It's been 52 weeks, 52 episodes of the Personal Finance with Kaiz Hudda podcast. That's 1 whole year, where we have learned about personal finance and how to improve our finances and reach financial freedom early. 

So I thought why not go down memory lane and recap some of the most downloaded episodes? 

On this weeks episode we talk about how to get into your first home. I go through various tips and tricks that will help you be prepared and get you into a home faster. 

In this week's episode, we go through alternative investment types that are not the stock market, real estate, or cryptocurrency.

The alternative investments we will talk about today are:

1. Watches

2. Cars

3. Starting your own business

So what are you waiting for? Hit that play button and let's get this episode started. 

In this week's episode, we delve deeper into understanding the benefits of paying off your mortgage early.

1. Pay off Debts

2. Saving and Investing

3. Save on Interest Costs

4. Reduce Stress

5. Spending

In this week's episode, we go through how to manage your hard-earned money using the 50/30/20 rule. This is a budgeting-focused episode, with the main goal to chat with you about the 50/30/20 strategy which I think is one of the best ways to budget and the simplest way to do so. 

Other than covering what the rule is all about, we will also go through the 3 main pillars or spending categories of this rule, which are as follows:

1. Needs

2. Wants

3. Savings

Disclaimer: I am not a financial advisor, please seek financial advise before using any of these techniques to make sure its the best fit for you.

In today's episode, we are going through exactly what I am doing in this cryptocurrency bear market. We cover the following:

1. Dollar Cost Averaging (DCA)

2. Stake

3. Research

Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field.

In today's episode, we are going through some ways you can spend your tax refund.

1. Pay Down Debts

2. Add to your Emergency Fund

3. Spend on Experiences

4. Invest in Stocks/ETFs/Index Funds

5. Fund your Retirement

Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field.

In today's episode, we are going through some ways you can save on tax this end of the financial year when you lodge your tax return. We will cover ways of maximizing your tax for:

1. Salaried Employee

2. Small Businesses

3. Income Generating Assets like investment property, & shares 

Note: I am not a financial advisor or an accountant for that matter. Please seek advice from a professional in the field. 

In this week's episode, we go through the 4 reasons why I moved to Melbourne, Australia from Auckland, New Zealand. I wanted to make this episode to help you re-evaluate your current situation whether it is work, career, personal, or finance related. By evaluating your current situation there may be opportunities for you to get out of your comfort zone and push yourself to do something different in order to continue to grow. 

The four reasons we cover off today are as follows:

1. Living Costs

2. Salary

3. Buying a House

4. Finding Myself

I hope you enjoy today's episode, as much as I enjoyed recording it!

Note: I am not a financial advisor, so please seek financial advice before making any sort of financial decision.