Payments Innovation

Why are more and more Fintech’s turning to crowdfunding in addition to traditional VC investment?

Because being accountable to the people actually using your product incentivizes you to shape it to their needs.

That was a key consideration for today’s guest Edoardo Moreni, CEO at Emma Technologies, when funding th e company's money management platform, which offers a wide range of banking and investment options to its users.

In this episode, we discuss:

• How Open Banking has opened doors for wealth management
• Crowdfunding vs. VC investment
• The future of Open Banking, Wealthtech and NeoBrokers

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or he re and don’t forget to check out our YouTube! 

Until next time!

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Marketplaces of the past used to work by collecting money from a card, funneling that money into an operational account, and then bank transfer funds out the account.

Which means: A lot of money sits between buyer and seller.

But what happens when the company holding your money suddenly fails? 

A question asked by Nick Fulton, Co-Founde r & CEO at trustshare, who join s the show to discuss why a marketplace wants to go transactional, changes in regulation, the loss of revenue due to payments made outside the marketplace, and helping marketplaces grow through excellent customer service. 

Join us as we discuss:

• The lightbulb moment that led to the founding of trustshare
• B2B & B2C marketplace growth impact 
• Who’s driving the expectations of payments within the marketplace
• How fraud is being mitigated

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or he re and don’t forget to check out our YouTube! 

Until next time! 

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Millennial and Gen Z Europeans want to invest. But without platforms that feel similar to the experiences they use every day, that adoption will continue to take longer than needed.

And while the challenges to create these platforms may be steep, Andrej Hano, Co-Founder at Birdwingo, is lead ing the charge.   

He joins the show to discuss the biggest investing hurdles for young Europeans and how his company is solving the problem.

Join us as we discuss:

Why it’s taken so long for fintech founders to build into the European investment industry

• How Birdwingo is prioritizing customer experience & building brand trust
• Helping new European investors enter the market

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! 

Until next time! 

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Banking as a Service (BaaS) is too often seen as a threat by traditional banking institutions. 

In reality, it’s an opportunity — it’s a new channel for banks to deliver more services and better customer experience. 

And the banks who realize this stand to win big. 

So says Ron Shevlin, Chief Research Officer at Cornerstone Advisors, who joins the show today to discuss the many opportunities BaaS offers brands and banks alike.  

Join us as we discuss:

• What’s behind the meteoric rise of BaaS
• The opportunities BaaS provides
• The intersection of BaaS and embedded finance 

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! 

Until next time! 

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With 25% of ecommerce that's made of B2B marketplaces, a differentiated B2B purchasing experience is convenient and efficient. Today’s guest has the agenda to create the best payment methods for B2B trade.

Hear our conversation with Louis Carbonnier, Co-Founder at Hokodo:

• What it means that B2B sales are migrating online
• How convenience, choice, and trust are payments differentiators
• The growing trend of embedded finance services 

More information about Louis and today’s topics:

• LinkedIn Profile: https://www.linkedin.com/in/louiscarbonnier/
• Company Website: https://www.hokodo.co/ 

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!

Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.

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Regulation tech has grown up alongside the boom in Fintech. But where’s it headed in the near term future?

Hear our conversation with Ben Parker, Director and Founder at eflow Global:

• Regulation changes and potential financial crime
• The boom in Fintech and growth of regulation tech
• How the explosion in wealth tech will affect regulation  

More information about Ben and today’s topics:

• LinkedIn Profile: https://www.linkedin.com/in/ben-parker-1a72069/
• Company Website: https://eflowglobal.com/
• Reuters did a report last year  

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

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In Fintech, it takes a village… 

If you want to change the world of finance, you need to find the right partners and get a community behind you. 

And open-source Fintech can help you to do both. 

In this episode, Jared Jones, Ecosystem at Moov Financial, explains how MOOV has built a thriving community by galvanizing the Fintech industry around their open-source releases. 

Join us as we discuss:

• The value of open-source Fintech
• How to maintain the human connection in technology partnerships
• Why everyone in the community should get excited for Fintech DEVCON 

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!  

Until next time!

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With Fintech, the opportunities are endless. There are so many underserved groups clamoring for financial products that will finally address their needs.

And if you can provide, it will pay off.

That’s why today’s guest, Priyank Singh, Cofounder of Stilt Inc., started a company based on serving the underserved — and why Stilt is helping other Fintechs follow suit.

Join us as we discuss:

• The challenges immigrants face when seeking credit
• How Stilt helps them overcome those challenges
• Why and How Stilt is helping other Fintechs find their footing  

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!

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The pandemic may have accelerated it, but the remote revolution is upon us.

It’s unlikely that work will ever be the same again.

But if remote work is here to stay, we need the financial tools to fuel it.

In today’s episode, I speak with Sahin Boydas, Head of RemoteTeam at Gusto formerly of RemoteTeam.com, about the pros and cons of remote work and the role of fintech in the new world of work.

What we talked about:

• The advantages of working from home
• What to watch out for in remote work
• Why fintech is essential for a distributed workforce 

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!

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The financial problems of immigrants living abroad, but still needing to interact with their country of origin, were not being solved despite the huge influx of new banks all over Africa. 

Recognizing this area of concern, Rian Cochran, Co-Founder at Lemonade Finance, jumped on the opportunity to provide a solution for in-need immigrants — stemming from issues faced as an immigrant himself. 

Join us as we discuss:

An introduction to Lemonade Finance & what led to its founding

Going deeper & attacking regulation

What differentiates Lemonade Finance

What to expect in 2022

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! 

Until next time!

Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.

Hosted on Acast. See acast.com/privacy for more information.