The Phoenix housing market isn’t frozen — it’s evolving.
And for homeowners heading into 2026, understanding how it’s changed matters more than trying to time it perfectly.

In this episode of The House of Ravenscroft, Eric Ravenscroft breaks down what’s actually happening on the ground in the Phoenix Metro and why selling in today’s market requires a very different mindset than it did just a few years ago.

This episode isn’t about predictions or pressure. It’s about clarity — especially for homeowners who aren’t ready to list tomorrow but want to understand their options before decisions become urgent.

Inside this episode, Eric pulls back the curtain on how buyer behavior, seasonality, and inventory shifts are reshaping seller leverage — and why some homes are still selling well while others sit.

Eric covers the biggest forces shaping home sales in Phoenix heading into 2026, including:

• Why the market has shifted — not crashed — and what that means for pricing power

• How holiday and winter listings can outperform expectations due to reduced competition

• Why spring isn’t automatically better for sellers — and how more inventory changes buyer leverage

• How Phoenix’s seasonal rhythm impacts attention, urgency, and negotiation strength

• Why positioning now matters more than timing or urgency

• How showing possibility — not just features — is driving buyer decisions

• When selling isn’t the right move at all, and why holding or renting can create better outcomes

Whether you’re considering selling soon, waiting for the “right” moment, or simply trying to understand where your home fits in today’s Phoenix market, this episode gives you real-world context — not headlines.

This is the final episode of 2025, and it’s designed to help homeowners enter 2026 informed, confident, and prepared — no matter which direction they choose.

👉 Want clarity on how today’s market applies to your home or neighborhood?
Visit TheRavenscroftGroup.com to connect with Eric.

🎧 Real context. No pressure. Clear strategy for Phoenix homeowners heading into 2026.

The end of the year isn’t slow — it’s one of the most powerful buying windows in real estate. In this episode of The House of Ravenscroft, Eric Ravenscroft breaks down why December has become the ultimate leverage point for buyers, investors, and anyone looking to build wealth heading into 2026.

Inside this episode, Eric pulls back the curtain on what’s actually happening across the Phoenix Metro right now — including 3.99% builder rates, resale sellers covering tens of thousands in repairs, and a massive surge of high-income earners purchasing short-term rentals before bonus depreciation returns to 100% in 2025.

Eric covers the biggest forces shaping the Valley’s year-end momentum, including:

• Why December is producing the strongest buyer leverage of the entire year

• How builders are reducing prices $15K–$50K, waiving premiums, including backyards, and offering fixed rates as low as 3.99%

• Why resale sellers are paying for new roofs, new HVAC systems, flooring, and major system upgrades — not as concessions, but through direct payments

• What’s driving the investor rush into Phoenix and how STRs are generating $60K–$150K+ in accelerated depreciation and tax savings

• Real client numbers: $178K cost seg in Scottsdale, $112K in Buckeye, and $44K+ in seller-paid upgrades on a resale

• A full breakdown of the payment gap: 6.25% resale at $2,462/month vs. 3.99% new build at $1,909/month

• How that $553/month difference — plus avoided repairs — compounds into $114,700 over 10 years

• Why Phoenix remains one of the strongest markets in the country for STRs, MTRs, appreciation, and job-driven demand going into 2026

Whether you’re buying your first home, adding to your rental portfolio, planning a relocation, or exploring tax-driven strategies, this episode gives you the clear, numbers-based insight you won’t find in typical market updates.

👉 Want to understand how year-end strategy applies to your goals?
Visit TheRavenscroftGroup.com to connect with Eric.

🎧 New episodes. Real math. Real strategy. Built for long-term wealth.

The Greater Phoenix Metro is ending 2025 with a surge no one predicted — falling monthly payments, stronger buyer leverage, and investors pouring back into the market thanks to year-end tax planning and the return of 100% bonus depreciation. In this essential, year-end episode of The House of Ravenscroft, Eric Ravenscroft breaks down exactly what’s happening across Phoenix real estate and what it means for buyers, sellers, and investors heading into 2026.

