Payment Pulse

Payments can tell you a lot about your SaaS business- if you know which metrics actually matter.

In this episode of Payment Pulse, hosts Shannon and Michelle kick off the season by breaking down five payment KPIs that truly drive SaaS growth- not vanity metrics that look good on a dashboard but don’t lead to better decisions.

If you’re planning a new product roadmap, refining your go-to-market strategy, or evaluating how payments impact revenue and retention, this episode will help you focus on what really works.

🔗 Referenced in this episode:
Read the full breakdown of these SaaS payments metrics on the Xplor Pay blog:
https://xplorpay.com/blog/saas-payments-metrics/

🎧 Subscribe to Payment Pulse for more insights on embedded payments, SaaS growth, and turning payments into a strategic advantage.

Spotify

Apple Podcast

Follow Xplor Pay on Social Media:

Facebook: ⁠https://www.facebook.com/XplorPay⁠

Instagram: https://www.instagram.com/xplorpay

X: ⁠https://x.com/XplorPay⁠

LinkedIn: ⁠https://www.linkedin.com/company/xplorpay/⁠

YouTube: ⁠https://www.youtube.com/@XplorPay

Michelle and Shannon break down the biggest payment trends shaping SaaS growth heading into 2026.  

Topics covered include: 

Dive deeper into the trends by downloading our white paper: http://try.xplorpay.com/payment-trends/  

Follow Xplor Pay on Social Media:   

Facebook | X | LinkedIn | YouTube  
 
Payment Pulse Available on:   

Spotify | Apple Podcast

Shannon and Michelle discuss the newly proposed Visa andMastercard settlement: what’s changing, who benefits, and what merchants can do about it right now.

We cover:

• The top five things merchants should know
• What ISVs, software platforms, and agents need to prepare for
• Practical cost-saving steps merchants can take today

This settlement isn’t final yet, but understanding theimpact now is key for staying competitive.

https://xplorpay.com/

Follow Xplor Pay on Social Media:

Facebook: ⁠https://www.facebook.com/XplorPay⁠

X: ⁠https://x.com/XplorPay⁠

LinkedIn: ⁠https://www.linkedin.com/company/xplorpay/⁠

YouTube: ⁠https://www.youtube.com/@XplorPay

Payment Pulse Available on:

Spotify:https://open.spotify.com/show/6YldlBM3l4MItNj0PujO0t

Apple Podcast:https://podcasts.apple.com/us/podcast/payment-pulse/id1796072902

In this episode of the Payment Pulse Podcast, Shannon and Michelle break down one of the most exciting innovations in payments today: Tap on Phone.

From eliminating external hardware to creating a faster, more natural checkout experience, tap on phone is transforming how businesses accept payments, especially those on the move.

In this episode, you’ll learn:

• What tap on phone is
• How tap on phone improves cash flow, removes friction, and boosts customer experience
• How vertical SaaS platforms can integrate tap on phone to stand out

Whether you're a merchant looking for a more flexible way to accept payments or a SaaS leader exploring embedded payment options, this episode shows why tap on phone is quickly becoming a must-have capability.

https://xplorpay.com/

Follow Xplor Pay on Socials:

Facebook: ⁠⁠https://www.facebook.com/XplorPay⁠ ⁠

X: ⁠⁠https://x.com/XplorPay⁠ ⁠

LinkedIn: ⁠⁠https://www.linkedin.com/company/xplorpay/⁠ ⁠

YouTube: ⁠⁠https://www.youtube.com/@XplorPay ⁠

Payment Pulse Available on:

Spotify: ⁠https://open.spotify.com/show/6YldlBM3l4MItNj0PujO0t⁠

Apple Podcast: ⁠https://podcasts.apple.com/us/podcast/payment-pulse/id1796072902

In this episode of Payment Pulse by Xplor Pay, Claudia and Michelle dive into why faster payments are becoming the next big strategic advantage for SaaS platforms.

They break down:

• What “faster payments” really means in the B2B space

• How faster funding will keep more SMBs afloat

• How SaaS providers can benefit from offering faster payments.

Whether you’re a SaaS provider or a small business owner, this episode highlights how payments innovation is shaping the future of growth.

https://xplorpay.com/

Follow Xplor Pay on Socials:

Facebook: ⁠https://www.facebook.com/XplorPay⁠

X: ⁠https://x.com/XplorPay⁠

LinkedIn: ⁠https://www.linkedin.com/company/xplorpay/⁠

YouTube: ⁠https://www.youtube.com/@XplorPay

Payment Pulse Available on:

Spotify: https://open.spotify.com/show/6YldlBM3l4MItNj0PujO0t

Apple Podcast: https://podcasts.apple.com/us/podcast/payment-pulse/id1796072902

Join us as we sit down with Claudia Tumulty the VP of Marketing at Xplor Pay (formerly Clearent by Xplor) to dive into their bold rebranding and what it means for embedded payments. Learn how, as of July 1, 2025, Xplor Pay pivoted from traditional credit card processing to becoming a true embedded payments partner—delivering flexible, scalable, and powerful solutions through their purpose-built PayFac as a Service platform.Tune in to hear how Xplor Pay is changing the game for SaaS platforms, merchants, and developers.Read the press release: https://www.prnewswire.com/news-releases/clearent-by-xplor-rebrands-to-xplor-pay-leader-in-vertical-saas-platform-payments-302499488.htmlhttps://xplorpay.com/Follow Xplor Pay on Socials:Facebook: ⁠https://www.facebook.com/XplorPay⁠X: ⁠https://x.com/XplorPay⁠LinkedIn: ⁠https://www.linkedin.com/company/xplorpay/⁠YouTube: ⁠https://www.youtube.com/@XplorPayPayment Pulse Available on:Spotify: https://open.spotify.com/show/6YldlBM3l4MItNj0PujO0t Youtube: https://youtube.com/playlist?list=PLfIF1nyOWRy7fpOim9mt9NS4le9nZWCbw&feature=shared

