What an insurance company offers on an injury claim is set by an internal program that prices the medical bills, not by what the injury took from you. Liam Perry, founder of Perry Personal Injury Lawyers in San Diego, spent about six years representing insurance companies before switching sides, and he walks McCartney through how carriers value, undervalue, and fight injury claims.
Questions answered in this episode:
How do insurance companies decide what an injury claim is worth?
Why do adjusters want a recorded statement after a crash?
Can a gap in medical treatment lower the value of your case?
What does it mean to open an insurance policy limit?
How long does an injury lawsuit take to reach trial?
Topics covered: recorded statements, program-generated claim valuations, treatment gaps, policy limits and opening a policy, traumatic brain injury and delayed symptoms, premises cases, wrongful death policy limits, AI-driven claims handling, and the Consumer Attorneys of California.
Notable from the episode:
Liam Perry on adjuster tactics: "What the insurance companies will do is they will use every single statement you ever made against you."
Liam Perry on unrepresented claimants: "We're talking about people who miss limbs and they're settling their case for fifty thousand dollars when they're not realizing that it could cost them millions of dollars just in medical expenses for the rest of their life."
Liam Perry on adjuster phone calls: "Anything they need to say to me, they can say in writing. And if they don't say it in writing, it didn't happen."
Liam Perry handles injury cases exclusively, has been named a Rising Star in Super Lawyers, and the firm answers its phones 24/7.
Free consultation: perrypi.com
Phone: (760) 633-2233
Office: San Diego, CA
#InjuryClaimValue #RecordedStatement #PolicyLimits #SanDiegoInjuryLawyer #InsuranceAdjusterTactics #TraumaticBrainInjury
Past results do not guarantee future outcomes. Every case is evaluated on its individual facts.
Chapters
- 00:00:00 Welcome to Personal Injury Law Uncovered w. Liam Perry Podcast
- 00:02:21 What Inspired Liam Perry to Become a Personal Injury Lawyer?
- 00:03:35 Where Did Liam Perry Go to Law School? UCSD and University of San Diego
- 00:04:16 What Brought Liam Perry From California's Central Coast to San Diego?
- 00:05:02 What Is Insurance Coverage Counsel, and What Does It Teach You?
- 00:07:34 Why Leave a Partner Track Job to Start an Injury Firm?
- 00:09:16 What Cases Does Perry Law Take? Auto Accidents and Premises Cases
- 00:10:39 Why Do Insurers Take a Recorded Statement After a Crash?
- 00:13:19 Why Does an Insurer Offer ,000 When Medical Bills Are ,000?
- 00:14:53 Why Does a Head Injury Need a Neurologist, Not Just Primary Care?
- 00:17:34 Why Is Settling a Case a Discount for Certainty and Control?
- 00:19:39 How Do You Build an Injury Case Around the Defense Playbook?
- 00:22:24 Can a Six-Month Gap in Treatment Destroy Your Case Value?
- 00:26:04 When Does an Injury Case Go to Trial? Open Policy Limit Fights
- 00:28:35 How Long Does an Injury Lawsuit Take to Reach Trial?
- 00:30:57 What Happens When an Insurer Lies About the Evidence?
- 00:32:57 How Do You Define Success in an Injury Case Beyond the Money?
- 00:35:46 Why Won't This Injury Lawyer Take Calls From Insurance Adjusters?
- 00:37:54 Why Does Liam Perry Approach Every Injury Case as the Underdog?
- 00:39:04 Which Awards Actually Matter to a Personal Injury Lawyer?
- 00:40:08 Where Is California Injury Law Heading? Corporate and Big Tech Threats
- 00:42:37 Are Big Injury Verdicts Runaway Verdicts or Corporate Accountability?
- 00:43:10 Are Insurance Companies Using AI to Handle Injury Claims?
- 00:44:55 How Does Perry Law Give Back? Consumer Attorneys of California
- 00:46:23 What Principles and People Shape How Liam Perry Practices?
- 00:48:23 Why Should Clients Understand the Life Cycle of an Injury Case?
- 00:50:30 How Do You Reach Perry Personal Injury Lawyers in San Diego?
- 00:52:06 What Keeps Liam Perry Fighting for Injured Clients?
