Payback Time

Payback Time

By Sean TepperBusiness
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Payback Time episodes

  • S3E9 - John Colley - How do experienced investors find great companies?

    My next guest has a background in investment banking, mergers, and acquisitions, and investing. In fact, he lead a successful career in investment banking that allowed him to retire at age 39 and thereafter start several small businesses. This eventually led up to a career as a course creator. Now today, he has dozens of courses on Udemy with over 100,000 students over and 9,000 reviews. Please welcome John Colley.

    Key Timecodes
    • 00:44) - Show intro and background history
    • (04:37) - Deeper into his background history and what he looks for in business
    • (06:04) - Understanding his journey as an investor
    • (08:40) - How Warren Buffett's strategies inspired him
    • (10:58) - What he looks for in the financials as indicators
    • (14:50) - What are good leadership indicators in business
    • (17:44) - An example of his biggest investment win
    • (20:11) - Deeper into his philosophy and investing strategies
    • (24:09) - A bit about his courses and focus on education
    • (33:01) - The worst advice he ever received
    • (33:41) - The best advice he ever received
    • (36:18) - Guest contacts
    • Payback Time Podcast

      Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

      40 min
    • S3E8 - Rob Cook - 7 myths of the financial industry

      Passive income, life insurance, and diversification. We cover all these topics and more as we discuss 7 myths of finance and investing. My next guest is a certified financial planner who left his job as an advisor to start a tech company that serves the financial industry. This episode flips some of our thoughts on finance, on its head. Please welcome Rob Cook.

      Key Timecodes

      • (00:41) - Show intro and background history
      • (02:23) - Deeper into his background history and fintech business model
      • (04:22) - Understanding his SaaS model
      • (05:7) - How much did he charge in this SaaS business
      • (06:51) - Understanding the features and benefits of that model
      • (09:25) - How about the scalability of that business?
      • (11:09) - Does the platform have a trial period?
      • (12:07) - What are the money myths within that industry?
      • (23:01) - Why life insurance isn't investing
      • (29:47) - Why it's hard to find those who have achieved financial independence
      • (31:35) - A message from the guest
      • (42:20) - The worst advice he ever received
      • (44:40) - The best advice he ever received
      • (49:30) - Guest contacts
      • Payback Time Podcast

        Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

        52 min
      • S3E7 - Jason Skeesick - How to build and sell a business

        If you are building a business, you need to put systems in place early, to make sure you have an exit strategy that actually pays off. My next guest has a history of building and selling 2 different service businesses. In this episode, we talk about how to structure the payment models, how to improve operations, and how to add more value for the buyer. Please welcome Jason Skeesick.

        Key Timecodes
        • (00:39) - Show intro and background history
        • (01:50) - Deeper into his background history and entrepreneurship strategies
        • (02:56) - Understanding his first business model
        • (05:34) - How and for how much did he sell this business
        • (06:36) - Understanding his second business model
        • (08:18) - Deeper into his entrepreneurship philosophy
        • (10:39) - How about the numbers of revenue and growth
        • (12:24) - What really changed the game for him in this business?
        • (15:23) - How does your business billing system work?
        • (16:29) - The importance of an automated payment system to get a constant revenue stream
        • (18:38) - Deeper into the business valuation and selling process
        • (21:43) - Deeper into how works her mastermind group
        • (18:50) - How about his consulting business model
        • (23:41) - What are his businesses today?
        • (25:58) - Deeper into his educational business model
        • (26:39) - What about the pricing policy on these platforms?
        • (27:43) - Does it limit the number of participants on its educational platforms?
        • (28:57) - How he scales his mastermind platform
        • (29:54) - How much does he charge for his courses?
        • (30:38) - A message from the guest
        • (34:04) - The worst advice he ever received
        • (35:25) - The best advice he ever received
        • (36:19) - Guest contacts
        • Payback Time Podcast

          Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

          38 min
        • S3E6 - Holly Jean Jackson - Don’t be afraid to charge more for your product or services

          My next guest is a health, life, and business coach and in this episode, we talk about the importance of creating multiple streams of revenue in your business. We also talk about the importance of increasing your prices to the point where it may push you outside your comfort zone. The more you charge, the more people will pay attention, especially the right people you want to work with. Please welcome Holly Jean Jackson.

