Personal Finance with Kaiz Hudda

Your child will spend over a million dollars in their lifetime — but almost none of that comes with instructions.

In this episode, I’m sharing the one thing I wish someone had taught me at 10 years old — and the 3 simple things any parent can do this week to help their child build money skills that actually last.

💥 This episode also introduces the Smart Money Workshop — a live 4-week Zoom program for kids aged 9–14, where they’ll learn how to budget, save, spend wisely, and even earn their first $5.

🎓 Just 5 free spots available in the Founders Cohort (starts early June)

📩 Register here → https://forms.gle/mD9zH4gD3sf2EV4YA

⚠️ If it’s full, join the waitlist and get:

✅ Free Smart Money Worksheets

✅ The $5 Money Challenge Pack

✅ Money Mindset Snapshot + Missions

✅ First access to registration for the next available cohort (launching soon)

🌏 Note: The current Founders Cohort is open to families in Australia and New Zealand only, due to time zone availability for live sessions. If you’re outside this region, join the waitlist to be notified when we expand time zones!

Let’s raise kids who know how to use money — not fear it.

It's been 52 weeks, 52 episodes of the Personal Finance with Kaiz Hudda podcast. That's 1 whole year, where we have learned about personal finance and how to improve our finances and reach financial freedom early. 

So I thought why not go down memory lane and recap some of the most downloaded episodes? 

On this weeks episode we talk about how to get into your first home. I go through various tips and tricks that will help you be prepared and get you into a home faster. 

In this week's episode, we go through alternative investment types that are not the stock market, real estate, or cryptocurrency.

The alternative investments we will talk about today are:

1. Watches

2. Cars

3. Starting your own business

So what are you waiting for? Hit that play button and let's get this episode started. 

In this week's episode, we delve deeper into understanding the benefits of paying off your mortgage early.

1. Pay off Debts

2. Saving and Investing

3. Save on Interest Costs

4. Reduce Stress

5. Spending

In this week's episode, we go through how to manage your hard-earned money using the 50/30/20 rule. This is a budgeting-focused episode, with the main goal to chat with you about the 50/30/20 strategy which I think is one of the best ways to budget and the simplest way to do so. 

Other than covering what the rule is all about, we will also go through the 3 main pillars or spending categories of this rule, which are as follows:

1. Needs

2. Wants

3. Savings

Disclaimer: I am not a financial advisor, please seek financial advise before using any of these techniques to make sure its the best fit for you.

In today's episode, we are going through exactly what I am doing in this cryptocurrency bear market. We cover the following:

1. Dollar Cost Averaging (DCA)

2. Stake

3. Research

Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field.

In today's episode, we are going through some ways you can spend your tax refund.

1. Pay Down Debts

2. Add to your Emergency Fund

3. Spend on Experiences

4. Invest in Stocks/ETFs/Index Funds

5. Fund your Retirement

Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field.

In today's episode, we are going through some ways you can save on tax this end of the financial year when you lodge your tax return. We will cover ways of maximizing your tax for:

1. Salaried Employee

2. Small Businesses

3. Income Generating Assets like investment property, & shares 

Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field.