, and also some exciting experiences with shares, swing trading etc.

We also discuss a dilemma many doctors have- how much to leave the kids, and how to instil good habits.

About MedicRevive | Dr. Urszula Carr's Journey to Empowerment - MedicRevive

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

In this chat with Daniel Jones, he shares his insights into parallels between doctors and pilots, as he works with these 2 groups as a mortgage broker. He shares his backstory, from working in a bank to becoming a pilot, to pivoting out of aviation once COVID lockdowns happened. And re-entering world of finance as he grows his mortgage broking business.

Find out more about Daniel Jones-

Specialist Broking | About Daniel Jones and the Business

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

Doctors and burnout is a common theme. In this episode, joined by Dr Urszula Carr, who also does coaching for burnout. Urszula shares personal story of how burnout as a busy doctor, single mum and trying to get ahead financially also.

She shares some strategies in her 'toolkit' that doctors may find useful too.

Find out more and connect with Urszula at-

Transform Your Medical Career - MedicRevive

Previous episode with Urszula-

Interview with Dr Urszula Carr (NHS to Australia, Life Coaching)

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

Hectic first half of 2026, under offer on numerous properties. Negative sentiment in terms of interest rates, war, CGT and negative gearing changes.

How I balance (or try to) finances/investing with lifestyle/holidays.

If you are a doctor or dentist in Australia interested in property, join facebook community-

Doctors Property Network | Facebook

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

In this episode, we chat with buyers agent Johnson Lin- how renovating can boost your equity.

Now renovation by yourself can be daunting, we talk about what type of investor should consider a renovation project, when to do, and also traps to avoid!

Having gotten bathroom renovation quote of $45,000 does prices vary with metro vs smaller town. what questions to ask of the trades?

Johnson also shares a case study, and I ask some hard hitting questions about uplift from market vs from the reno itself.

Other episodes:

Buying your first property? or getting stuck?

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube

Today we welcome a special guest, Dr Bi, Sydney based doctor, founder of Investing for Doctors facebook group, and also more recently IFD podcast also. He is also founder of Australian Medical angels.

In this 1st part, we get to know Dr Bi, his background, journey through medicine, also how created one of the largest fb groups for doctors and dentists in Australia, and also what learnt from seeing so many doctors ask similar questions.

➢money backstory, growing up in China and Singapore

➢neuroscience at USyd, to medical school

➢pivoting from surgical career to ED CMO, and also business ventures

➢Investing for Doctors Facebook group with 30,000+ members- what are some common themes/issues facting doctors and dentists in regards to finances

➢what can doctors do today to improve their financial future

Connect with Bi: Home - Doctor Bi

Other episodes:

Dev Raga personal story (Frugality, surgery to GP, net worth target)

Music Credit: Bass Nation.
New episode every fortnight.
Send in your questions to: passiveincomedoctors[AT]gmail.com
If you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810

Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Youtube channel/video podcast: Passive Income Doctor - YouTube