Eric covers the biggest trends shaping the Valley right now, including:

• Why investor activity has exploded as tax bills land and bonus depreciation drives year-end purchases

• How builders continue to dominate affordability with below-market rate incentives and Forward Price Commitments

• Why monthly payments are quietly dropping, even as home prices remain stable across many sub-markets

• Which cities are shifting into seller’s markets and which remain strongly buyer-friendly

• Where foreclosures are rising (and why it’s not a repeat of 2008)

• Why concessions are redefining negotiations, giving buyers instant equity on roofs, HVAC systems, and major repairs

• How affordability is improving without extreme loan products like 50-year mortgages

• What to expect in early 2026 as demand strengthens, supply firms up, and incentives start to tighten

Whether you’re relocating to Phoenix, investing in year-end opportunities, planning a move in 2026, or simply watching the market, this episode provides clear, strategic guidance you won’t find in headlines.

👉 Need a personalized breakdown or a 2026 housing strategy?
Visit TheRavenscroftGroup.com to connect with Eric.

🎧 New episodes. Real strategy. Built for long-term wealth.

In this episode of The House of Ravenscroft, host Eric Ravenscroft—Arizona real estate strategist and wealth advisor—breaks down why solar panels might not be the smart investment many homeowners think they are.

With solar companies pushing hard ahead of the 2025 tax credit deadline, Eric responds to a wave of client questions and DMs asking: “Should I install solar?”

Here’s what you’ll learn:

⚠️ The Real Cost of Going Solar
From upfront price tags to opportunity costs, find out why $40K in panels might leave you with less—not more.

📉 What Happens When You Finance or Lease Solar
Eric walks through the monthly math and reveals why a $400 solar payment could be costing you over $200K in lost investment growth.

🧾 The Solar Tax Credit—And What Happens When It Expires
Why the 2025 deadline changes the equation—and what it means for your return on investment.

🏠 How Solar Can Hurt Resale Value
Leased or financed panels are scaring off buyers, slowing down sales, and leading to painful price reductions.

🏚️ The Hidden Risk to Your Roof Warranty
What most homeowners miss before signing the solar contract—and how it could cost thousands down the line.

💡 When Solar Actually Makes Sense
The specific, rare situations where solar could still be a smart move—and why most don’t qualify.

🎯 What This Means for You
Whether you're thinking about installing solar or already have it and plan to sell, this episode will help you make a truly informed decision—not just a trendy one.

👉 Thinking about solar or planning a sale? Visit ⁠theravenscroftgroup.com⁠ to connect with Eric and get a personalized breakdown.

🎧 Weekly episodes. No fluff—just strategy.
Built for long-term wealth.

In this episode of The House of Ravenscroft, host Eric Ravenscroft—Phoenix real estate strategist and wealth advisor—responds to the surge of calls, emails, and DMs following his recent MarketWatch feature on seller hesitation and pricing fatigue.

If you’re a homeowner asking, “Should I drop the price, rent it out, or just wait it out?”—this episode is for you.

Here’s what you’ll learn:

📉 Why “Holding Out” Often Costs More Than Adjusting Price
Eric breaks down the numbers on mortgage burn, price drops, and how waiting too long can erase equity faster than you think.

🏠 The Difference Between Wanting to Sell and Needing to Sell
Understand how your motivation changes your strategy—and why your pricing plan should match your financial reality.

💰 What a $750K Listing Can Actually Cost You Over Time
A detailed example showing how six months on market at $3,800/month stacks up against a quick sale at the right number.

🏡 Why Renting Could Be the Wealth Move
Hear how turning your current home into a long-term or short-term rental could offset losses and create income and tax savings.

🔁 How to Downsize While Keeping Your Equity Working
Using a real Goodyear-to-Surprise scenario, Eric shows how clients are turning equity into leverage without giving up their current home.

🏦 How Bridge Loans Are Helping Sellers Buy First
Want to move before you sell? Learn how bridge loans are helping sellers unlock equity and gain buyer leverage.

📈 Why Smart Homeowners Are Thinking Like Investors
Cash flow, bonus depreciation, appreciation—Eric walks through what smart money is doing right now with their properties.

🎯 What This Means for You
If you’ve been stuck on the market or unsure whether to rent, sell, or wait—this episode gives you the clarity and confidence to act.

👉 Ready to explore your options? Visit theravenscroftgroup.com to schedule a strategy session with Eric.

🎧 Weekly episodes. Real strategy. Real outcomes.
📍 Built for Phoenix. Designed for long-term wealth.