          Key Timecodes

          • (00:42) - Show intro and background history
          • (02:16) - The importance of diversification for investors and entrepreneurs
          • (04:14) - What are her strategies and business model
          • (06:43) - How she helps her clients
          • (08:42) - Deep diving into her strategy and how to level up a business in a healthy way
          • (10:26) - Who are her ideal clients?
          • (11:48) - Did she notice increased in-person events after the covid crisis?
          • (12:25) - The challenges and advantages of launching a book as a business strategy
          • (14:47) - The importance of partnering with other businesses to promote a book or a new product
          • (16:22) - A bit about her mastermind group
          • (17:48) - Deeper into how it works for her mastermind group
          • (18:50) - How much is she charging to join her mastermind group
          • (20:36) - The importance of setting a price that values your work or your product
          • (21:25) - A bit about her LinkedIn events strategy
          • (23:37) - A message from the guest to the Payback Time Podcast audience
          • (26:36) - The worst advice he ever received
          • (27:19) - The best advice he ever received
          • (28:02) - Guest contacts
          • Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.


            30 min
          • S3E5 - Rich Kasparian - 2 products that can help protect your wealth

            As investors in the stock market, we have two high-level strategies. One is wealth building while the other is wealth protection. My next guest is a wealth manager who helps his clients with 2 products that have decent upside potential and minimal downside risk. In this episode, we break down the returns, the costs, and how you can get started. Please welcome Rich Kasparian.

            Key Timecodes
            • (00:42) - Show intro and background history
            • (01:24) - His investing history
            • (02:53) - What are his strategies?
            • (04:13) - How he uses it to help his clients
            • (07:05) - His investing strategy and understanding of its downsides
            • (11:23) - How about the estimated returns and upsides
            • (14:22) - What about the clients' costs under this model?
            • (16:23) - Understanding his income-generating product
            • (21:07) - Deeper into this investment model
            • (22:46) - A bit about the "Death benefit."
            • (24:09) - Investing insights from the guest
            • (27:08) - The best advice he ever received
            • (28:35) - Guest contacts
            • Payback Time Podcast

              Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

              30 min
            • S3E4 - Brad Feld - What do VCs really look for?

              My next guest has been an early-stage investor and entrepreneur since 1987. Prior to co-founding Foundry Group, he co-founded Mobius Venture Capital and, prior to that, founded Feld Technologies. He is also a co-founder of Techstars is a writer and speaker on the topics of venture capital and entrepreneurship, and co-authored the second edition of Startup Boards. Please welcome Brad Feld.

              Key Timecodes

              • (00:43) - Show intro and background history.
              • (01:23) -His background investing history
              • (06:41) - What are the red flags about leadership teams
              • (10:34) - How people used to react to his philosophy about the corporate world
              • (14:13) - Deep diving into his business psychology strategies
              • (19:44) - How he scales a company board
              • (26:45) - How he scales his own business
              • (33:47) - What skills does he look for in founders?
              • (37:44) - The importance of a broad skill set and open-minded personalities instead the traditional entrepreneur archetypes
              • (39:53) - Don't be afraid to make mistakes; learn and grow with them!
              • (50:10) - Guest contacts
              • Payback Time Podcast

                Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.


                52 min
              • S3E3 - Ben Currier - Why failure is a stepping stone for something bigger.

                Ben Currier - Why failure is a stepping stone for something bigger.

                Failure doesn’t have to set you back. In fact, it can be used as a tool to set you apart from the competition. My next guest shares his past failures and how he’s used those failures as a marketing tool. In this episode, we talk about how and why he failed, how he uses failure to stand apart, and why we all should not be trying to look perfect in a world that’s cluttered with prideful behavior. Please welcome Ben Currier.

