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In this episode: Ryan and Sam talk of staying the course in US equity markets as new highs are being reached.

Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.

Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.

Contact us at704.571.7173 [email protected] or https://fa.wellsfargoadvisors.com/the-282-group/

Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
Index returns are not fund returns. An index is unmanaged and not available for direct investment.
The S&P 500 [Standard & Poor’s 500] is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Bond laddering does not assure a profit or protect against loss in a declining market.
There are special risks associated with investing in preferred securities. Preferred securities generally offer no voting rights with respect to the issuer. Preferred securities are generally subordinated to bonds or other debt instruments in an issuer’s capital structure, subjecting them to a greater risk of non-payment than more senior securities. In addition, the issue may be callable which may negatively impact the return of the security. Preferred dividends are not guaranteed and are subject to deferral or elimination.
Duration is an estimate of how a portfolio or bond will react to changes in interest rates, representing the approximate change in price for a 1% change in yield.

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In this episode: Ryan and Sam talk equity market highs, interest rates, gold, real estate, and, of course, some March Madness basketball.

Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.

Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.

Contact us at704.571.7173 [email protected] or https://fa.wellsfargoadvisors.com/the-282-group/

Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
Index returns are not fund returns. An index is unmanaged and not available for direct investment.
The S&P 500 [Standard & Poor’s 500] is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Bond laddering does not assure a profit or protect against loss in a declining market.
There are special risks associated with investing in preferred securities. Preferred securities generally offer no voting rights with respect to the issuer. Preferred securities are generally subordinated to bonds or other debt instruments in an issuer’s capital structure, subjecting them to a greater risk of non-payment than more senior securities. In addition, the issue may be callable which may negatively impact the return of the security. Preferred dividends are not guaranteed and are subject to deferral or elimination.
Duration is an estimate of how a portfolio or bond will react to changes in interest rates, representing the approximate change in price for a 1% change in yield.

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In this episode: The 282 Group outlines reasons to remain bullish. 

Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors.

Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors. 

Contact us at 704-553-6374, [email protected], or https://fa.wellsfargoadvisors.com/the-282-group/

Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
Index returns are not fund returns. An index is unmanaged and not available for direct investment.
The S&P 500 [Standard & Poor’s 500] is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Bond laddering does not assure a profit or protect against loss in a declining market.
There are special risks associated with investing in preferred securities. Preferred securities generally offer no voting rights with respect to the issuer. Preferred securities are generally subordinated to bonds or other debt instruments in an issuer’s capital structure, subjecting them to a greater risk of non-payment than more senior securities. In addition, the issue may be callable which may negatively impact the return of the security. Preferred dividends are not guaranteed and are subject to deferral or elimination.
Duration is an estimate of how a portfolio or bond will react to changes in interest rates, representing the approximate change in price for a 1% change in yield.

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Welcome to 2024!

Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 1st quarter 2024.

Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors. 

Contact us at 704-553-6374, [email protected], or https://fa.wellsfargoadvisors.com/the-282-group/

Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
Index returns are not fund returns. An index is unmanaged and not available for direct investment.
The S&P 500 [Standard & Poor’s 500] is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Bond laddering does not assure a profit or protect against loss in a declining market.
There are special risks associated with investing in preferred securities. Preferred securities generally offer no voting rights with respect to the issuer. Preferred securities are generally subordinated to bonds or other debt instruments in an issuer’s capital structure, subjecting them to a greater risk of non-payment than more senior securities. In addition, the issue may be callable which may negatively impact the return of the security. Preferred dividends are not guaranteed and are subject to deferral or elimination.
Duration is an estimate of how a portfolio or bond will react to changes in interest rates, representing the approximate change in price for a 1% change in yield.

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Tune into the 282 Group’s Lessons Learned over the past year.
Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 1st quarter 2023.

Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors. 
Contact us at 704-553-6374, [email protected], or https://fa.wellsfargoadvisors.com/the-282-group/

Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
Index returns are not fund returns. An index is unmanaged and not available for direct investment.
The S&P 500 [Standard & Poor’s 500] is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Bond laddering does not assure a profit or protect against loss in a declining market.
There are special risks associated with investing in preferred securities. Preferred securities generally offer no voting rights with respect to the issuer. Preferred securities are generally subordinated to bonds or other debt instruments in an issuer’s capital structure, subjecting them to a greater risk of non-payment than more senior securities. In addition, the issue may be callable which may negatively impact the return of the security. Preferred dividends are not guaranteed and are subject to deferral or elimination.
Duration is an estimate of how a portfolio or bond will react to changes in interest rates, representing the approximate change in price for a 1% change in yield.

Send us a text

As the year comes to a close, Ryan Culpepper, Senior Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares of this truly is a new Bull market, why is it so unloved?  He shares his thoughts on the US Equities looking into 2024 and beyond.
Contact us at 704-553-6374, [email protected], or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Stocks offer long-term growth potential, but may fluctuate more and provide less current income than other investments.
Index returns are not fund returns. An index is unmanaged and not available for direct investment.
The S&P 500 [Standard & Poor’s 500] is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.

Send us a text

As we close out the year, Sam Pennell, First Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares what to take note of, and what may be a mirage of importance for yield and bonds.  He shares his thoughts on where income investors should be focused 2024. 
Contact us at 704-553-6374, [email protected], or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Bond laddering does not assure a profit or protect against loss in a declining market.
Duration is an estimate of how a portfolio or bond will react to changes in interest rates, representing the approximate change in price for a 1% change in yield.

Send us a text

Here at the mid-point of the year, Sam Pennell, First Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares why this is the golden hour for yield and bonds.  He shares his thoughts on where income investors should be searching for yield in the second half of 2023 in a conversation with his business partner, Ryan Culpepper, Senior Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors. 
Contact us at 704-553-6374, [email protected], or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Bond laddering does not assure a profit or protect against loss in a declining market.
Duration is an estimate of how a portfolio or bond will react to changes in interest rates, representing the approximate change in price for a 1% change in yield.

Send us a text

Here at the mid-point of the year, Ryan Culpepper, Senior Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares why most got the equity markets wrong coming into this year.  He shares his thoughts on the US Equities looking forward to the second half of 2023 in a conversation with his business partner, Sam Pennell, First Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group.
Contact us at 704-553-6374, [email protected], or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
Stocks offer long-term growth potential, but may fluctuate more and provide less current income than other investments.
Index returns are not fund returns. An index is unmanaged and not available for direct investment.
The S&P 500 [Standard & Poor’s 500] is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.

Send us a text

Staci Mills, CERTIFIED FINANCIAL PLANNER TM  Professional, Financial Advisor, of the 282 Group of Wells Fargo Advisors, discusses the investment planning for 2nd quarter 2023.
Contact us at 704-553-6374, [email protected], or https://fa.wellsfargoadvisors.com/the-282-group/
Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.
All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal.
1 Distributions are qualified when a designated Roth account has been funded for more than five years and the employee is age 591⁄2, or disabled, or taken by their beneficiaries after the employee’s death.
Wells Fargo & Company and its affiliates do not provide legal or tax advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.
This article was written by Wells Fargo Advisors and provided courtesy of Staci Mills, CERTIFIED FINANCIAL PLANNER TM Professional | Financial Advisor in Charlotte, NC at 704.571.7159.