🎙️ In this episode of The House of Ravenscroft, host Eric Ravenscroft—Phoenix real estate strategist—dives deep into the June 2025 housing market shift and what it means for buyers, sellers, and investors alike.

You’ve heard the whispers: prices are slipping, sellers are backing off, and buyers are regaining control.

But this isn’t a crash—it’s a correction. And understanding it gives you the upper hand.

Here’s what you’ll learn:

📉 Why Prices Are Quietly Slipping
From declining $/SF to flat median prices—Eric breaks down the real numbers behind the correction.

🏘 Which Cities Are Getting Hit the Hardest
From Buckeye to Paradise Valley—hear which areas are softening fastest and why.

📊 What the Market Index Is Really Telling Us
A clear look at supply, demand, and the balance of power shifting away from sellers.

🏡 How Builders Are Driving the Market
Incentives like 3.99% mortgage rates, landscaping credits, and more—why builders are outcompeting resale homes.

💰 Why Buyers Are Asking for Remodels—Not Just Repairs
Closets, roofs, windows—you won’t believe what buyers are negotiating (and often getting).

📈 Why Affordability Is Improving Despite Rates Near 7%
With wage growth outpacing inflation in Phoenix, Eric explains the surprising opportunity unfolding now.

📦 Why Cancellations and Rentals Are Surging
Learn why more sellers are walking away and choosing to rent instead of relisting.

🎯 What This All Means for Your Next Move
Eric unpacks what smart sellers and buyers are doing differently—and why this summer is a moment to act, not wait.

👉 Ready to make a strategic move? DM Eric or visit ⁠theravenscroftgroup.com⁠
🎧 Weekly episodes. Real data. Real strategy. Zero hype.
📍 Built for Phoenix. Designed for long-term wealth.

In this episode of The House of Ravenscroft, host Eric Ravenscroft—real estate strategist and former Director of Wealth Management—tackles one of the most asked questions in personal finance:
Should I invest in stocks or real estate?

You bring the curiosity.
Eric brings the clarity.

Here’s what you’ll learn:

📈 Growth Potential Breakdown
Which asset historically outperforms—and how leverage and compounding change the game entirely.

💸 Tax Strategy Smackdown
From capital gains to depreciation and 1031 exchanges, Eric explains where investors keep more of their wealth.

💰 Income That Works for You
Dividends vs. rental income—learn which source scales and which one stays passive.

⚠️ Risk, Volatility & Behavioral Traps
Why real estate often wins in emotional discipline—and why timing the stock market isn’t a long-term plan.

💧 Liquidity vs. Leverage
Stocks are easy to sell. Real estate builds equity and cash flow you can use—if you know how.

🛡 Inflation Protection
Both hedge inflation—but only one grows your cash flow in the process.

🧠 Why Most Investors Do It Backwards
Eric shares why it’s not about picking one—it’s about knowing how and when to use both.

👉 Got a question or want help mapping your investment strategy? DM Eric or visit ⁠⁠theravenscroftgroup.com⁠⁠

🎧 Weekly episodes. Straightforward. Strategic. Built for builders.

📊 Because wealth isn’t built on hype—it’s built on understanding.

In this episode of The House of Ravenscroft, host Eric Ravenscroft—real estate strategist and financial planning expert—dives into the shift we’re seeing across the housing market and what it means for buyers, sellers, and investors alike.

You brought the uncertainty. Eric brings the clarity.

Here’s what you’ll learn:
📉 Why Buyers Hold the Leverage Now
From builder incentives to price flexibility, discover why today’s market is one of the best times to negotiate like a pro.

📊 What’s Really Going On with Mortgage Rates
Forget 2020. Eric breaks down why today’s rates are actually closer to the historical norm—and why waiting for 3% again isn’t the plan.

🏘️ City-by-City Breakdown
Phoenix, Scottsdale, Gilbert, and beyond—see which markets are cooling, which still favor sellers, and where the real opportunities are.

📦 Inventory Is Up, Demand Is Down
What this imbalance means for home prices and why it's not a crash—just a healthy correction.

🏗️ Builder Deals You Should Know About
Buydowns, closing cost credits, and backyard upgrades—builders are sweetening the deal, and Eric shares how to take advantage.

