Payback Time

Payback Time

By Sean TepperBusiness
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Payback Time episodes

  • S2E29 - Paul Adams - Creating a clear path to financial independence
    Payback Time Podcast

    Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

    Paul Adams

    The big question most people can’t answer is, how much money do I need to live financially free? My next guest is a financial advisor and coach who helps his clients understand the timeline and dollar amount to achieve financial independence. In this episode, he shares what strategy he helps his clients with, his biggest investment success, and his biggest investment mistake. Please welcome, Paul Adams.

    key timecodes
    • (01:01) – His background history
    • (02:58) – Employment history
    • (04:46) – Thoughts on formal education
    • (07:55) – His investing background as a young investor
    • (13:14) – Type of funds he holds
    • (14:24) – Fees to Avoid
    • (16:16) –  His strategy and mutual funds fees
    • (17:49) – What is his personal investing strategy?
    • (25:49) – How his strategy meets the 4Ms vision
    • (29:36) – What type of funds does he invest in?
    • (31:07) – How many different funds does he hold?
    • (33:03) – The beer market investment strategy.
    • (33:37) – Percentage of his income he invests
    • (25:08) – Real estate gains strategy
    • (35:49) – His biggest investing success and mistake
    • (39:36) – How to manage emotions when investing
    • (48:40) – The best investment advice he ever received
    • (48:52 ) – The worst investment advice he ever received
    • (49:56) – Guest contacts
    • 52 min
    • S2E28 - Tyson Koska - Have you calculated when you may retire?
      Payback Time Podcast

      Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

      Tyson Koska

      Most people who are investing have a high-level plan but in most cases, they haven’t calculated a target date in which they may retire or achieve financial independence. My next guest is the founder and CEO of On Trajectory, a financial planning software for consumers and businesses that allows them to track their overall financials including investments, assets, debts, and liabilities. In this episode, he talks about how this platform can benefit retail investors, along with his personal investment journey. Please welcome Tyson Koska.

      key timecodes

      • (01:12) - Tyson Koska background story
      • (01:38) - His software company
      • (04:19) - His financial planning software
      • (06:28) - A bit about TYKR philosophy related to the focus of his product
      • (08:29) - How his software can help someone get out of debt
      • (10:08) - The software connects with any bank account.
      • (11:22) - How that tool can save relationships
      • (14:20) - A bit more about TYKR platform and how both have similarities
      • (09:53) - The switch from blindly investing and using TYKR to find reliable information
      • (18:15) - How it can help the success of the users
      • (20:01) - What is the 4% rule?~
      • (23:18) - When he started in the stock market
      • (24:23) - What type of investment funds does he hold
      • (25:08) - Deeper on his strategy with real estate gains
      • (26:24) - Don't be fooled by unreal investing gurus
      • (27:44) - What percentage of income does he invest
      • (28:48) - What is his biggest investment success
      • (31:09) - The parallel with TYKR philosophy
      • (35:37) - Manage your emotions when investing.
      • (37:15) - Why he invests
      • (42:35) - Guest contacts
      • 45 min
      • S2E27 - Cavco Stock Review

        Is Cacvo stock a buy?

        In this episode, I break down the 4 Ms.

        Youtube

        TIMECODES 

        • (00:43) - MOS/Financials
        • (01:36) - Meaning / Business Model
        • (08:56) - Moat / Competition
        • (09:51) - Management / CEO
        • (12:00) - Conclusion
        • 14 min
        • S2E26 - Leo Florin - Never sell when the market is down

          My next guest is an experienced real estate investor who also started investing in the stock market within the last 5 years. In this episode, he shares some of his biggest mistakes, his investment strategy, and what stocks he’s buying while the market is down. Please welcome, Leo Florin.

          key timecodes
          • (00:58) - Leo's background story
          • (02:01) - When he started investing in the stock market
          • (04:19) - His experience using robot trading app
          • (06:26) - Making the transition from investing in safer larger funds to learning how to deal with individual stocks
          • (06:55) - His biggest mistake in investing
          • (08:04) - How he is using  Tykr
          • (08:22) - His portfolio today and the number of stocks he holds
          • (09:53) - Using TYKR to find reliable information
          • (12:16) - What percentage of his monthly income does he invest?
          • (13:04) - His returns in 2021
          • (14:06) - What was his biggest win
          • (15:05) - His strategy with real estate gains
          • (20:23) - The pros and cons: real estate x stock market
          • (23:43) - Deeper on his real estate strategy and perspective
          • (27:46) - The best investment advice he ever received
          • (27:57) - The worst investment advice he ever received
          • (28:15) - The importance of learning to invest at a younger age
          • (30:33) - Leo's contacts
          • 33 min
          • S2E25 - Stock Review with Ryan Sterling – META, AXP, and TSLA

            In this episode, Ryan Sterling and I review META, AXP, and TSLA. Let’s go!

            key timecodes


            (00:49) - His market thoughts and considerations
            (04:31) - The bear market
            (08:06) - META stock review
            (14:09) - Where the metaverse goes?
            (19:19) - META recent VR companies acquisitions
            (20:47) - His opinion about the META stock
            (21:10) - American Express (AXP) stock review
            (26:19) - The fidelity of American Express customers
            (27:06) -  AXP pros and cons
            (29:38) - Tesla (TSLA) Stock Review
            (33:06) - Tesla's future  
            (38:07) - His opinion of Google, Apple and Microsoft stocks
            (38:30) - Final opinions between META, AXP and TSLA stocks
            (39:27) - Guest contacts


            42 min
          • S2E24 - Eagle-star Bowen - 10% returns + 100% write off
            Eagle-star Bowen

            My next guest is a blue-collar worker who was making a decent salary as an iron worker but he wasn’t being wise with his investments. He made the decision to find a career where he no longer had to ask permission to spend time with his family. By networking with the right people, he was able to join a team of financial experts who help others generate consistent 10% returns and 100% write-offs. Please welcome Eagle-star Bowen.

