In this special bonus episode, host Chelsey Rabalais turns things over to BCU Risk Advisors’ founding partner, Jeff Cline. He presents a deep dive into the current personal insurance market. Jeff discusses the effects of the ongoing hard market, covering rising premiums, climate-related risks, the shift to excess and surplus lines insurers, and the importance of adequate personal liability coverage. This episode provides practical tips and expert advice to help listeners make informed decisions about protecting their assets in today’s evolving insurance landscape. Tune in for essential updates and strategies to navigate the challenges of the current insurance market.

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