                • Website
                • LinkedIn
                • IMDB
                • Key Timecodes

                  • 00:43) - Show intro and background history
                  • (06:55) - Walk us through a specific failure.
                  • (11:58) - His philosophy about the corporate world
                  • (14:16) - Deep diving into his principles on management
                  • (17:23) - A bit about his business model and podcast show
                  • (20:52) - His entrepreneurial background and failures
                  • (23:45) - His website and educational platform.
                  • (26:25) - The importance of educational platforms.
                  • (28:33) - What platform is he using now?
                  • (30:17) - How to break your comfort zone by losing the fear of failure and just trying
                  • (30:40) - The importance of structuring service businesses to grow healthy
                  • (33:29) - How to plan how to go out of business to retire or grow
                  • (36:23) - The importance of structuring parallel passive income and diversified investments to achieve financial independence
                  • (41:40) - Guest contacts
                  • Payback Time Podcast

                    Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

                    44 min
                  • S03E2 - Jennings Smith - How to invest in real estate with $0.

                    Do you want to generate passive income with real estate but don’t have any money to invest? Not to worry, my next guest uses a common strategy of partnering with investors. In this episode, we talk about where to find investors, how to build an audience of investors, how to structure deals, and small improvements you can make to double the property value. Please welcome Jennings Smith.

                    Key Timecodes

                    • (00:40) - Show intro and background history
                    • (03:59) - Deeper into his background history and business model
                    • (07:44) - Some numbers to understand better his business model
                    • (13:30) - Where does he find investors to fund the business?
                    • (17:38) - His business strategies
                    • (20:06) - What are his property earnings and payback time?
                    • (22:21) - What are the hot areas to get 100% occupancy
                    • (26:11) - What specific renovations and upgrades does he do to properties?
                    • (29:12) - How much these improvements allow him to increase the sale price of properties
                    • (31:54) - What is his biggest tip for anyone willing to run this type of business?
                    • (33:25) - The importance of promoting yourself as a business and building a brand
                    • (37:05) - How to communicate the right message to the audience
                    • (40:51) - What is the worst business or investment advice he ever received?
                    • (42:15) - What is the best advice he ever received?
                    • (43:39) - Guest contacts
                    • 46 min
                    • S02E60 - Michael Ringel - How should entrepreneurs invest their money?

                      If you’re an entrepreneur, you may be thinking you should put all your eggs in one basket. In other words, you should build your business and sell it for a big chunk of change. Unfortunately in most cases, that’s not how it works. In this episode, we talk about diversifying your income in stocks, funds, fixed income, and your own business. Please welcome Michael Ringel.

                      Key Timecodes
                      • (00:39) - Show intro and background history.
                      • (03:03) - When did he start investing in the stock market?
                      • (05:28) - Understanding the math and science of investing as the key factor.
                      • (06:41) - Why did he change his strategy in the '90s?
                      • (09:26) - Investing in individual speculative tech stocks.
                      • (11:48) - The risk of bad advice from unreliable social media influencers
                      • (15:32) - Deep diving into his strategies and principles for investing
                      • (21:12) - Understanding his portfolio strategy.
                      • (22:29) - What criteria does he use to choose companies to invest in?
                      • (24:14) - The importance of research about companies and knowing the business
                      • (25:38) - How to mitigate risks by understanding the business model
                      • (26:26) - His tips for entrepreneurs building businesses
                      • (30:40) - The importance of structuring service businesses to grow healthy
                      • (33:29) - How to plan how to go out of business to retire or grow
                      • (36:23) - The importance of structuring parallel passive income and diversified investments to achieve financial independence
                      • (40:25) - The worst business or investment advice she ever received
                      • (40:57) - The best business or investment advice she ever received
                      • (45:42) - Guest contacts
                      • Payback Time Podcast

                        Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.



                        48 min

                      About Payback Time

                      From the publisher's feed

                      Introducing Payback Time, the podcast for entrepreneurs looking to build and scale their startups. Gain access to actionable tips, proven strategies, and valuable data that can help you avoid…