Matt and Clint discuss 457 plans and how they can be an integral part of your long term financial strategy.

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Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

Got your eye on a big ticket item?

Perhaps a new house, car, or something else?

How much should you actually budget for these types of necessities?

We have your answers!  

Tune into the latest episode of Pension Protectors to learn about budgeting for large purchases.

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Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

Matt and Dr. Grawert discuss the stresses of the holidays and how people can best deal with money and addiction issues around one of the toughest stretches in the calendar.  Matt draws on his own recovery journey and shares tips and tricks to best navigate the holiday season.  Be sure to listen to the end where he shares the best Christmas gift he ever received....and here is a hint, its not anything material.

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Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

A lot of our identities are wrapped up in the work we do.

So what happens when all of that goes away and we have to quickly transition to a new version of ourselves?

Join us as we welcome Jessica Flores to the podcast as she shares her struggles and lessons learned from her time as a cop and then civilian.  

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Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

Are you leaving pension money on the table?

When it comes to claiming your pension are you getting the most benefit from the state?  

Are you aware there are potential strategies to get more out of the pension system than what you might have thought possible?  

Clint and Matt breakdown different options that you might want to think about before making that final decision.

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Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

One area of money I see more first responders (and civilians) screw up time and time again?

Estate planning, specifically when it comes to naming beneficiaries.

The craziest stories I hear from people and other advisors always seems to pertain to this arena.

Know what will happen to your money and your assets when you pass.

Have you done a beneficiary audit of your accounts recently?

The results may surprise you....!

This is particularly true for anyone who recently

➡️Got married

➡️Got divorced

➡️Spouse passed away

➡️Had kids

➡️or any other major life event

Join us as we talk about what happens when things go right, but also what happens when things go horribly wrong.  

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#beneficiaries #financialplanning #estateplans #estateplanning #lifechanges

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

Tom Burton spent his whole career in public education.  He started out in the classroom, worked his way up to being the superintendent of one of the largest school districts in Ohio, and now travels the country as a keynote speaker.  Tom shares his lessons learned, mistakes made, and wisdom gained on his journey to success both professionally and financially.  Tom brings his high energy and direct approach to our conversation.  Don't miss his tale of the 3 genies to glean the secret of finding our own happiness.  Tom is very active on social media so be sure to give him a follow once you finish our podcast.

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Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

How did you end up working with first responders, and why did you get in this business?

I get that question a fair amount.

So instead of repeating myself, I put it in a podcast with my buddy Clint.

Running a financial practice is very hard and demanding mentally/emotionally.

Why do we do what we do, and what keeps us motivated and in the game?

Well, to get those answers you will have to check out our latest podcast.  

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Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

Season 3 begins with Clint and Matt diving deep into the Social Security Fairness Act.  

The repeal of the Windfall Elimination and Government Pension Offset have found our state pension clients in a unique situation.

Join us as we go deeper into what this truly means to you!

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#SocialSecurityFairnessAct, #VoteHR82, #EliminateWEP, #EliminateGPO, #SocialSecurity, #PublicServiceWorkers, #SupportMiddleClass, #PensionReform

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.

What should we do with all that stuff our parents having been holding on to for the last 40 years?

I asked my guest this question.

Rosie Harris from Caring Transitions in Cincinnati, Ohio helps families determine what should stay and what needs to go when aging parents can no longer stay in their own home.

Join us on Pension Protectors this week as Rosie artfully tackles this delicate topic.  
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www.triplecrownwm.com

Clinton Kersting and Matthew McManus offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This podcast does not constitute financial advice or an offer of any kind. Triplecrown Wealth Management, LLC is not owned or operated by Equitable Advisors or Equitable Network.