In Part 2 of our embedded pricing series, we dig deeper into how SaaS platforms can safely implement surcharging, dual pricing, and cash discounting—and why doing it right can unlock meaningful revenue.Join Matt Morrow and Chris Ryan from Xplor Pay as we explore:How these models impact take rate and platform profitability- When surcharging might backfire (think high-ticket industries)- What technical and compliance requirements to plan for- Key differences between cash discounting and dual pricing- How to design platform guardrails to prevent noncompliance- What to look for in a payments partnerIf you missed Part 1, be sure to check it out first to understand the legal landscape and core model definitions.https://youtu.be/7d_2XJA2oTUSubscribe and follow for more insights into embedded payments, fintech strategy, and SaaS monetization.Need help navigating these models? Connect with our team or find links in the description.https://xplorpay.com/Follow Xplor Pay on Socials:Facebook: ⁠https://www.facebook.com/XplorPay⁠X: ⁠https://x.com/XplorPay⁠LinkedIn: ⁠https://www.linkedin.com/company/xplorpay/⁠YouTube: ⁠https://www.youtube.com/@XplorPay

In this episode of Payment Pulse by Clearent by Xplor, host Steve Bell is joined by Matt Morrow, President of Payments at Xplor Technologies, and Chris Ryan, Chief Risk Officer, to break down the rising buzz around surcharging, cash discounting, and dual pricing for vertical SaaS providers.With over 30 years of combined payments experience, Matt and Chris unpack:- Why alternative pricing models are gaining traction with software providers- The critical differences between surcharging, cash discounting, and dual pricing- Compliance complexities and state-specific rules software providers need to know- Common misconceptions software teams have when enabling these programs- The role SaaS platforms play in managing risk and delivering a compliant merchant experienceThis is Part 1 of 2 simplifying alternative pricing models and how software providers can implement them to support merchants while driving new revenue streams.

https://xplorpay.com/

Follow Xplor Pay on Socials:

Facebook: https://www.facebook.com/XplorPay

X: https://x.com/XplorPay

LinkedIn: https://www.linkedin.com/company/xplorpay/

YouTube: https://www.youtube.com/@XplorPay

Payment Pulse Available on All Platforms:

YouTube Playlist: Payment Pulse Podcast Spotify: https://open.spotify.com/show/6YldlBM3l4MItNj0PujO0t Apple Podcast: https://podcasts.apple.com/us/podcast/payment-pulse/id1796072902

In Part 2, Steve and Max explore how small business owners are feeling the ripple effects of inflation, labor shortages, and trade policy shifts. While national economic data paints a mixed picture, Main Street is facing real challenges—and making tough decisions.They discuss:- Declining small business optimism- The biggest headwinds facing SMBs right now- Practical questions and strategies for navigating 2025’s economic uncertaintyWhether you're a business owner or industry observer, this episode offers grounded, actionable insights.https://clearent.com/ About Clearent Clearent is a leading full-service payment solutions provider that supercharged its success through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies who serves over 800 partners and 66,000 businesses who process over $32 billion dollars. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster. Socials LinkedIn: https://www.linkedin.com/company/clearent/ Facebook: https://www.facebook.com/GoClearent X: https://x.com/GoClearent Check Our Podcast – Payment Pulse YouTube Playlist: Payment Pulse Podcast Spotify: https://open.spotify.com/show/6YldlBM3l4MItNj0PujO0t Apple Podcast: https://podcasts.apple.com/us/podcast/payment-pulse/id1796072902

In Part 1 of this episode of Payment Pulse, Steve and Max dig into the latest economic data to answer a pressing question: Are we finally seeing signs of a turning point in the U.S. economy—or just more noise? From inflation trends and labor market signals to shifts in consumer spending, the hosts break down what the April numbers are telling us—and what to look for in the weeks ahead as new data rolls in. With tariffs, job openings, and retail activity all in flux, this episode offers a clear-eyed look at how these macroeconomic signals might impact small businesses across the country. Topics covered:

• April’s CPI and PPI numbers and their real-world implications
• Labor market stability—or early warning signs?
• What a drop in retail sales and services activity could mean for Q2
• Tariffs, uncertainty, and what to watch next

Tune in for a fast, insightful breakdown of today’s economy and what small business owners should keep an eye on.https://clearent.com/ About Clearent Clearent is a leading full-service payment solutions provider that supercharged its success through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies who serves over 800 partners and 66,000 businesses who process over $32 billion dollars. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster. Socials LinkedIn:   / clearent   Facebook:   / goclearent   X: https://x.com/GoClearent

Check Our Podcast – Payment Pulse 

YouTube Playlist: Payment Pulse Podcast 

Spotify: https://open.spotify.com/show/6YldlBM3l4MItNj0PujO0t  

Apple Podcast: https://podcasts.apple.com/us/podcast/payment-pulse/id1796072902