🚫 This Isn’t 2008
Eric explains why today’s fundamentals are strong and why the current dip is part of a long-term growth cycle.

🧠 Buyer & Seller Gameplans for the New Market
Whether you’re entering or exiting the market, Eric shares the strategies you need to succeed in this new environment.

💬 Plus: How to ask your question for the next Q&A episode.
👉 Got a question? DM Eric or visit ⁠theravenscroftgroup.com⁠
🎧 Weekly episodes. Strategic. Actionable. No fluff.
📈 Because real estate isn’t about hype—it’s about what actually works.

In this episode of The House of Ravenscroft, host Eric Ravenscroft—real estate strategist and financial planning expert—dives into the questions you’ve been asking, from the smart move behind keeping your home as a rental to whether it’s time to buy or wait.

You brought the real-life scenarios. Eric brings the strategy.

Here’s what you’ll learn:

📉 Should You Wait for Rates to Drop?
Why timing the market is less important than understanding leverage—and how one Surprise buyer locked in major incentives by acting now.

📊 Stocks vs. Real Estate: What Builds Wealth Faster?
Break down the pros, the pitfalls, and how combining both can accelerate long-term gains.

🏠 Rent It or Sell It?
Using real numbers, Eric explains how one Queen Creek homeowner created $450/month in cash flow and held onto a valuable asset.

🧾 How to Know if a Property Is a Good Investment
Cap rate isn’t everything—learn the metrics and mindset that make investing smart, not risky.

🔨 Fixer-Upper or Turnkey?
A recent buyer’s experience reveals why updated homes can sometimes create better ROI and less stress.

🏗️ Negotiating with Builders—The Right Way
Spec homes, builder incentives, and why walking in alone is a rookie mistake.

📍 Relocating to Arizona?
Eric breaks down top lifestyle hubs—from Scottsdale to Queen Creek—and how to choose the right neighborhood based on your goals, job, and budget.

💬 Plus: How to ask your question for the next Q&A episode.

👉 Got a question? DM Eric or visit theravenscroftgroup.com
🎧 Weekly episodes. Strategic. Actionable. No fluff.
📈 Because real estate isn’t about hype—it’s about what actually works.

#RealEstatePodcast #InvestingTips #ArizonaRealEstate #HousingStrategy #SmartMoves

Can one home help you live for less and build wealth?
In this episode of The House of Ravenscroft, host Eric Ravenscroft—real estate strategist and financial planning expert—dives into one of the most overlooked paths to long-term wealth: buying a property with income-producing units, living in one, and renting out the rest.

This isn’t just house hacking. It’s cash-flow-first homeownership—and it works in Phoenix, Austin, Nashville, Denver, and dozens of other cities with growing job hubs, tourism, and updated ADU laws.

Here’s what you’ll learn:

🏡 The Multi-Unit Breakdown
Hear how one Phoenix homeowner used a guest house and detached office to cut their $5,000 mortgage down to just $1,700/month—without sacrificing lifestyle or location.

📍 Where This Strategy Works Best
From Downtown Phoenix to Boise, Salt Lake City, and San Diego—discover the key ingredients that make this model thrive in both big and small markets.

📊 Why Net Cost Beats List Price
Yes, the upfront cost may be higher—but Eric explains how rental income dramatically changes the math and creates long-term financial upside.

🔁 Flexible Rental Strategies
Short-term guests. Mid-term travel nurses. Long-term tenants. This strategy adapts to your market and your lifestyle.

🏥 Ideal for High-Demand Zones
Learn why homes near hospitals, universities, and remote work hubs create consistent demand—and how to find these hotspots.

🧠 Live-In Leverage Explained
Turn your home into a business, reduce financial risk, and build equity faster—while staying nimble and protected from market swings.

📈 Pros, Cons, and Real-World Scenarios
Eric lays out the advantages (like tax benefits and exit flexibility) and the tradeoffs (shared space, changing STR rules) so you can make an informed move.

📬 Got a question for next week’s Q&A episode?
DM Eric on Instagram, LinkedIn, or send a message at [email protected]

👉 If you find value in this show, hit follow and leave a quick review.
🎧 New episodes drop weekly—actionable, strategic, and jargon-free.

Because when your home works harder than you do, that’s the real power of real estate.
💻 Visit theravenscroftgroup.com to learn more or book a strategy call.