00:05:15 - Credit Card Spend Requirements

00:27:38 - Speculation on Future Credit Card Nerfs

00:44:42 - Fun with Song Requests

00:48:42 - What We Do on Flights

01:00:15 - Business Card Siblings

01:08:10 - News

01:14:01 - Travel Mistakes and Lessons Learned

01:44:16 - The Psychology of Credit Card Preferences

01:59:25 - Open Source Approach to Credit Card Development

02:18:33 - Personal Credit Score Utilization

02:30:33 - Closing Remarks