The House of Ravenscroft

Phoenix Housing Market 2025: The Year-End Surge, Builder Advantage & What’s Coming in 2026


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The Greater Phoenix Metro is ending 2025 with a surge no one predicted — falling monthly payments, stronger buyer leverage, and investors pouring back into the market thanks to year-end tax planning and the return of 100% bonus depreciation. In this essential, year-end episode of The House of Ravenscroft, Eric Ravenscroft breaks down exactly what’s happening across Phoenix real estate and what it means for buyers, sellers, and investors heading into 2026.

Eric covers the biggest trends shaping the Valley right now, including:

  • Why investor activity has exploded as tax bills land and bonus depreciation drives year-end purchases

  • How builders continue to dominate affordability with below-market rate incentives and Forward Price Commitments

  • Why monthly payments are quietly dropping, even as home prices remain stable across many sub-markets

  • Which cities are shifting into seller’s markets and which remain strongly buyer-friendly

  • Where foreclosures are rising (and why it’s not a repeat of 2008)

  • Why concessions are redefining negotiations, giving buyers instant equity on roofs, HVAC systems, and major repairs

  • How affordability is improving without extreme loan products like 50-year mortgages

  • What to expect in early 2026 as demand strengthens, supply firms up, and incentives start to tighten

Whether you’re relocating to Phoenix, investing in year-end opportunities, planning a move in 2026, or simply watching the market, this episode provides clear, strategic guidance you won’t find in headlines.

👉 Need a personalized breakdown or a 2026 housing strategy?
Visit TheRavenscroftGroup.com to connect with Eric.

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The House of RavenscroftBy Eric Ravenscroft