We're half way into 2022 and here are a few personal finance tips all YOUNG (or old) adults need to live by! Tune into this episode for some inspiration to get ahead financially.

In this episode I discuss:

- The average savings rate
- Saving for retirement & the importance of starting to save now
- Smart debt
- Department store credit cards
- Credit card debt
- Budgeting nearing a recession

& so much more

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