Perennial Pride

Serial Entrepreneur Marco Santarelli who started investing at the age of 18, joins the podcast today to talk about gaining financial freedom since he didn’t have it during his childhood. After building over 84 Doors in his real estate portfolio, many started asking him for help but he didn’t have the time. This is where his turnkey investing business began. He’s now helping others build financial freedom through real estate investing out of state. They discuss how others can invest in his business through a debt fund to loan money to him and his team to get sizable returns. It’s better than keeping money in the bank earning next to nothing. If you’re interested in real estate investing but don’t know where to start, this episode is for you!

Highlights

• 00:09 Who is Marco Santarelli?
• 00:26 How he grew up and what shaped him to think about business and finance
• 03:56 Getting a mentor
• 07:27 Learning from the experiences and failures in entrepreneurship
• 10:27 Marco’s real estate investing journey: From investing personally, buying 84 Doors to mentoring investors
• 13:26 Investing locally versus investing from afar
• 16:10 Exploring the benefits of market agnostic investing
• 18:50 Taking a top-down approach to real estate investing
• 22:08 High yield promissory notes to beat inflation
• 27:00 What their diversified investment portfolio overview looks like
• 30:32 Exploring the formula for a good life
• 33:20 Best places to reach out to Marco Episode Resources
• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA
• Connect with Marco Santarelli
• https://www.noradarealestate.com/
• https://www.linkedin.com/in/marcosantarelli 

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Today, Tom talks about the different ways Whole Life Insurance is a benefit for those concerned with taxes. The history of the tax code and how it's ballooned to thousands of pages makes it so that no one can read and understand the whole thing. It's important to reinforce the need to understand the tax code as a set of incentives; one being to protect our families so the government doesn't have to take them. Listen in and schedule a call with me to learn how WL Insurance can be a valuable asset to have if you're concerned with future taxes. It's important to be open-minded and take responsibility for your wealth and life.

Highlights

• 0:24 The history and impact of our biggest expense, taxes
• 3:23 Best place to store your cash
• 3:49 The benefits of using whole life insurance
• 7:01 Using your dollars for your life goals
• 7:54 Two ways to leverage your cash value in whole life insurance policies
• 11:06 Are death benefits income taxable?
• 12:59 The benefits of whole life insurance and Roth IRAs for estate planning

Episode Resources

• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA

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As Ben Franklin said, "Nothing is certain except death and taxes." In this episode, Tom shares two models that will help you think through a different approach to building financial freedom. How you use your dollars to maximize your life and create freedom, requires taking the necessary steps and assessing what you're currently doing. What are you doing today to build cash flow now to live the life you really want every day?

Highlights

• Exploring financial freedom and control. - 0:11
• The two models for building assets and achieving financial independence. - 3:36
• Exploring the velocity of money: Optimizing financial freedom and control. - 7:46
• Creating cash flow for financial freedom. - 9:18 Episode Resources
• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA

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Tom is joined by cybersecurity expert Joe Vitti as they talk about the importance of having the "defensive" side of our lives in a place that helps solidify our foundation of wealth building. In our very connected, tech-heavy world, the exposure is growing in diversity and size. It's important to own the responsibility and take steps to protect your assets. Listen to hear recommendations on how to bring increased awareness to this risk!

Highlights

• How Joe Vitti started in cybersecurity. - 1:30
• The most common risks in cybersecurity and the protection strategies that people should be aware of. - 3:14
• The importance of cybersecurity hygiene and password management. - 6:55
• Credit monitoring and endpoint protection. - 11:00
• Exploring the dark web and protecting your business data. - 13:06
• Monitoring the networks to protect against cyber attacks. - 16:42
• Undergoing cybersecurity awareness and training. - 18:00
• Identifying the potential risks and solutions. - 22:01
• New trends in the cybersecurity world to watch out for. - 24:02
• Cybersecurity risk assessment for business owners. - 26:57

Episode Resources

• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA
• Connect with Joe Vitti
• https://impetra.com/
• https://www.linkedin.com/in/joe-vitti

Call to Action Schedule a Call with Tom

How to Listen: Subscribe on Youtube Listen on Spotify

Nothing is permanent, except change. We may have the best laid-out plans but what would happen that could change that?

In today's episode, Tom focuses on what stops people when it comes to changing their worries about what could happen. What if I can't make the premium contribution to my Family Bank? There are multiple options at your disposal such as using cash value to create assets that bring you income or borrowing against your policy to fund your premium until things solidify. These are just a few examples of where balance and flexibility lead to freedom in life and how having a Family Bank helps you get there.

Highlights

• The concept of impermanence. - 1:19
• What infinite banking is. - 3:13
• How you can continue funding your policy. - 5:39
• Storing cash as a strategy. - 9:03
• Exploring the different options for paying your life insurance premiums. - 14:00 Episode Resources
• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA

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How to Listen: Subscribe on Youtube Listen on Spotify

Tom is joined today by fellow IBC practitioner Brandon Jenkins of Tier One Life Insurance where they talk about their shared values, core principles, and building the right habits and mindset in life. Continuously learning and focusing on what you can control combined with good habits, align with IBC and how it can be used with real estate and business. Control and freedom in life come from focusing on things you can control and impact.

