Payments and FinTech Daily delivers a concise, executive-level briefing on the most important developments in payments, banking, and financial technology. In today's episode: Visa introduces AI-powered dispute resolution enhancing network intelligence; Mastercard expands open banking-based payment initiation in Europe; Stripe launches AI-driven reconciliation tools, strengthening its financial data layer position; Adyen unveils a unified payout and treasury solution targeting global platforms; PayPal integrates local instant payment systems to extend real-time payouts; JPMorgan Chase enhances connectivity to FedNow and The Clearing House’s RTP network; Circle announces APIs for programmable USDC payouts, expanding stablecoin settlement capabilities.