            Key Timecodes

            • (01:05) - Background story
            • (03:41) - His career as an ironworker
            • (08:19) - The blue-collar career path
            • (12:18) - How he made his transition as an investor
            • (17:53) - His business model
            • (20:34) - What type of returns and tax advantages are expected
            • (23:32) - Types of investments he prefers
            • (25:32) - His tax protection approach and model
            • (34:11) - What dollar amount does he recommend to start investing in that business model
            • (36:30) - The model as a safe reserve to build long-term family wealth
            • (42:39) - Don't let your money stuck and idle at a bank
            • (44:28) - Some thoughts about his model and philosophy
            • (46:30) - Commercial Rating Request
            • (53:26)  - Guest contacts
            • Payback Time Podcast

              Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

              56 min
            • S2E23 - Sammie Ellard-King - Earning consistent 20% returns in the market
              Payback Time Podcast

              Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

              Sammie Ellard-King

              My next guest started investing in ETFs and, as he gained confidence, began investing in individual stocks. Over the last 8 years, his returns have outperformed the market, generating on average 20% per year. In this episode, he shares what he looks for in the financials, what he looks for in businesses, some of his top-performing stocks, and how many stocks he holds in his portfolio. Please welcome Sammie Ellard-King

              key timecodes
              • (01:02) - Background history
              • (02:06) - His hospitality business model
              • (03:26) - Deeper into his hospitality business
              • (08:19) - The courses, shop, and marketing at his website
              • (10:16) - His Investing journey.
              • (11:53) - The capital he started investing with.
              • (13:08) - His investment strategy
              • (14:47) - The use of the 4M analysis in his strategy
              • (16:07) - How this strategy relates to the TYKR philosophy
              • (18:40) - Deeper into his recent approach with tech stocks
              • (23:18) - What stocks does he hold?
              • (26:05) - His focus on the business model to evaluate the stocks
              • (28:16) - Deeper into how TYKR works and is similar to his vision
              • (32:33) - Analyzing together and commenting about the stocks he owns
              • (34:46) - "When the market goes up we make money, but when the market goes down we get rich!"
              • (36:25) - His returns in 2020
              • (41:09) - Guest contacts
              • 43 min
              • S2E22 - Tatiana Bonneau – Domain names = digital real estate
                Payback Time Podcast

                Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

                Tatiana Bonneau

                Are you sitting on a domain but not sure what to do with it? In some cases, that domain may be more valuable than you think. My next guest runs a company where she serves as a matchmaker between the domain seller and buyer. In this episode, she talks about premium domain names and why this digital asset won’t decrease in value. Please welcome Tatiana Bonneau

                key timecodes

                • (01:13) - Background history
                • (03:08) - How her business niche Started
                • (11:20) - Understanding the business model
                • (15:44) - wealth assets in web domains
                • (18:11) - Why a .com domain has more value than the others
                • (20:01) - The most valuable domain
                • (25:01) -  meta.com and Facebook
                • (26:22) - Three-letter domains? could this pay off well in the future?
                • (27:36) - It's not just the .com address, it's your business identity
                • (29:12) - Can domains be comparable to coins, NFTs, or stocks?
                • (33:12) - Importance of dormains
                • (35:17) - High-performing domains
                • (38:17) - Branding vs Domains
                • (42:26) - The best investment advice
                • (42:48) -worst investment advice
                • (45:41)  - Get in touch
                • 48 min
                • S2E20 - Dana Cornell - Investments that produce passive income
                  Payback Time Podcast

                  Payback Time is a podcast for investors. The goal of this podcast is to help make investing approachable and easy to understand. We will interview beginner and experienced investors and ask them to share stories on how they got started, what challenges they faced, what mistakes they made, and what strategy works for them today. The overall objective is to provide you with a roadmap that helps you become a better investor.

                  Dana Cornell

                  My next guest left his executive position at Morgan Stanley to start a private equity firm that generates passive income for his customers. In this episode, he talks about the asset classes he invests in, the average returns, and the minimum investment size. Please welcome Dana Cornell.

                  key timecodes

                  (00:52) - Background history

                  (02:06) - His business today

                  (03:35) - Why he decided to make a career switch

                  (05:37) - His working style

                  (08:52) - What to be aware of in this current market

                  (11:12) - His Stock Investment Journey

                  (13:33) - His strategy and companies that he invests in today

                  (14:10) - Amount invested at the start of his journey

                  (15:51) - What has changed in today’s market

                  (22:30) - The minimum amount of investment to start with

                  (23:41) - Tax advantages in running that type of business

                  (29:10) - A deep look into his private equity model

                  (30:49) - The minimum amount of investment for that model

                  (31:04) - The importance of training the operators

                  (32:32) - Getting the right talents to run that business

                  (40:52) - The best investment advice he ever received

                  (41:46) - And the worst investment advice he ever received

                  (43:16)  - Get in touch with Dana

                  45 min

                About Payback Time

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                Introducing Payback Time, the podcast for entrepreneurs looking to build and scale their startups. Gain access to actionable tips, proven strategies, and valuable data that can help you avoid…