#157 – Jack and Hao walk you, yes that's right you, through a wide variety of personal-finance topics: traditional 401(k)s, Roth 401(k)s, when to start an IRA, tax diversification, index funds with ESG (environmental, social, governance) criteria, and the power of consumer-side actions. Can any consumption be ethical? Can any investment by ethical?! We discuss!

Plugs this week:

• Eggplant (Jack)
• Garth Greenwell's "THE FROG KING" (Hao)

[email protected] /r/dowersradio @downersradio sorry this episode took so long to upload, i had to upgrade my hackintosh, also there's a pandemic happening