The Home Guarantee Scheme is changing the property game.

In this episode, sponsored by ⁠Flexdoc⁠, we break down what the early start means for the market and why it matters.

The scheme will open the door for around 70,000 buyers who would otherwise be locked out. That is a wave of fresh demand hitting Sydney, Melbourne and Brisbane at the same time the Reserve Bank is cutting rates.

We go past the headlines and focus on the mechanics. Smaller deposits mean lower barriers. Buyers who once needed years to save can now act sooner. The timing is not an accident. The government has pulled forward support just as affordability pressures mount.

For many, the scheme cuts years off the journey to a first home. For the market, it brings momentum where it is most needed, in the middle and lower tiers.

We also look at how this interacts with borrowing power. Every cut from the RBA lifts capacity by seven to ten percent. Add the deposit change and the effect compounds. A household that thought it could only borrow $700,000 can suddenly stretch closer to $800,000. That shift matters when competition heats up at auctions.

Our analysis shows the policy could add a few percentage points to prices in targeted suburbs over the next year. The effect will not be even. Sydney’s west, Melbourne’s growth corridors and Brisbane’s outer ring will feel the sharpest rise.

We weigh the winners and losers, and ask whether the benefits for new buyers outweigh the cost of pushing prices higher again.

In this episode, we discuss how AI can be used to help you with your investments. We look at ways you can use AI to help you manage your stocks or real estate portfolio and take your business to the next level.

This episode is sponsored by Flexdoc.

Notes: https://www.peteresho.com/p/us-housing-latest-and-impact-for

In this episode, we look at what Warren Buffett's Berkshire Hathaway is buying and how that is likely to impact the property market in 2026.

This episode is sponsored by Flexdoc.

In this episode, Peter Esho discusses his methodology for buying real estate and the areas he believes will grow in popularity over the next 5 years.

This episode is sponsored by Flexdoc.

In this episode, Peter Esho discusses the latest inflation data, which came out softer than expected for June and gives the RBA the room it needs to continue cutting rates.

He also points out risks in the US economy, which could trend lower, based on recent movements in oil prices.

This episode is sponsored by Flexdoc.

In this week's episode, I discuss the new Australian parliament and what we can expect for business and investment.

AI and energy are the biggest things on the agenda, both of which the Liberal party don't seem capable to grasp.

This episode is sponsored by Flexdoc.

In this episode, I bring you my key investment lessons learnt so far in 2025.

The conversation includes excerpts from my chat earlier this year with the team at Coposit, on their podcast channel.

This episode is sponsored by Flexdoc.

Show notes: https://www.peteresho.com/p/biggest-investment-lessons-of-2025

In this episode, I discuss why interest rates are likely to continue falling in Australia despite the RBA holding in July.

Productivity is dead flat. Real wages aren’t improving. Capex is sluggish. The rate cuts aren’t a matter of if but when.

This episode is sponsored by Flexdoc.

In this episode, we discuss the quality of life arbitrage and how you can use this as part of your real estate investment strategy.

We analyse why certain areas and locations grow in popularity and others languish.

Episode sponsored by Flexdoc.

Show Notes: https://www.peteresho.com/p/quality-of-life-arbitrage-for-property

In this episode, I break down the proposed unrealised capital gains tax reforms before the Australian parliament and explain that while there is some fear, the intentions behind the changes are about creating fairness.

This episode is sponsored by Flexdoc.

Show Notes: https://www.peteresho.com/p/taxing-unrealised-capital-gains-is