Listen in to learn about stoicism and the obstacles in the way and how these things impacted Brandon's life. Hear about how he now manages his personal finances and IBC fits into his core principles and mindset control!

Highlights

• Who is Brandon Jenkins? - 0:02
• The journey to Tier One Life Insurance. - 2:48
• Working with different teams. - 5:10
• How he evolved in his business, his practice, and his life. - 7:38
• Guiding principles when running a business. - 10:50
• Knocking out the negative mindset during uncertain times. - 13:26
• How to be more resilient in life: The importance of mindset in overcoming obstacles. - 15:17
• Helping clients in the financial world. - 19:40
• The preferred way to invest money. - 25:41
• Wealth and money: What matters most?- 33:37
• Best place to interact with Brandon. - 35:07 Episode Resources
• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA
• Connect with Brandon Jenkins
• https://tieronelifeinsurance.com/
• https://www.linkedin.com/in/brandon-l-jenkins

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How to Listen: Subscribe on Youtube Listen on Spotify

When the Powerball hits all-time highs, do you run and grab a few tickets with the hopes of "Maybe I'll get lucky this time"? It's fun to think about, but not a reality as the odds are never really in your favor. Conversely, it's not the most fun exercise to think about a certainty (dying) and what that might mean financially. Most don't talk about it or prepare for it. Did you know there are many ways to use your Death Benefit while living? You can use it to spend down other assets and reduce taxes, annuitize the policy to create a stream of income, or reverse mortgage (to name a few). Learn about how to maximize the impact while living and think differently about the death benefit while living.

Highlights

• Why is Powerball a craze right now? - 0:15
• Getting insurance while you're in your younger years. - 2:01 Retirement planning: Maximizing your life and passing on a significant amount of wealth to those you left behind. - 3:58
• Death benefits and asset coordination. - 4:31
• The benefits of having a death benefit in your life insurance policy. - 5;49
• Using your death benefit for your retirement. - 8:21
• Utilizing in a reverse mortgage. - 10:22
• Benefits of utilizing your pensions. - 11:57
• How charitable the main trust works. - 13:29
• Using your death benefit while you're still alive. - 16:00 Episode Resources
• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA

Call to Action Schedule a Call with Tom

How to Listen: Subscribe on Youtube Listen on Spotify

Many people spend countless hours at jobs they dislike, however, it's where they likely spend the most time during their lives. Tom shares how getting your resources and assets to do as many jobs as possible will bring your great wealth. He demonstrates how an IBC policy with real estate can have your dollars do more than ten jobs with the same dollars. It's important to think of your assets differently and how they could be used to create the maximum wealth by having them do as many jobs as possible. Tune in to hear how maximizing the efficiency from your resources to reach your maximum potential in life to create the highest impact.

Highlights

• Are people satisfied with their jobs? - 0:43
• Ways people are building wealth. - 4:14
• Opening up to the world of possibilities and storing wealth better. - 5:09
• Gary's approach to handling real estate. - 7:35
• How to mitigate massive risks. - 10:24
• Importance of doing work you're passionate about. - 13:00

Episode Resources

• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA

Call to Action Schedule a Call with Tom

How to Listen: Subscribe on Youtube Listen on Spotify

Regret is something that can keep you up at night. Tom listens as his client Michael Glatts talks about his history and transition from corporate America to start his own innovation business. He had to ask about Fear of Failure or Fear of Regret. He didn't want to have any regrets in his life. They talk about how empowerment requires you to take some risks and how people can find their passion and obtain control of their life. Tune in to learn more about control and freedom in life.

Highlights

• Who is Michael Glatts? - 0:24
• How he got to where he is today in his job and in his business. - 1:48
• Leaving his career at Pfizer to pursue innovation. - 5:47
• The thought process: What helped him not to regret his decision of pursuing his passion? - 11:03
• Importance of mitigating risks. - 13:54
• The power of self-empowerment in career and life. - 16:37
• Overcoming challenges in life. - 20:10 Episode Resources
• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA
• Connect with Michael Glatts
• https://901innovation.com/
• https://www.linkedin.com/in/michaelaglatts
• https://www.facebook.com/901Innovation/

Call to Action Schedule a Call with Tom

How to Listen: Subscribe on Youtube Listen on Spotify

To turn negatives into positives - perception is everything. In any given situation, perception can cause you to go into fear or conversely, can be seen as a tremendous opportunity to grow and learn. From a financial perspective, the fear of the unknown can cause many to do nothing and thus miss out on potentially awesome opportunities. Tom shares his thoughts on fear vs empowerment and how can turn negative into positive.

Highlights

• Tom's personal experience surrounding inflation, interest rates, and the potential for recession. - 0:40
• Dealing with fear: How to overcome challenges and empower yourself. - 1:34
• The teachings of Buddhism are tied to perception, fulfillment, happiness, and satisfaction. - 3:15
• The empowerment of taking control of your finances to build long-term wealth. - 8:41
• Putting things in place and using knowledge as potential power. - 11:02 Episode Resources
• Connect with Tom Suvansri
• https://perennialpride.com/
• https://www.facebook.com/perennialpride/
• https://twitter.com/perennialpride
• https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA

Call to Action Schedule a Call with Tom

How to Listen: Subscribe on Youtube Listen on Spotify